ZIP Code · MA

ZIP 01085

Part of Westfield, MA

Pop. 41,102·Hampden County·148th most expensive ZIP in Massachusetts

Median rent (all units)

$1,950/mo

Year-over-Year

+3.6%

Month-over-Month

+0.4%

vs US Median

+$18

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 01085 · $1,950

More expensive than 58% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,150

1 BR

$1,310

2 BR

$1,640

3 BR

$2,010

4 BR+

$2,170

Research median

$1,640/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Massachusetts

Rent in ZIP 01085 changed +3.6% over the year to September 2026. Across the 140 Massachusetts ZIP codes Zillow tracks, the typical change was +3.0%.

Recent direction

Rent has risen 3 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($88,728) is $2,218 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,170).

Cheaper nearby

ZIP 01040, 8 miles away, rents for 15% less ($1,663/mo), about $3,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 01085. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$23,400/yr

At $1,950/mo median

Location

CityWestfield

StateMA

CountyHampden County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.6% YoY, +0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 01085 (Westfield, MA) is majority owner-occupied, 33.3% of residents hold a bachelor's degree or higher.

Population

41,102

Median income

$88,728

Median age

40.1

Renters

30.8%

Age distribution

18.2%

26.4%

23.3%

13.4%

18.7%

Under 1818.2%

18–3426.4%

35–5423.3%

55–6413.4%

65+18.7%

Gender

48.3%

51.7%

Male48.3%

Female51.7%

Race & ethnicity

85.1%

White85.1%

Black0.9%

Hispanic9.3%

Asian3%

Other1.7%

Education (25+)

29.2%

30.7%

33.3%

No HS diploma6.7%

HS diploma29.2%

Some college30.7%

Bachelor's+33.3%

Housing tenure

69.2%

30.8%

Owner69.2%

Renter30.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 01085 in Westfield, MA has changed in 5 years

Income

$74,341 → $88,728

up 19.4%

Population

41,715 → 41,102

down 1.5%

Renter share

33.8% → 30.8%

-3.0 pts

Bachelor's+

32.8% → 33.3%

+0.5 pts

Median age

38.7 → 40.1

+1.4 yrs

Census figures show median household income at $88,728 today, compared with $74,341 five years earlier. Headcount in the area went from 41,715 to 41,102 between 2021 and 2024, a 1.5% change. About 30.8% of households rent today, against 33.8% in 2021.

Community

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Local insights

Tips for renters in ZIP 01085

About renting in ZIP 01085

Last updated: October 17, 2026

ZIP code 01085 covers Westfield, MA. The median rent here is $1,950/mo as of October 2026. A 1-bedroom rents for a median of $1,310/mo. A 2-bedroom rents for a median of $1,640/mo.

At 26% of local median household income ($88,728/yr), ZIP 01085 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 01085?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (about $38/hour full-time) to afford the median rent of $1,950/mo in ZIP 01085. The local median household income is $88,728/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 01085?

Rent in ZIP 01085 has risen 3.6% over the past year.

How does ZIP 01085 compare to other ZIPs in Massachusetts?

ZIP 01085 is one of the more affordable among Massachusetts ZIP codes for rent, ranking #148 of 164 at $1,950/mo. Over the year to September 2026, rent in ZIP 01085 changed +3.6%, against a typical +3.0% across the 140 Massachusetts ZIP codes Zillow tracks.