ZIP Code · MA

ZIP 02143

Pop. 25,513·Middlesex County·33rd most expensive ZIP in Massachusetts
Median rent (all units)
$3,176/mo
Year-over-Year
+1.5%
Month-over-Month
Stable
vs US Median
+$1,244
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 02143 · $3,176
More expensive than 93% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,780
1 BR
$2,920
2 BR
$3,470
3 BR
$4,160
4 BR+
$4,590
Research median
$3,470/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 02143 usually run 3.9% below trend in December and 3.6% above it in June, about $238 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 02143 is 0.4% below its high of $3,189 in July 2026, at $3,176 as of September 2026.

Past year vs. the rest of Massachusetts

Rent in ZIP 02143 changed +1.5% over the year to September 2026. Across the 140 Massachusetts ZIP codes Zillow tracks, the typical change was +3.0%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 02143 rose 24.4% while median household income rose 32.9% ($98,374 to $130,753). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 02143 is 28.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($130,753) is $3,269 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,920); a 2-bedroom is $3,470.

Rank in Somerville

1st cheapest of 3 ZIP codes in Somerville.

Cheaper nearby

ZIP 02149, 3 miles away, rents for 12% less ($2,805/mo), about $4,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 02143. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$38,112/yr
At $3,176/mo median
Location
StateMA
CountyMiddlesex County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.5% YoY, -0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 02143 (Somerville, MA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 75.9% of residents hold a bachelor's degree or higher.

Population
25,513
Median income
$130,753
Median age
32.1
Renters
69%
Age distribution
50.4%
24.3%
Under 188.3%
18–3450.4%
35–5424.3%
55–648%
65+9%
Gender
46.6%
53.4%
Male46.6%
Female53.4%
Race & ethnicity
70.1%
White70.1%
Black4.5%
Hispanic9.8%
Asian10.2%
Other5.4%
Education (25+)
75.9%
No HS diploma5.7%
HS diploma9.3%
Some college9.1%
Bachelor's+75.9%
Housing tenure
31%
69%
Owner31%
Renter69%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 02143 in Somerville, MA has changed in 5 years

Rent
$2,341 → $3,176
up 35.7%
Income
$111,201 → $130,753
up 17.6%
Population
25,264 → 25,513
up 1.0%
Renter share
68.1% → 69%
+0.9 pts
Bachelor's+
72.9% → 75.9%
+3.0 pts

Since 2021, the typical rent in ZIP 02143 in Somerville, MA has increased from $2,341 to $3,176, a 35.7% change over five years. Census figures show median household income at $130,753 today, compared with $111,201 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 1.0% since 2021, moving from about 25,264 residents to roughly 25,513. College-educated residents now make up 75.9% of adults here, versus 72.9% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 02143

Last updated: October 17, 2026

ZIP code 02143 covers Somerville, MA. The median rent here is $3,176/mo as of October 2026. A 1-bedroom rents for a median of $2,920/mo. A 2-bedroom rents for a median of $3,470/mo.

At 29% of local median household income ($130,753/yr), ZIP 02143 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 02143?

To keep rent at or below 30% of gross income, you would need to earn at least $127,000/year (about $61/hour full-time) to afford the median rent of $3,176/mo in ZIP 02143. The local median household income is $130,753/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 02143?

Rent in ZIP 02143 has risen 1.5% over the past year as of September 2026. It sits 0.4% below its high of $3,189 in July 2026.

When is the cheapest time to rent in ZIP 02143?

Asking rents in ZIP 02143 are usually lowest in December, about 3.9% below their yearly trend, and highest in June, about 3.6% above it. At today's median that is a gap of roughly $238 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 02143?

No. From 2019 to 2024, rent in ZIP 02143 rose 24.4% while median household income rose 32.9%, from $98,374 to $130,753. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 02143 compare to other ZIPs in Massachusetts?

ZIP 02143 is one of the pricier among Massachusetts ZIP codes for rent, ranking #33 of 164 at $3,176/mo. Over the year to September 2026, rent in ZIP 02143 changed +1.5%, against a typical +3.0% across the 140 Massachusetts ZIP codes Zillow tracks.

How does ZIP 02143 compare to the rest of Somerville?

At $3,176/mo, ZIP 02143 is $252 below the Somerville citywide median of $3,428/mo. It is the 1st cheapest of 3 ZIP codes in Somerville.
Income Affordability
29%
AFFORDABLE

At $3,176/mo, rent takes ~29% of ZIP 02143's median household income ($130,753/yr). The standard benchmark is 30%.

ZIP 02143 29%Benchmark 30%
State income tax5%
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