Rent Affordability for A Waiter or Waitress in Tennessee

A typical waiter or waitress in Tennessee earns about $33,608 a year, which supports approximately $840 a month in rent under the 30% rule. Below, every tracked Tennessee city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 2 of 72 cities tracked stay within the 30% rule; 70 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Dyersburg, TN$800/mo28.6%affordable
Dayton, TN$815/mo29.1%affordable
Brownsville, TN$932/mo33.3%stretched
Martin, TN$961/mo34.3%stretched
Elizabethton, TN$1,067/mo38.1%stretched
Athens, TN$1,083/mo38.7%stretched
Covington, TN$1,100/mo39.3%stretched
Greeneville, TN$1,112/mo39.7%stretched
Jefferson City, TN$1,152/mo41.1%rent-burdened
Lawrenceburg, TN$1,170/mo41.8%rent-burdened
Memphis, TN$1,262/mo45.1%rent-burdened
Kingsport, TN$1,289/mo46%rent-burdened
Red Bank, TN$1,320/mo47.1%rent-burdened
Kingston, TN$1,352/mo48.3%rent-burdened
East Ridge, TN$1,379/mo49.2%rent-burdened
Clarksville, TN$1,386/mo49.5%rent-burdened
Bristol, TN$1,393/mo49.7%rent-burdened
Smithville, TN$1,400/mo50%rent-burdened
Soddy-Daisy, TN$1,408/mo50.3%severely rent-burdened
Cleveland, TN$1,413/mo50.5%severely rent-burdened
Jackson, TN$1,430/mo51.1%severely rent-burdened
Johnson City, TN$1,468/mo52.4%severely rent-burdened
Morristown, TN$1,473/mo52.6%severely rent-burdened
Crossville, TN$1,481/mo52.9%severely rent-burdened
Cookeville, TN$1,491/mo53.2%severely rent-burdened
Manchester, TN$1,516/mo54.1%severely rent-burdened
Chattanooga, TN$1,522/mo54.3%severely rent-burdened
Tullahoma, TN$1,533/mo54.7%severely rent-burdened
Hixson, TN$1,547/mo55.2%severely rent-burdened
Dickson, TN$1,574/mo56.2%severely rent-burdened
Columbia, TN$1,586/mo56.6%severely rent-burdened
Ashland City, TN$1,593/mo56.9%severely rent-burdened
Millington, TN$1,595/mo57%severely rent-burdened
Portland, TN$1,600/mo57.1%severely rent-burdened
Jonesborough, TN$1,623/mo58%severely rent-burdened
Springfield, TN$1,630/mo58.2%severely rent-burdened
Gallatin, TN$1,635/mo58.4%severely rent-burdened
Seymour, TN$1,643/mo58.7%severely rent-burdened
Sevierville, TN$1,648/mo58.8%severely rent-burdened
Lakeland, TN$1,667/mo59.5%severely rent-burdened
Oak Ridge, TN$1,668/mo59.6%severely rent-burdened
Murfreesboro, TN$1,671/mo59.7%severely rent-burdened
Goodlettsville, TN$1,673/mo59.7%severely rent-burdened
Lebanon, TN$1,685/mo60.2%severely rent-burdened
Hendersonville, TN$1,691/mo60.4%severely rent-burdened
Lenoir City, TN$1,691/mo60.4%severely rent-burdened
Smyrna, TN$1,705/mo60.9%severely rent-burdened
Alcoa, TN$1,716/mo61.3%severely rent-burdened
Knoxville, TN$1,726/mo61.6%severely rent-burdened
Cordova, TN$1,766/mo63.1%severely rent-burdened
Louisville, TN$1,800/mo64.3%severely rent-burdened
White House, TN$1,832/mo65.4%severely rent-burdened
Nashville, TN$1,834/mo65.5%severely rent-burdened
Farragut, TN$1,893/mo67.6%severely rent-burdened
Bartlett, TN$1,908/mo68.1%severely rent-burdened
Maryville, TN$1,938/mo69.2%severely rent-burdened
Brentwood, TN$1,967/mo70.2%severely rent-burdened
Collierville, TN$1,990/mo71.1%severely rent-burdened
La Vergne, TN$2,067/mo73.8%severely rent-burdened
Spring Hill, TN$2,073/mo74%severely rent-burdened
Clinton, TN$2,083/mo74.4%severely rent-burdened
Franklin, TN$2,122/mo75.8%severely rent-burdened
Mount Juliet, TN$2,132/mo76.1%severely rent-burdened
Harrison, TN$2,145/mo76.6%severely rent-burdened
Oakland, TN$2,150/mo76.8%severely rent-burdened
Corryton, TN$2,164/mo77.3%severely rent-burdened
Powell, TN$2,172/mo77.6%severely rent-burdened
Ooltewah, TN$2,173/mo77.6%severely rent-burdened
Thompsons Station, TN$2,336/mo83.4%severely rent-burdened
Germantown, TN$2,403/mo85.8%severely rent-burdened
Arlington, TN$2,452/mo87.6%severely rent-burdened
Collegedale, TN$2,663/mo95.1%severely rent-burdened
Methodology: Salary is the BLS-derived state estimate for Tennessee. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).