Can A Waiter or Waitress Afford Rent in Cleveland, TN?

Rent-burdened — rent takes 51.4% of gross income.

Cleveland rent: June 2026. Salary: BLS OEWS May 2024 (Tennessee state estimate).

Cleveland median rent
$1,439/mo
Waiter or Waitress salary (Tennessee)
$33,608/yr
Rent as % of income
51.4%
Gross monthly income works out to about $2,801, and the 30% rule supports up to $840/mo in rent. Cleveland's median rent of $1,439 exceeds that threshold by $599/mo, putting a waiter or waitress salary into the rent-burdened range here. A waiter or waitress works roughly 89.1 hours a month to cover that rent.

About rent and a waiter or waitress salary

Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.

Cheaper rent nearby

These Tennessee cities have lower median rent than Cleveland, which improves the affordability math on a waiter or waitress salary:

Morristown, TN
$1,434/mo (51.2% of income)
Morristown, TN
$1,429/mo (51% of income)
Columbia, TN
$1,428/mo (51% of income)

Compare with full rent data for Cleveland

View full rent data for Cleveland, TN

Frequently asked questions

Can a waiter or waitress afford rent in Cleveland, TN?

Median rent in Cleveland is $1,439 a month. A typical waiter or waitress in Tennessee earns about $33,608 a year, which makes that rent 51.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a waiter or waitress afford in Cleveland?

Using the 30% rule, a waiter or waitress salary in Tennessee (~$33,608/yr) supports up to $840 a month in rent. Cleveland's current median rent is $1,439/mo, which is $599/mo over the affordability threshold.

How many hours does a waiter or waitress work to cover rent in Cleveland?

At an hourly equivalent of about $16 an hour, a waiter or waitress in Tennessee works roughly 89.1 hours a month to cover Cleveland's median rent of $1,439.

Where is rent cheaper than Cleveland for a waiter or waitress?

Nearby Tennessee cities with lower median rent include Morristown ($1,434/mo), Morristown ($1,429/mo), Columbia ($1,428/mo). Each shifts the affordability math materially on a waiter or waitress salary.

Methodology: Salary uses the BLS-derived Tennessee state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cleveland, TN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.