Can A Waiter or Waitress Afford Rent in Beloit, WI?
Rent-burdened — rent takes 44.6% of gross income.
Beloit rent: June 2026. Salary: BLS OEWS May 2024 (Wisconsin state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Wisconsin cities have lower median rent than Beloit, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Beloit
View full rent data for Beloit, WI →Frequently asked questions
Can a waiter or waitress afford rent in Beloit, WI?
Median rent in Beloit is $1,291 a month. A typical waiter or waitress in Wisconsin earns about $34,704 a year, which makes that rent 44.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Beloit?
Using the 30% rule, a waiter or waitress salary in Wisconsin (~$34,704/yr) supports up to $868 a month in rent. Beloit's current median rent is $1,291/mo, which is $423/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Beloit?
At an hourly equivalent of about $17 an hour, a waiter or waitress in Wisconsin works roughly 77.4 hours a month to cover Beloit's median rent of $1,291.
Where is rent cheaper than Beloit for a waiter or waitress?
Nearby Wisconsin cities with lower median rent include Stevens Point ($1,275/mo), Chippewa Falls ($1,274/mo), Wauwatosa ($1,273/mo). Each shifts the affordability math materially on a waiter or waitress salary.