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ZIP Code · NJ

ZIP 07712

Part of Ocean, NJ
Pop. 40,194·Monmouth County·50th most expensive ZIP in New Jersey
Median rent (all units)
$2,981/mo
Year-over-Year
+16.6%
Month-over-Month
+4.1%
vs US Median
+$1,016
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 07712 · $2,981
More expensive than 90% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,690
1 BR
$1,910
2 BR
$2,350
3 BR
$3,070
4 BR+
$3,400
Research median
$2,350/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$35,772/yr
At $2,981/mo median
Location
CityOcean
StateNJ
CountyMonmouth County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 16.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+16.6% YoY, +4.1% MoM), not inventory.
Demographics

Who lives here

ZIP 07712 (Ocean, NJ) is roughly split between renters and owners, has a median income above the national average, 49% of residents hold a bachelor's degree or higher.

Population
40,194
Median income
$96,725
Median age
40.4
Renters
51.8%
Age distribution
19.1%
23.4%
26.3%
13%
18.2%
Under 1819.1%
18–3423.4%
35–5426.3%
55–6413%
65+18.2%
Gender
47.6%
52.4%
Male47.6%
Female52.4%
Race & ethnicity
58.6%
17.3%
18.6%
White58.6%
Black17.3%
Hispanic18.6%
Asian4.2%
Other1.3%
Education (25+)
20.7%
22.7%
49%
No HS diploma7.7%
HS diploma20.7%
Some college22.7%
Bachelor's+49%
Housing tenure
48.2%
51.8%
Owner48.2%
Renter51.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 07712 in Ocean, NJ has changed in 5 years

Income
$84,328 → $96,725
up 14.7%
Population
39,491 → 40,194
up 1.8%
Renter share
50.8% → 51.8%
+1.0 pts
Bachelor's+
45% → 49%
+4.0 pts
Median age
41.4 → 40.4
-1.0 yrs

Median household income climbed from $84,328 to $96,725 between 2021 and 2024, a 14.7% shift. Census counts show ZIP 07712 in Ocean, NJ adding about 703 residents over the five-year window, up 1.8% on net. Bachelor's-degree-or-higher attainment moved from 45% to 49% across the same window.

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Local insights

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About renting in ZIP 07712

Last updated: July 20, 2026

ZIP code 07712 covers Ocean, NJ. The median rent here is $2,981/mo as of July 2026. A 1-bedroom rents for a median of $1,910/mo. A 2-bedroom rents for a median of $2,350/mo.

At 37% of local median household income ($96,725/yr), ZIP 07712 ranks as moderate compared to the national benchmark of 30%. Rents have increased 16.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 07712?

As of July 20, 2026, the median monthly rent in ZIP 07712 (Ocean, NJ) is $2,981. This is based on aggregated data from public sources and community submissions.

How does ZIP 07712 rent compare to the US average?

ZIP 07712's median rent of $2,981/mo is $1,016 (52%) above the US national median of $1,965/mo.

How does ZIP 07712 compare to other ZIPs in New Jersey?

ZIP 07712 is one of the pricier ZIP codes in New Jersey, ranking #50 out of 212 ZIPs tracked at $2,981/mo.

How much income do you need to rent in ZIP 07712?

To keep rent at or below 30% of gross income, you would need to earn at least $119,000/year (~$57/hour full-time) to afford the median rent of $2,981/mo in ZIP 07712. The local median household income is $96,725/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 07712?

Rent in ZIP 07712 has increased 16.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 07712 an affordable place to rent?

ZIP 07712 is considered moderate for renters. At $2,981/mo, rent takes approximately 37% of the local median household income ($96,725/yr). The standard benchmark is 30%. ZIP 07712 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 07712 residents rent vs. own?

According to Census data, approximately 51.8% of ZIP 07712 households are renters, while 48.2% are owner-occupied. With a majority renter population, ZIP 07712 has a strong rental market.

How does ZIP 07712 compare to the rest of Ocean?

ZIP 07712 is more affordable than Ocean overall. At $2,981/mo, it's $310 below the Ocean citywide median of $3,291/mo.

When was rent data for ZIP 07712 last updated?

Rent data for ZIP 07712 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
37%
MODERATE

At $2,981/mo, rent takes ~37% of ZIP 07712's median household income ($96,725/yr). The standard benchmark is 30%.

ZIP 07712 37%Benchmark 30%
State income tax1.4–10.75%
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Schools nearby

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