Can A Waiter or Waitress Afford Rent in Commerce, TX?
Stretched but workable — rent takes 36.3% of gross income.
Commerce rent: June 2026. Salary: BLS OEWS May 2024 (Texas state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Texas cities have lower median rent than Commerce, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Commerce
View full rent data for Commerce, TX →Frequently asked questions
Can a waiter or waitress afford rent in Commerce, TX?
Median rent in Commerce is $1,093 a month. A typical waiter or waitress in Texas earns about $36,165 a year, which makes that rent 36.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Commerce?
Using the 30% rule, a waiter or waitress salary in Texas (~$36,165/yr) supports up to $904 a month in rent. Commerce's current median rent is $1,093/mo, which is $189/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Commerce?
At an hourly equivalent of about $17 an hour, a waiter or waitress in Texas works roughly 62.9 hours a month to cover Commerce's median rent of $1,093.
Where is rent cheaper than Commerce for a waiter or waitress?
Nearby Texas cities with lower median rent include Weslaco ($1,092/mo), Port Arthur ($1,090/mo), McAllen ($1,086/mo). Each shifts the affordability math materially on a waiter or waitress salary.