ZIP Code · NJ

ZIP 07631

Part of Englewood, NJ

Pop. 29,638·Bergen County·39th most expensive ZIP in New Jersey

Median rent (all units)

$2,999/mo

Year-over-Year

+4.6%

Month-over-Month

+2.0%

vs US Median

+$1,067

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 07631 · $2,999

More expensive than 91% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,000

1 BR

$2,280

2 BR

$2,620

3 BR

$3,200

4 BR+

$4,080

Research median

$2,620/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 07631 is 0.1% below its high of $3,003 in April 2026, at $2,999 as of September 2026.

Past year vs. the rest of New Jersey

Rent in ZIP 07631 changed +4.6% over the year to September 2026. Across the 149 New Jersey ZIP codes Zillow tracks, the typical change was +2.8%.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($102,571) is $2,564 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,280); a 2-bedroom is $2,620.

Cheaper nearby

ZIP 07605, 2 miles away, rents for 15% less ($2,550/mo), about $5,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 07631. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$35,988/yr

At $2,999/mo median

Location

CityEnglewood

StateNJ

CountyBergen County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 4.6% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+4.6% YoY, +2.0% MoM), not inventory.

Demographics

Who lives here

ZIP 07631 (Englewood, NJ) is roughly split between renters and owners, has a median income above the national average, 46.5% of residents hold a bachelor's degree or higher.

Population

29,638

Median income

$102,571

Median age

41.5

Renters

45.5%

Age distribution

22.4%

19.9%

25.7%

13.1%

18.9%

Under 1822.4%

18–3419.9%

35–5425.7%

55–6413.1%

65+18.9%

Gender

47.3%

52.7%

Male47.3%

Female52.7%

Race & ethnicity

32.2%

20.4%

33.5%

14.9%

White32.2%

Black20.4%

Hispanic33.5%

Asian14.9%

Education (25+)

21.2%

23.6%

46.5%

No HS diploma8.6%

HS diploma21.2%

Some college23.6%

Bachelor's+46.5%

Housing tenure

54.5%

45.5%

Owner54.5%

Renter45.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 07631 in Englewood, NJ has changed in 5 years

Rent

$2,518 → $2,999

up 19.1%

Income

$91,164 → $102,571

up 12.5%

Population

29,129 → 29,638

up 1.7%

Renter share

46.4% → 45.5%

-0.9 pts

Bachelor's+

45.1% → 46.5%

+1.4 pts

Median age

42.4 → 41.5

-0.9 yrs

Rent in ZIP 07631 in Englewood, NJ has climbed 19.1% since 2022, going from about $2,518 per month to roughly $2,999 today. Census figures show median household income at $102,571 today, compared with $91,164 five years earlier. Rent outpaced income growth by roughly 6.6 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 29,129 to 29,638 between 2021 and 2024, a 1.7% change. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

Community

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Local insights

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About renting in ZIP 07631

Last updated: October 17, 2026

ZIP code 07631 covers Englewood, NJ. The median rent here is $2,999/mo as of October 2026. A 1-bedroom rents for a median of $2,280/mo. A 2-bedroom rents for a median of $2,620/mo.

At 35% of local median household income ($102,571/yr), ZIP 07631 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 07631?

To keep rent at or below 30% of gross income, you would need to earn at least $120,000/year (about $58/hour full-time) to afford the median rent of $2,999/mo in ZIP 07631. The local median household income is $102,571/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 07631?

Rent in ZIP 07631 has risen 4.6% over the past year as of September 2026. It sits 0.1% below its high of $3,003 in April 2026.

How does ZIP 07631 compare to other ZIPs in New Jersey?

ZIP 07631 is one of the pricier among New Jersey ZIP codes for rent, ranking #39 of 209 at $2,999/mo. Over the year to September 2026, rent in ZIP 07631 changed +4.6%, against a typical +2.8% across the 149 New Jersey ZIP codes Zillow tracks.