Rent Affordability for A Software Developer in New York

A typical software developer in New York earns about $157,445 a year, which supports approximately $3,936 a month in rent under the 30% rule. Below, every tracked New York city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 126 of 145 cities tracked stay within the 30% rule; 19 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Gloversville, NY$1,025/mo7.8%very comfortable
Lockport, NY$1,036/mo7.9%very comfortable
Palmyra, NY$1,055/mo8%very comfortable
Elmira, NY$1,121/mo8.5%very comfortable
Amsterdam, NY$1,194/mo9.1%very comfortable
North Tonawanda, NY$1,203/mo9.2%very comfortable
Niagara Falls, NY$1,221/mo9.3%very comfortable
Endicott, NY$1,246/mo9.5%very comfortable
Binghamton, NY$1,261/mo9.6%very comfortable
Potsdam, NY$1,263/mo9.6%very comfortable
Tonawanda, NY$1,270/mo9.7%very comfortable
Oswego, NY$1,282/mo9.8%very comfortable
Johnson City, NY$1,280/mo9.8%very comfortable
Cortland, NY$1,309/mo10%very comfortable
Hamburg, NY$1,315/mo10%very comfortable
Corning, NY$1,322/mo10.1%very comfortable
Brockport, NY$1,330/mo10.1%very comfortable
Whitesboro, NY$1,338/mo10.2%very comfortable
Auburn, NY$1,379/mo10.5%very comfortable
Painted Post, NY$1,385/mo10.6%very comfortable
Buffalo, NY$1,423/mo10.8%very comfortable
Utica, NY$1,431/mo10.9%very comfortable
Glens Falls, NY$1,462/mo11.1%very comfortable
Watervliet, NY$1,476/mo11.2%very comfortable
Rochester, NY$1,496/mo11.4%very comfortable
Schenectady, NY$1,500/mo11.4%very comfortable
Troy, NY$1,491/mo11.4%very comfortable
Rome, NY$1,500/mo11.4%very comfortable
Henrietta, NY$1,506/mo11.5%very comfortable
Syracuse, NY$1,525/mo11.6%very comfortable
Depew, NY$1,527/mo11.6%very comfortable
Oneonta, NY$1,540/mo11.7%very comfortable
Clarence, NY$1,550/mo11.8%very comfortable
Penfield, NY$1,543/mo11.8%very comfortable
Watertown, NY$1,578/mo12%very comfortable
Lancaster, NY$1,582/mo12.1%very comfortable
Canandaigua, NY$1,603/mo12.2%very comfortable
Ellenville, NY$1,600/mo12.2%very comfortable
Monticello, NY$1,617/mo12.3%very comfortable
Albany, NY$1,635/mo12.5%very comfortable
Clifton Park, NY$1,671/mo12.7%very comfortable
Webster, NY$1,697/mo12.9%very comfortable
Port Jervis, NY$1,708/mo13%very comfortable
West Henrietta, NY$1,713/mo13.1%very comfortable
Cohoes, NY$1,768/mo13.5%very comfortable
Fairport, NY$1,774/mo13.5%very comfortable
Camillus, NY$1,805/mo13.8%very comfortable
Catskill, NY$1,831/mo14%very comfortable
Poughkeepsie, NY$1,908/mo14.5%very comfortable
Baldwinsville, NY$1,901/mo14.5%very comfortable
Grand Island, NY$1,903/mo14.5%very comfortable
Ithaca, NY$1,926/mo14.7%very comfortable
East Syracuse, NY$1,925/mo14.7%very comfortable
Rensselaer, NY$1,951/mo14.9%very comfortable
Kingston, NY$1,978/mo15.1%very comfortable
Ballston Spa, NY$2,001/mo15.3%very comfortable
Newburgh, NY$2,017/mo15.4%very comfortable
Williamsville, NY$2,015/mo15.4%very comfortable
Latham, NY$2,049/mo15.6%very comfortable
East Amherst, NY$2,074/mo15.8%very comfortable
Getzville, NY$2,130/mo16.2%very comfortable
Farmington, NY$2,133/mo16.3%very comfortable
New Hartford, NY$2,158/mo16.4%very comfortable
Hudson, NY$2,224/mo17%very comfortable
Deer Park, NY$2,238/mo17.1%very comfortable
Manorville, NY$2,253/mo17.2%very comfortable
Delmar, NY$2,269/mo17.3%very comfortable
