ZIP Code · VT

ZIP 05446

Part of Colchester, VT

Pop. 16,452·Chittenden County·4th most expensive ZIP in Vermont

Median rent (all units)

$2,206/mo

Year-over-Year

Stable

Month-over-Month

+0.5%

vs US Median

+$274

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 05446 · $2,206

More expensive than 71% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,350

1 BR

$1,490

2 BR

$1,930

3 BR

$2,480

4 BR+

$2,560

Research median

$1,930/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($97,475) is $2,437 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,930); a 3-bedroom is $2,480.

From Zillow's monthly rent index (ZORI) for ZIP 05446. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$26,472/yr

At $2,206/mo median

Location

CityColchester

StateVT

CountyChittenden County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 05446 (Colchester, VT) is majority owner-occupied, has a median income above the national average, 40.9% of residents hold a bachelor's degree or higher.

Population

16,452

Median income

$97,475

Median age

41.3

Renters

25.8%

Age distribution

20.5%

20.6%

25.2%

14.5%

19.2%

Under 1820.5%

18–3420.6%

35–5425.2%

55–6414.5%

65+19.2%

Gender

49.7%

50.3%

Male49.7%

Female50.3%

Race & ethnicity

88.1%

White88.1%

Black2.1%

Hispanic3.1%

Asian2.2%

Other4.5%

Education (25+)

27.5%

27.9%

40.9%

No HS diploma3.7%

HS diploma27.5%

Some college27.9%

Bachelor's+40.9%

Housing tenure

74.2%

25.8%

Owner74.2%

Renter25.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 05446 in Colchester, VT has changed in 5 years

Income

$84,111 → $97,475

up 15.9%

Population

16,001 → 16,452

up 2.8%

Renter share

29.3% → 25.8%

-3.5 pts

Bachelor's+

45.1% → 40.9%

-4.2 pts

Median age

38.4 → 41.3

+2.9 yrs

Local incomes tracked alongside that move, going from a median of $84,111 in 2021 to $97,475 more recently. Census counts show ZIP 05446 in Colchester, VT adding about 451 residents over the five-year window, up 2.8% on net. The renter share has eased from 29.3% to 25.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 45.1% to 40.9% across the same window.

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Local insights

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About renting in ZIP 05446

Last updated: October 17, 2026

ZIP code 05446 covers Colchester, VT. The median rent here is $2,206/mo as of October 2026. A 1-bedroom rents for a median of $1,490/mo. A 2-bedroom rents for a median of $1,930/mo.

At 27% of local median household income ($97,475/yr), ZIP 05446 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 05446?

To keep rent at or below 30% of gross income, you would need to earn at least $88,000/year (about $42/hour full-time) to afford the median rent of $2,206/mo in ZIP 05446. The local median household income is $97,475/yr, so the typical household meets that bar.