ZIP Code · ME

ZIP 04096

Part of Yarmouth, ME
Pop. 9,053·Cumberland County·5th most expensive ZIP in Maine
Median rent (all units)
$2,481/mo
Year-over-Year
Stable
Month-over-Month
Stable
vs US Median
+$549
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 04096 · $2,481
More expensive than 79% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,650
1 BR
$1,860
2 BR
$2,390
3 BR
$2,910
4 BR+
$3,160
Research median
$2,390/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($110,216) is $2,755 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,390); a 3-bedroom is $2,910.

From Zillow's monthly rent index (ZORI) for ZIP 04096. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$29,772/yr
At $2,481/mo median
Location
StateME
CountyCumberland County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, +0.0% MoM), not inventory.
Demographics

Who lives here

ZIP 04096 (Yarmouth, ME) is majority owner-occupied, has a large retiree population, has a median income above the national average, 66.8% of residents hold a bachelor's degree or higher.

Population
9,053
Median income
$110,216
Median age
43.4
Renters
19.6%
Age distribution
24.7%
17.7%
22.6%
14.8%
20.2%
Under 1824.7%
18–3417.7%
35–5422.6%
55–6414.8%
65+20.2%
Gender
48.1%
51.9%
Male48.1%
Female51.9%
Race & ethnicity
94.7%
White94.7%
Black0.6%
Hispanic3.4%
Other1%
Education (25+)
24.3%
66.8%
No HS diploma1.2%
HS diploma7.7%
Some college24.3%
Bachelor's+66.8%
Housing tenure
80.4%
19.6%
Owner80.4%
Renter19.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 04096 in Yarmouth, ME has changed in 5 years

Income
$90,942 → $110,216
up 21.2%
Population
8,903 → 9,053
up 1.7%
Renter share
25.1% → 19.6%
-5.5 pts
Bachelor's+
60% → 66.8%
+6.8 pts
Median age
44.8 → 43.4
-1.4 yrs

Household income in the area moved from $90,942 to $110,216 across the same window, up 21.2% versus 2021. The population has grown by 1.7% since 2021, moving from about 8,903 residents to roughly 9,053. Renters now make up 19.6% of households, compared with 25.1% five years ago. College-educated residents now make up 66.8% of adults here, versus 60% in 2021.

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Local insights

Tips for renters in ZIP 04096

About renting in ZIP 04096

Last updated: October 17, 2026

ZIP code 04096 covers Yarmouth, ME. The median rent here is $2,481/mo as of October 2026. A 1-bedroom rents for a median of $1,860/mo. A 2-bedroom rents for a median of $2,390/mo.

At 27% of local median household income ($110,216/yr), ZIP 04096 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 04096?

To keep rent at or below 30% of gross income, you would need to earn at least $99,000/year (about $48/hour full-time) to afford the median rent of $2,481/mo in ZIP 04096. The local median household income is $110,216/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 04096?

Rent in ZIP 04096 has been roughly flat over the past year, a 0.0% change.

How does ZIP 04096 compare to other ZIPs in Maine?

ZIP 04096 is one of the pricier among Maine ZIP codes for rent, ranking #5 of 22 at $2,481/mo.

How does ZIP 04096 compare to the rest of Yarmouth?

At $2,481/mo, ZIP 04096 is $8 below the Yarmouth citywide median of $2,489/mo.
Income Affordability
27%
AFFORDABLE

At $2,481/mo, rent takes ~27% of ZIP 04096's median household income ($110,216/yr). The standard benchmark is 30%.

ZIP 04096 27%Benchmark 30%
State income tax5.8–7.15%
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Schools nearby

Public schools near ZIP 04096 (Yarmouth, ME)

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