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ZIP Code · VT

ZIP 05446

Pop. 16,452·Chittenden County·2nd most expensive ZIP in Vermont
Median rent (all units)
$2,292/mo
Year-over-Year
Stable
Month-over-Month
+4.3%
vs US Median
+$327
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 05446 · $2,292
More expensive than 73% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,350
1 BR
$1,490
2 BR
$1,930
3 BR
$2,480
4 BR+
$2,560
Research median
$1,930/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$27,504/yr
At $2,292/mo median
Location
StateVT
CountyChittenden County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +4.3% MoM), not inventory.
Demographics

Who lives here

ZIP 05446 (Colchester, VT) is majority owner-occupied, has a median income above the national average, 40.9% of residents hold a bachelor's degree or higher.

Population
16,452
Median income
$97,475
Median age
41.3
Renters
25.8%
Age distribution
20.5%
20.6%
25.2%
14.5%
19.2%
Under 1820.5%
18–3420.6%
35–5425.2%
55–6414.5%
65+19.2%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
88.1%
White88.1%
Black2.1%
Hispanic3.1%
Asian2.2%
Other4.5%
Education (25+)
27.5%
27.9%
40.9%
No HS diploma3.7%
HS diploma27.5%
Some college27.9%
Bachelor's+40.9%
Housing tenure
74.2%
25.8%
Owner74.2%
Renter25.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 05446 in Colchester, VT has changed in 5 years

Income
$84,111 → $97,475
up 15.9%
Population
16,001 → 16,452
up 2.8%
Renter share
29.3% → 25.8%
-3.5 pts
Bachelor's+
45.1% → 40.9%
-4.2 pts
Median age
38.4 → 41.3
+2.9 yrs

Local incomes tracked alongside that move, going from a median of $84,111 in 2021 to $97,475 more recently. Census counts show ZIP 05446 in Colchester, VT adding about 451 residents over the five-year window, up 2.8% on net. The renter share has eased from 29.3% to 25.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 45.1% to 40.9% across the same window.

Community

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Local insights

Tips for renters in ZIP 05446

About renting in ZIP 05446

Last updated: July 20, 2026

ZIP code 05446 covers Colchester, VT. The median rent here is $2,292/mo as of July 2026. A 1-bedroom rents for a median of $1,490/mo. A 2-bedroom rents for a median of $1,930/mo.

At 28% of local median household income ($97,475/yr), ZIP 05446 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 05446?

As of July 20, 2026, the median monthly rent in ZIP 05446 (Colchester, VT) is $2,292. This is based on aggregated data from public sources and community submissions.

How does ZIP 05446 rent compare to the US average?

ZIP 05446's median rent of $2,292/mo is $327 (17%) above the US national median of $1,965/mo.

How does ZIP 05446 compare to other ZIPs in Vermont?

ZIP 05446 is one of the pricier ZIP codes in Vermont, ranking #2 out of 6 ZIPs tracked at $2,292/mo.

How much income do you need to rent in ZIP 05446?

To keep rent at or below 30% of gross income, you would need to earn at least $92,000/year (~$44/hour full-time) to afford the median rent of $2,292/mo in ZIP 05446. The local median household income is $97,475/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 05446?

Rent in ZIP 05446 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 05446 an affordable place to rent?

ZIP 05446 is considered affordable for renters. At $2,292/mo, rent takes approximately 28% of the local median household income ($97,475/yr). The standard benchmark is 30%. ZIP 05446 falls comfortably within that range.

What percentage of ZIP 05446 residents rent vs. own?

According to Census data, approximately 25.8% of ZIP 05446 households are renters, while 74.2% are owner-occupied. ZIP 05446 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 05446 compare to the rest of Colchester?

ZIP 05446 sits right at the Colchester citywide median of $2,292/mo.

When was rent data for ZIP 05446 last updated?

Rent data for ZIP 05446 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $2,292/mo, rent takes ~28% of ZIP 05446's median household income ($97,475/yr). The standard benchmark is 30%.

ZIP 05446 28%Benchmark 30%
State income tax3.35–8.75%
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Schools nearby

Public schools near ZIP 05446 (Colchester, VT)

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