ZIP Code · MA

ZIP 01109

Pop. 31,124·Hampden County·143rd most expensive ZIP in Massachusetts
Median rent (all units)
$2,091/mo
Year-over-Year
Stable
Month-over-Month
+0.6%
vs US Median
+$159
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 01109 · $2,091
More expensive than 66% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,250
1 BR
$1,420
2 BR
$1,780
3 BR
$2,180
4 BR+
$2,360
Research median
$1,780/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($48,415) is $1,210 a month. That is less than HUD's Fair Market Rent for a studio ($1,250).

Rank in Springfield

3rd cheapest of 3 ZIP codes in Springfield.

Cheaper nearby

ZIP 01105, 2 miles away, rents for 28% less ($1,500/mo), about $7,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 01109. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$25,092/yr
At $2,091/mo median
Location
StateMA
CountyHampden County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, +0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 01109 (Springfield, MA) is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 17.9% of residents hold a bachelor's degree or higher.

Population
31,124
Median income
$48,415
Median age
29.3
Renters
52.4%
Age distribution
24.5%
33.4%
20%
Under 1824.5%
18–3433.4%
35–5420%
55–6410.1%
65+12%
Gender
51.4%
48.6%
Male51.4%
Female48.6%
Race & ethnicity
25.4%
30.4%
48.4%
White25.4%
Black30.4%
Hispanic48.4%
Asian1.9%
Education (25+)
24.4%
32.5%
25.2%
17.9%
No HS diploma24.4%
HS diploma32.5%
Some college25.2%
Bachelor's+17.9%
Housing tenure
47.6%
52.4%
Owner47.6%
Renter52.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 01109 in Springfield, MA has changed in 5 years

Income
$37,887 → $48,415
up 27.8%
Population
31,242 → 31,124
down 0.4%
Renter share
58.2% → 52.4%
-5.8 pts
Bachelor's+
16.6% → 17.9%
+1.3 pts

Local incomes tracked alongside that move, going from a median of $37,887 in 2021 to $48,415 more recently. The renter share has eased from 58.2% to 52.4%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 01109

Last updated: October 17, 2026

ZIP code 01109 covers Springfield, MA. The median rent here is $2,091/mo as of October 2026. A 1-bedroom rents for a median of $1,420/mo. A 2-bedroom rents for a median of $1,780/mo.

At 52% of local median household income ($48,415/yr), ZIP 01109 ranks as expensive compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 01109?

To keep rent at or below 30% of gross income, you would need to earn at least $84,000/year (about $40/hour full-time) to afford the median rent of $2,091/mo in ZIP 01109. The local median household income is $48,415/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 01109?

Rent in ZIP 01109 has been roughly flat over the past year, a 0.0% change.

How does ZIP 01109 compare to other ZIPs in Massachusetts?

ZIP 01109 is one of the more affordable among Massachusetts ZIP codes for rent, ranking #143 of 164 at $2,091/mo.

How does ZIP 01109 compare to the rest of Springfield?

At $2,091/mo, ZIP 01109 is $269 above the Springfield citywide median of $1,822/mo. It is the 3rd cheapest of 3 ZIP codes in Springfield.
Income Affordability
52%
EXPENSIVE

At $2,091/mo, rent takes ~52% of ZIP 01109's median household income ($48,415/yr). The standard benchmark is 30%.

ZIP 01109 52%Benchmark 30%
State income tax5%
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Schools nearby

Public schools near ZIP 01109 (Springfield, MA)

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