Middletown, NY$2,294/mo17.5%very comfortable
Brentwood, NY$2,300/mo17.5%very comfortable
Moriches, NY$2,407/mo18.3%very comfortable
Liverpool, NY$2,427/mo18.5%very comfortable
Wappingers Falls, NY$2,467/mo18.8%very comfortable
Saratoga Springs, NY$2,494/mo19%very comfortable
New Windsor, NY$2,537/mo19.3%very comfortable
Suffern, NY$2,567/mo19.6%very comfortable
Bohemia, NY$2,686/mo20.5%affordable
Warwick, NY$2,706/mo20.6%affordable
Mount Vernon, NY$2,736/mo20.9%affordable
Yonkers, NY$2,766/mo21.1%affordable
Patchogue, NY$2,798/mo21.3%affordable
Goshen, NY$2,814/mo21.4%affordable
Holbrook, NY$2,845/mo21.7%affordable
New Paltz, NY$2,848/mo21.7%affordable
Nyack, NY$2,914/mo22.2%affordable
Bay Shore, NY$2,953/mo22.5%affordable
Beacon, NY$2,954/mo22.5%affordable
Farmingdale, NY$2,948/mo22.5%affordable
Valley Stream, NY$2,967/mo22.6%affordable
New Rochelle, NY$2,989/mo22.8%affordable
Ronkonkoma, NY$3,003/mo22.9%affordable
West Babylon, NY$3,077/mo23.5%affordable
Franklin Square, NY$3,100/mo23.6%affordable
Central Islip, NY$3,110/mo23.7%affordable
Port Jefferson Station, NY$3,119/mo23.8%affordable
Hauppauge, NY$3,157/mo24.1%affordable
Peekskill, NY$3,191/mo24.3%affordable
Monroe, NY$3,188/mo24.3%affordable
Amityville, NY$3,204/mo24.4%affordable
Port Chester, NY$3,213/mo24.5%affordable
White Plains, NY$3,227/mo24.6%affordable
Coram, NY$3,224/mo24.6%affordable
Hicksville, NY$3,239/mo24.7%affordable
Nanuet, NY$3,273/mo24.9%affordable
Westbury, NY$3,284/mo25%affordable
Levittown, NY$3,303/mo25.2%affordable
Huntington Station, NY$3,317/mo25.3%affordable
Huntington, NY$3,321/mo25.3%affordable
Ossining, NY$3,368/mo25.7%affordable
Massapequa, NY$3,438/mo26.2%affordable
Eastchester, NY$3,450/mo26.3%affordable
Port Jefferson, NY$3,453/mo26.3%affordable
Rockville Centre, NY$3,465/mo26.4%affordable
Mineola, NY$3,467/mo26.4%affordable
Hempstead, NY$3,480/mo26.5%affordable
Oceanside, NY$3,475/mo26.5%affordable
Woodbury, NY$3,509/mo26.7%affordable
Uniondale, NY$3,545/mo27%affordable
Oyster Bay, NY$3,565/mo27.2%affordable
Long Beach, NY$3,653/mo27.8%affordable
Tivoli, NY$3,650/mo27.8%affordable
Glen Cove, NY$3,721/mo28.4%affordable
West Hempstead, NY$3,781/mo28.8%affordable
Irvington, NY$3,788/mo28.9%affordable
Port Washington, NY$3,846/mo29.3%affordable
Washingtonville, NY$3,850/mo29.3%affordable
Mamaroneck, NY$3,906/mo29.8%affordable
Sleepy Hollow, NY$3,980/mo30.3%stretched
Farmingville, NY$3,983/mo30.4%stretched
Centereach, NY$4,058/mo30.9%stretched
New Hyde Park, NY$4,111/mo31.3%stretched
Purchase, NY$4,101/mo31.3%stretched
New York, NY$4,170/mo31.8%stretched
Dobbs Ferry, NY$4,216/mo32.1%stretched
Southold, NY$4,250/mo32.4%stretched
West Harrison, NY$4,350/mo33.2%stretched
Harrison, NY$4,566/mo34.8%stretched
Great Neck, NY$4,970/mo37.9%stretched
Plainview, NY$5,081/mo38.7%stretched
Garden City, NY$6,075/mo46.3%rent-burdened
Larchmont, NY$6,849/mo52.2%severely rent-burdened
Rye, NY$8,099/mo61.7%severely rent-burdened
Scarsdale, NY$8,839/mo67.4%severely rent-burdened
Hampton Bays, NY$9,761/mo74.4%severely rent-burdened
East Quogue, NY$13,000/mo99.1%severely rent-burdened
Southampton, NY$17,483/mo133.3%severely rent-burdened
Methodology: Salary is the BLS-derived state estimate for New York. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).