Rent Affordability for A Waiter or Waitress in Tennessee

A typical waiter or waitress in Tennessee earns about $33,608 a year, which supports approximately $840 a month in rent under the 30% rule. Below, every tracked Tennessee city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 2 of 72 cities tracked stay within the 30% rule; 70 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Dyersburg, TN$757/mo27%affordable
Dayton, TN$815/mo29.1%affordable
Martin, TN$930/mo33.2%stretched
Brownsville, TN$932/mo33.3%stretched
Elizabethton, TN$1,067/mo38.1%stretched
Athens, TN$1,085/mo38.7%stretched
Covington, TN$1,100/mo39.3%stretched
Greeneville, TN$1,114/mo39.8%stretched
Jefferson City, TN$1,152/mo41.1%rent-burdened
Lawrenceburg, TN$1,170/mo41.8%rent-burdened
Memphis, TN$1,280/mo45.7%rent-burdened
Kingston, TN$1,285/mo45.9%rent-burdened
East Ridge, TN$1,322/mo47.2%rent-burdened
Kingsport, TN$1,355/mo48.4%rent-burdened
Clarksville, TN$1,376/mo49.1%rent-burdened
Red Bank, TN$1,374/mo49.1%rent-burdened
Smithville, TN$1,400/mo50%rent-burdened
Bristol, TN$1,415/mo50.5%severely rent-burdened
Cleveland, TN$1,439/mo51.4%severely rent-burdened
Soddy-Daisy, TN$1,444/mo51.6%severely rent-burdened
Jackson, TN$1,451/mo51.8%severely rent-burdened
Johnson City, TN$1,467/mo52.4%severely rent-burdened
Crossville, TN$1,484/mo53%severely rent-burdened
Manchester, TN$1,493/mo53.3%severely rent-burdened
Morristown, TN$1,502/mo53.6%severely rent-burdened
Chattanooga, TN$1,505/mo53.7%severely rent-burdened
Springfield, TN$1,554/mo55.5%severely rent-burdened
Cookeville, TN$1,564/mo55.8%severely rent-burdened
Tullahoma, TN$1,573/mo56.2%severely rent-burdened
Hixson, TN$1,577/mo56.3%severely rent-burdened
Columbia, TN$1,580/mo56.4%severely rent-burdened
Ashland City, TN$1,580/mo56.4%severely rent-burdened
Millington, TN$1,599/mo57.1%severely rent-burdened
Seymour, TN$1,625/mo58%severely rent-burdened
Gallatin, TN$1,633/mo58.3%severely rent-burdened
Goodlettsville, TN$1,648/mo58.8%severely rent-burdened
Oak Ridge, TN$1,673/mo59.7%severely rent-burdened
Collegedale, TN$1,673/mo59.7%severely rent-burdened
Hendersonville, TN$1,678/mo59.9%severely rent-burdened
Murfreesboro, TN$1,687/mo60.2%severely rent-burdened
Smyrna, TN$1,693/mo60.4%severely rent-burdened
Portland, TN$1,698/mo60.6%severely rent-burdened
Lebanon, TN$1,704/mo60.8%severely rent-burdened
Sevierville, TN$1,711/mo61.1%severely rent-burdened
Lakeland, TN$1,725/mo61.6%severely rent-burdened
Alcoa, TN$1,732/mo61.8%severely rent-burdened
Lenoir City, TN$1,732/mo61.8%severely rent-burdened
Knoxville, TN$1,735/mo61.9%severely rent-burdened
Jonesborough, TN$1,738/mo62.1%severely rent-burdened
White House, TN$1,783/mo63.7%severely rent-burdened
Louisville, TN$1,800/mo64.3%severely rent-burdened
Dickson, TN$1,808/mo64.6%severely rent-burdened
Cordova, TN$1,811/mo64.7%severely rent-burdened
Nashville, TN$1,825/mo65.2%severely rent-burdened
Bartlett, TN$1,938/mo69.2%severely rent-burdened
Collierville, TN$1,956/mo69.8%severely rent-burdened
Maryville, TN$1,955/mo69.8%severely rent-burdened
Corryton, TN$1,968/mo70.3%severely rent-burdened
Farragut, TN$2,026/mo72.3%severely rent-burdened
Spring Hill, TN$2,030/mo72.5%severely rent-burdened
Powell, TN$2,075/mo74.1%severely rent-burdened
Clinton, TN$2,083/mo74.4%severely rent-burdened
Oakland, TN$2,123/mo75.8%severely rent-burdened
Brentwood, TN$2,129/mo76%severely rent-burdened
Franklin, TN$2,132/mo76.1%severely rent-burdened
Mount Juliet, TN$2,138/mo76.3%severely rent-burdened
Ooltewah, TN$2,138/mo76.3%severely rent-burdened
Harrison, TN$2,145/mo76.6%severely rent-burdened
La Vergne, TN$2,158/mo77.1%severely rent-burdened
Thompsons Station, TN$2,281/mo81.4%severely rent-burdened
Arlington, TN$2,480/mo88.6%severely rent-burdened
Germantown, TN$2,533/mo90.4%severely rent-burdened
Methodology: Salary is the BLS-derived state estimate for Tennessee. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).