ZIP Code · VT

ZIP 05404

Part of Winooski, VT
Pop. 8,293·Chittenden County·3rd most expensive ZIP in Vermont
Median rent (all units)
$2,218/mo
Year-over-Year
+1.4%
Month-over-Month
Stable
vs US Median
+$286
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 05404 · $2,218
More expensive than 71% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,630
1 BR
$1,800
2 BR
$2,330
3 BR
$2,990
4 BR+
$3,080
Research median
$2,330/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Recent direction

Rent has fallen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($79,522) is $1,988 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,800); a 2-bedroom is $2,330.

From Zillow's monthly rent index (ZORI) for ZIP 05404. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$26,616/yr
At $2,218/mo median
Location
StateVT
CountyChittenden County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.4% YoY, -0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 05404 (Winooski, VT) is majority renter-occupied, skews toward younger working-age adults, 59.1% of residents hold a bachelor's degree or higher.

Population
8,293
Median income
$79,522
Median age
33.3
Renters
64.8%
Age distribution
13.5%
41%
26.2%
Under 1813.5%
18–3441%
35–5426.2%
55–648.4%
65+10.9%
Gender
55.2%
44.8%
Male55.2%
Female44.8%
Race & ethnicity
77.4%
12.8%
White77.4%
Black3.2%
Hispanic2.5%
Asian12.8%
Other4.1%
Education (25+)
12.9%
18.8%
59.1%
No HS diploma9.2%
HS diploma12.9%
Some college18.8%
Bachelor's+59.1%
Housing tenure
35.2%
64.8%
Owner35.2%
Renter64.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 05404 in Winooski, VT has changed in 5 years

Income
$62,098 → $79,522
up 28.1%
Population
8,224 → 8,293
up 0.8%
Renter share
65% → 64.8%
-0.2 pts
Bachelor's+
52.5% → 59.1%
+6.6 pts
Median age
32.7 → 33.3
+0.6 yrs

Census figures show median household income at $79,522 today, compared with $62,098 five years earlier. College-educated residents now make up 59.1% of adults here, versus 52.5% in 2021.

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Local insights

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About renting in ZIP 05404

Last updated: October 17, 2026

ZIP code 05404 covers Winooski, VT. The median rent here is $2,218/mo as of October 2026. A 1-bedroom rents for a median of $1,800/mo. A 2-bedroom rents for a median of $2,330/mo.

At 33% of local median household income ($79,522/yr), ZIP 05404 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 05404?

To keep rent at or below 30% of gross income, you would need to earn at least $89,000/year (about $43/hour full-time) to afford the median rent of $2,218/mo in ZIP 05404. The local median household income is $79,522/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 05404?

Rent in ZIP 05404 has risen 1.4% over the past year.

How does ZIP 05404 compare to other ZIPs in Vermont?

ZIP 05404 is in the middle among Vermont ZIP codes for rent, ranking #3 of 6 at $2,218/mo.

How does ZIP 05404 compare to the rest of Winooski?

At $2,218/mo, ZIP 05404 is $37 above the Winooski citywide median of $2,181/mo.
Income Affordability
33%
MODERATE

At $2,218/mo, rent takes ~33% of ZIP 05404's median household income ($79,522/yr). The standard benchmark is 30%.

ZIP 05404 33%Benchmark 30%
State income tax3.35–8.75%
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Schools nearby

Public schools near ZIP 05404 (Winooski, VT)

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