Rent Affordability for Software Developers in the US

As of May 2026. Salary: BLS OEWS May 2024. Rent: ZORI monthly.

National avg salary
$138,110/yr
Gross monthly
$11,509
Affordable rent (30% rule)
$3,453/mo

Software developer pay is among the highest of any large occupation, which makes rent affordability comfortable in nearly every US city. The interesting question for developers is not whether they can afford rent, but how much surplus is left after rent in different markets. At the national-average developer salary, the 30% rule supports about $3,453 a month in rent — well above the median rent in even the most expensive US metros. The per-city pages quantify how much paycheck remains after typical local rent at the local developer-pay estimate.

Where rent is most affordable: states with the highest software developer pay

StateAvg salaryAffordable rent
District of Columbia$172,638/yr$4,316/moView cities ›
California$162,970/yr$4,074/moView cities ›
Massachusetts$160,208/yr$4,005/moView cities ›
New York$157,445/yr$3,936/moView cities ›
Alaska$154,683/yr$3,867/moView cities ›
New Jersey$154,683/yr$3,867/moView cities ›
Washington$154,683/yr$3,867/moView cities ›
Connecticut$151,921/yr$3,798/moView cities ›
Hawaii$149,159/yr$3,729/moView cities ›
Maryland$149,159/yr$3,729/moView cities ›

Where rent stretches the salary furthest: states with the lowest software developer pay

StateAvg salaryAffordable rent
Mississippi$111,869/yr$2,797/moView cities ›
Arkansas$114,631/yr$2,866/moView cities ›
West Virginia$117,394/yr$2,935/moView cities ›
Alabama$118,775/yr$2,969/moView cities ›
Louisiana$120,156/yr$3,004/moView cities ›
South Dakota$121,537/yr$3,038/moView cities ›
South Carolina$121,537/yr$3,038/moView cities ›
Oklahoma$121,537/yr$3,038/moView cities ›
Montana$121,537/yr$3,038/moView cities ›
Kentucky$121,537/yr$3,038/moView cities ›

All states

District of ColumbiaCaliforniaMassachusettsNew YorkAlaskaNew JerseyWashingtonConnecticutHawaiiMarylandColoradoMinnesotaOregonRhode IslandNew HampshireDelawareIllinoisVirginiaPennsylvaniaTexasArizonaNevadaNorth DakotaVermontMichiganUtahGeorgiaWisconsinNorth CarolinaOhioWyomingFloridaMaineNebraskaIowaMissouriTennesseeIndianaKansasNew MexicoIdahoKentuckyMontanaOklahomaSouth CarolinaSouth DakotaLouisianaAlabamaWest VirginiaArkansasMississippi

Frequently asked questions

Where can a software developer maximize rent affordability?

In mid-cost metros where developer pay is at or above the national mean but rent is well below it. Many Texas, North Carolina, and Mountain West cities currently offer this combination.

What rent can a software developer afford?

At the BLS national mean of $138,110, the 30% rule supports about $3,453 a month in rent — above the median for nearly every US metro.

Methodology: Salary anchors use BLS OEWS national mean wages (May 2024 release). State estimates apply published BLS state-vs-national wage ratios to the national mean. Rent figures use ZORI monthly data. Affordable rent calculations use the standard 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, deductions, overtime, tips, and household composition.