Rent Affordability for A Software Developer in New York

A typical software developer in New York earns about $157,445 a year, which supports approximately $3,936 a month in rent under the 30% rule. Below, every tracked New York city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 124 of 145 cities tracked stay within the 30% rule; 21 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Lockport, NY$1,024/mo7.8%very comfortable
Elmira, NY$1,158/mo8.8%very comfortable
North Tonawanda, NY$1,173/mo8.9%very comfortable
Palmyra, NY$1,168/mo8.9%very comfortable
Niagara Falls, NY$1,212/mo9.2%very comfortable
Johnson City, NY$1,222/mo9.3%very comfortable
Gloversville, NY$1,248/mo9.5%very comfortable
Potsdam, NY$1,245/mo9.5%very comfortable
Amsterdam, NY$1,258/mo9.6%very comfortable
Endicott, NY$1,267/mo9.7%very comfortable
Corning, NY$1,272/mo9.7%very comfortable
Tonawanda, NY$1,281/mo9.8%very comfortable
Binghamton, NY$1,322/mo10.1%very comfortable
Brockport, NY$1,344/mo10.2%very comfortable
Painted Post, NY$1,334/mo10.2%very comfortable
Utica, NY$1,365/mo10.4%very comfortable
Cortland, NY$1,367/mo10.4%very comfortable
Hamburg, NY$1,364/mo10.4%very comfortable
Whitesboro, NY$1,394/mo10.6%very comfortable
Oswego, NY$1,415/mo10.8%very comfortable
Glens Falls, NY$1,419/mo10.8%very comfortable
Buffalo, NY$1,430/mo10.9%very comfortable
Auburn, NY$1,425/mo10.9%very comfortable
Watervliet, NY$1,471/mo11.2%very comfortable
Henrietta, NY$1,473/mo11.2%very comfortable
Schenectady, NY$1,489/mo11.3%very comfortable
Troy, NY$1,501/mo11.4%very comfortable
Rome, NY$1,500/mo11.4%very comfortable
Depew, NY$1,505/mo11.5%very comfortable
Watertown, NY$1,517/mo11.6%very comfortable
Rochester, NY$1,532/mo11.7%very comfortable
Syracuse, NY$1,546/mo11.8%very comfortable
Oneonta, NY$1,554/mo11.8%very comfortable
Clarence, NY$1,550/mo11.8%very comfortable
Lancaster, NY$1,582/mo12.1%very comfortable
Ellenville, NY$1,600/mo12.2%very comfortable
Albany, NY$1,611/mo12.3%very comfortable
Monticello, NY$1,617/mo12.3%very comfortable
Webster, NY$1,657/mo12.6%very comfortable
Clifton Park, NY$1,647/mo12.6%very comfortable
Penfield, NY$1,647/mo12.6%very comfortable
Port Jervis, NY$1,704/mo13%very comfortable
West Henrietta, NY$1,726/mo13.2%very comfortable
Canandaigua, NY$1,746/mo13.3%very comfortable
Fairport, NY$1,774/mo13.5%very comfortable
Camillus, NY$1,783/mo13.6%very comfortable
Cohoes, NY$1,816/mo13.8%very comfortable
Catskill, NY$1,831/mo14%very comfortable
Poughkeepsie, NY$1,865/mo14.2%very comfortable
Baldwinsville, NY$1,867/mo14.2%very comfortable
Newburgh, NY$1,925/mo14.7%very comfortable
East Syracuse, NY$1,925/mo14.7%very comfortable
Ithaca, NY$1,947/mo14.8%very comfortable
Rensselaer, NY$1,970/mo15%very comfortable
Ballston Spa, NY$2,010/mo15.3%very comfortable
New Hartford, NY$2,010/mo15.3%very comfortable
Kingston, NY$2,019/mo15.4%very comfortable
Latham, NY$2,049/mo15.6%very comfortable
Grand Island, NY$2,089/mo15.9%very comfortable
East Amherst, NY$2,108/mo16.1%very comfortable
Getzville, NY$2,130/mo16.2%very comfortable
Hudson, NY$2,159/mo16.5%very comfortable
Williamsville, NY$2,167/mo16.5%very comfortable
Delmar, NY$2,163/mo16.5%very comfortable
Deer Park, NY$2,175/mo16.6%very comfortable
Middletown, NY$2,210/mo16.8%very comfortable
