ZIP Code · CT

ZIP 06098

Part of Winsted, CT

Pop. 10,263·Litchfield County·87th most expensive ZIP in Connecticut

Median rent (all units)

$1,173/mo

Year-over-Year

Stable

Month-over-Month

-14.1%

vs US Median

-$759

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 06098 · $1,173

More affordable than 92% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,050

1 BR

$1,250

2 BR

$1,530

3 BR

$1,970

4 BR+

$2,220

Research median

$1,530/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($66,269) is $1,657 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,530); a 3-bedroom is $1,970.

From Zillow's monthly rent index (ZORI) for ZIP 06098. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,076/yr

At $1,173/mo median

Location

CityWinsted

StateCT

CountyLitchfield County

Rent Market Meter

Strong Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.

Based on rent-price momentum (+0.0% YoY, -14.1% MoM), not inventory.

Demographics

Who lives here

ZIP 06098 (Winsted, CT) is majority owner-occupied, has a large retiree population, 28.1% of residents hold a bachelor's degree or higher.

Population

10,263

Median income

$66,269

Median age

48.9

Renters

34.3%

Age distribution

15.5%

16.2%

23.2%

17.7%

27.4%

Under 1815.5%

18–3416.2%

35–5423.2%

55–6417.7%

65+27.4%

Gender

50.9%

49.1%

Male50.9%

Female49.1%

Race & ethnicity

86.7%

White86.7%

Black1.9%

Hispanic6.9%

Other4.3%

Education (25+)

33.8%

30.8%

28.1%

No HS diploma7.3%

HS diploma33.8%

Some college30.8%

Bachelor's+28.1%

Housing tenure

65.7%

34.3%

Owner65.7%

Renter34.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 06098 in Winsted, CT has changed in 5 years

Income

$65,475 → $66,269

up 1.2%

Population

10,316 → 10,263

down 0.5%

Renter share

40% → 34.3%

-5.7 pts

Bachelor's+

27.1% → 28.1%

+1.0 pts

Median age

50.6 → 48.9

-1.7 yrs

Median household income climbed from $65,475 to $66,269 between 2021 and 2024, a 1.2% shift. The renter share has eased from 40% to 34.3%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 06098

Last updated: September 25, 2026

ZIP code 06098 covers Winsted, CT. The median rent here is $1,173/mo as of September 2026. A 1-bedroom rents for a median of $1,250/mo. A 2-bedroom rents for a median of $1,530/mo.

At 21% of local median household income ($66,269/yr), ZIP 06098 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 06098?

To keep rent at or below 30% of gross income, you would need to earn at least $47,000/year (about $23/hour full-time) to afford the median rent of $1,173/mo in ZIP 06098. The local median household income is $66,269/yr, so the typical household meets that bar.