ZIP Code · NH

ZIP 03431

Part of Keene, NH
Pop. 25,065·Cheshire County·24th most expensive ZIP in New Hampshire
Median rent (all units)
$1,827/mo
Year-over-Year
-2.4%
Month-over-Month
-1.3%
vs US Median
-$138
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 03431 · $1,827
More expensive than 50% of US ZIP codes · National median $1,965/mo
Rent check

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Medians by bedroom

Rent by unit size

Studio
$1,370
1 BR
$1,520
2 BR
$1,990
3 BR
$2,600
4 BR+
$2,630
Research median
$1,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,924/yr
At $1,827/mo median
Location
CityKeene
StateNH
CountyCheshire County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 2.4% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-2.4% YoY, -1.3% MoM), not inventory.
Demographics

Who lives here

ZIP 03431 (Keene, NH) is majority owner-occupied, skews toward younger working-age adults, 41.9% of residents hold a bachelor's degree or higher.

Population
25,065
Median income
$79,541
Median age
38.4
Renters
43.8%
Age distribution
14.2%
31.5%
22.9%
19.5%
Under 1814.2%
18–3431.5%
35–5422.9%
55–6412%
65+19.5%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
92.1%
White92.1%
Black1.5%
Hispanic1.7%
Asian0.6%
Other3.9%
Education (25+)
26.7%
25.9%
41.9%
No HS diploma5.4%
HS diploma26.7%
Some college25.9%
Bachelor's+41.9%
Housing tenure
56.2%
43.8%
Owner56.2%
Renter43.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 03431 in Keene, NH has changed in 5 years

Income
$62,938 → $79,541
up 26.4%
Population
25,062 → 25,065
up 0.0%
Renter share
45.2% → 43.8%
-1.4 pts
Bachelor's+
40.4% → 41.9%
+1.5 pts
Median age
37.6 → 38.4
+0.8 yrs

Local incomes tracked alongside that move, going from a median of $62,938 in 2021 to $79,541 more recently.

Community

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Local insights

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About renting in ZIP 03431

Last updated: July 20, 2026

ZIP code 03431 covers Keene, NH. The median rent here is $1,827/mo as of July 2026. A 1-bedroom rents for a median of $1,520/mo. A 2-bedroom rents for a median of $1,990/mo.

At 28% of local median household income ($79,541/yr), ZIP 03431 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 03431?

As of July 20, 2026, the median monthly rent in ZIP 03431 (Keene, NH) is $1,827. This is based on aggregated data from public sources and community submissions.

How does ZIP 03431 rent compare to the US average?

ZIP 03431's median rent of $1,827/mo is $138 (7%) below the US national median of $1,965/mo.

How does ZIP 03431 compare to other ZIPs in New Hampshire?

ZIP 03431 is among the more affordable ZIP codes in New Hampshire, ranking #24 out of 25 ZIPs at $1,827/mo.

How much income do you need to rent in ZIP 03431?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (~$35/hour full-time) to afford the median rent of $1,827/mo in ZIP 03431. The local median household income is $79,541/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 03431?

Rent in ZIP 03431 has decreased 2.4% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 03431 an affordable place to rent?

ZIP 03431 is considered affordable for renters. At $1,827/mo, rent takes approximately 28% of the local median household income ($79,541/yr). The standard benchmark is 30%. ZIP 03431 falls comfortably within that range.

What percentage of ZIP 03431 residents rent vs. own?

According to Census data, approximately 43.8% of ZIP 03431 households are renters, while 56.2% are owner-occupied. ZIP 03431 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 03431 compare to the rest of Keene?

ZIP 03431 is pricier than Keene as a whole. At $1,827/mo, it's $9 above the Keene citywide median of $1,818/mo.

When was rent data for ZIP 03431 last updated?

Rent data for ZIP 03431 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,827/mo, rent takes ~28% of ZIP 03431's median household income ($79,541/yr). The standard benchmark is 30%.

ZIP 03431 28%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 03431 (Keene, NH)

Recent submissions

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