Farmington, NY$2,218/mo16.9%very comfortable
Brentwood, NY$2,300/mo17.5%very comfortable
Saratoga Springs, NY$2,374/mo18.1%very comfortable
Moriches, NY$2,376/mo18.1%very comfortable
Wappingers Falls, NY$2,398/mo18.3%very comfortable
Manorville, NY$2,410/mo18.4%very comfortable
Liverpool, NY$2,421/mo18.5%very comfortable
Eastchester, NY$2,683/mo20.4%affordable
Patchogue, NY$2,679/mo20.4%affordable
Bohemia, NY$2,686/mo20.5%affordable
Warwick, NY$2,706/mo20.6%affordable
Yonkers, NY$2,754/mo21%affordable
Mount Vernon, NY$2,794/mo21.3%affordable
West Babylon, NY$2,790/mo21.3%affordable
Holbrook, NY$2,827/mo21.5%affordable
Suffern, NY$2,833/mo21.6%affordable
Franklin Square, NY$2,850/mo21.7%affordable
New Paltz, NY$2,848/mo21.7%affordable
Nyack, NY$2,855/mo21.8%affordable
Hicksville, NY$2,879/mo21.9%affordable
Bay Shore, NY$2,896/mo22.1%affordable
Port Chester, NY$2,909/mo22.2%affordable
Goshen, NY$2,930/mo22.3%affordable
Ronkonkoma, NY$2,934/mo22.4%affordable
New Windsor, NY$2,962/mo22.6%affordable
New Rochelle, NY$2,974/mo22.7%affordable
Port Jefferson Station, NY$2,979/mo22.7%affordable
Valley Stream, NY$2,994/mo22.8%affordable
Hauppauge, NY$3,012/mo23%affordable
Farmingdale, NY$3,028/mo23.1%affordable
Beacon, NY$3,062/mo23.3%affordable
Monroe, NY$3,054/mo23.3%affordable
Peekskill, NY$3,108/mo23.7%affordable
Nanuet, NY$3,103/mo23.7%affordable
Central Islip, NY$3,147/mo24%affordable
Westbury, NY$3,154/mo24%affordable
Amityville, NY$3,154/mo24%affordable
Port Jefferson, NY$3,165/mo24.1%affordable
Oceanside, NY$3,200/mo24.4%affordable
White Plains, NY$3,228/mo24.6%affordable
Coram, NY$3,324/mo25.3%affordable
Huntington, NY$3,332/mo25.4%affordable
Mineola, NY$3,341/mo25.5%affordable
Hempstead, NY$3,370/mo25.7%affordable
Huntington Station, NY$3,369/mo25.7%affordable
Irvington, NY$3,451/mo26.3%affordable
Washingtonville, NY$3,475/mo26.5%affordable
Rockville Centre, NY$3,502/mo26.7%affordable
Uniondale, NY$3,545/mo27%affordable
Ossining, NY$3,600/mo27.4%affordable
Glen Cove, NY$3,605/mo27.5%affordable
Woodbury, NY$3,603/mo27.5%affordable
Oyster Bay, NY$3,605/mo27.5%affordable
Levittown, NY$3,623/mo27.6%affordable
Tivoli, NY$3,650/mo27.8%affordable
Long Beach, NY$3,684/mo28.1%affordable
West Hempstead, NY$3,821/mo29.1%affordable
Purchase, NY$3,903/mo29.7%affordable
Farmingville, NY$3,983/mo30.4%stretched
Centereach, NY$4,020/mo30.6%stretched
New Hyde Park, NY$4,111/mo31.3%stretched
New York, NY$4,133/mo31.5%stretched
Mamaroneck, NY$4,144/mo31.6%stretched
Massapequa, NY$4,175/mo31.8%stretched
Port Washington, NY$4,208/mo32.1%stretched
Southold, NY$4,250/mo32.4%stretched
West Harrison, NY$4,350/mo33.2%stretched
Sleepy Hollow, NY$4,451/mo33.9%stretched
Dobbs Ferry, NY$4,460/mo34%stretched
Great Neck, NY$4,908/mo37.4%stretched
Plainview, NY$5,088/mo38.8%stretched
Harrison, NY$5,176/mo39.4%stretched
Garden City, NY$5,550/mo42.3%rent-burdened
Larchmont, NY$7,202/mo54.9%severely rent-burdened
Rye, NY$8,489/mo64.7%severely rent-burdened
Scarsdale, NY$9,756/mo74.4%severely rent-burdened
East Quogue, NY$13,000/mo99.1%severely rent-burdened
Hampton Bays, NY$13,026/mo99.3%severely rent-burdened
Southampton, NY$17,483/mo133.3%severely rent-burdened
Methodology: Salary is the BLS-derived state estimate for New York. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).