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ZIP Code · MA

ZIP 02140

Pop. 21,204·Middlesex County·27th most expensive ZIP in Massachusetts
Median rent (all units)
$3,485/mo
Year-over-Year
+9.8%
Month-over-Month
+1.6%
vs US Median
+$1,520
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 02140 · $3,485
More expensive than 95% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,930
1 BR
$3,070
2 BR
$3,650
3 BR
$4,380
4 BR+
$4,830
Research median
$3,650/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$41,820/yr
At $3,485/mo median
Location
StateMA
CountyMiddlesex County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 9.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+9.8% YoY, +1.6% MoM), not inventory.
Demographics

Who lives here

ZIP 02140 (Cambridge, MA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 79.1% of residents hold a bachelor's degree or higher.

Population
21,204
Median income
$135,286
Median age
33.9
Renters
65.1%
Age distribution
15.8%
36%
26.1%
13%
Under 1815.8%
18–3436%
35–5426.1%
55–649%
65+13%
Gender
51.8%
48.2%
Male51.8%
Female48.2%
Race & ethnicity
54.4%
16.1%
18.4%
White54.4%
Black16.1%
Hispanic6.2%
Asian18.4%
Other4.9%
Education (25+)
79.1%
No HS diploma4.8%
HS diploma7%
Some college9.2%
Bachelor's+79.1%
Housing tenure
34.9%
65.1%
Owner34.9%
Renter65.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 02140 in Cambridge, MA has changed in 5 years

Rent
$2,491 → $3,485
up 39.9%
Income
$119,827 → $135,286
up 12.9%
Population
20,060 → 21,204
up 5.7%
Renter share
66.7% → 65.1%
-1.6 pts
Bachelor's+
78.5% → 79.1%
+0.6 pts
Median age
34.5 → 33.9
-0.6 yrs

Rent in ZIP 02140 in Cambridge, MA has climbed 39.9% since 2021, going from about $2,491 per month to roughly $3,485 today. Local incomes tracked alongside that move, going from a median of $119,827 in 2021 to $135,286 more recently. Rent outpaced income growth by roughly 27.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 20,060 to 21,204 between 2021 and 2024, a 5.7% change. About 65.1% of households rent today, against 66.7% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 02140 in Cambridge, MA market of 2021.

Community

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Local insights

Tips for renters in ZIP 02140

About renting in ZIP 02140

Last updated: July 20, 2026

ZIP code 02140 covers Cambridge, MA. The median rent here is $3,485/mo as of July 2026. A 1-bedroom rents for a median of $3,070/mo. A 2-bedroom rents for a median of $3,650/mo.

At 31% of local median household income ($135,286/yr), ZIP 02140 ranks as moderate compared to the national benchmark of 30%. Rents have increased 9.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 02140?

As of July 20, 2026, the median monthly rent in ZIP 02140 (Cambridge, MA) is $3,485. This is based on aggregated data from public sources and community submissions.

How does ZIP 02140 rent compare to the US average?

ZIP 02140's median rent of $3,485/mo is $1,520 (77%) above the US national median of $1,965/mo.

How does ZIP 02140 compare to other ZIPs in Massachusetts?

ZIP 02140 is one of the pricier ZIP codes in Massachusetts, ranking #27 out of 168 ZIPs tracked at $3,485/mo.

How much income do you need to rent in ZIP 02140?

To keep rent at or below 30% of gross income, you would need to earn at least $139,000/year (~$67/hour full-time) to afford the median rent of $3,485/mo in ZIP 02140. The local median household income is $135,286/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 02140?

Rent in ZIP 02140 has increased 9.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 02140 an affordable place to rent?

ZIP 02140 is considered moderate for renters. At $3,485/mo, rent takes approximately 31% of the local median household income ($135,286/yr). The standard benchmark is 30%. ZIP 02140 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 02140 residents rent vs. own?

According to Census data, approximately 65.1% of ZIP 02140 households are renters, while 34.9% are owner-occupied. With a majority renter population, ZIP 02140 has a strong rental market.

How does ZIP 02140 compare to the rest of Cambridge?

ZIP 02140 is more affordable than Cambridge overall. At $3,485/mo, it's $113 below the Cambridge citywide median of $3,598/mo.

When was rent data for ZIP 02140 last updated?

Rent data for ZIP 02140 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
31%
MODERATE

At $3,485/mo, rent takes ~31% of ZIP 02140's median household income ($135,286/yr). The standard benchmark is 30%.

ZIP 02140 31%Benchmark 30%
State income tax5%
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Schools nearby

Public schools near ZIP 02140 (Cambridge, MA)

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