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ZIP Code · NJ

ZIP 07732

Pop. 4,527·Monmouth County·53rd most expensive ZIP in New Jersey
Median rent (all units)
$2,933/mo
Year-over-Year
Stable
Month-over-Month
-9.2%
vs US Median
+$968
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 07732 · $2,933
More expensive than 89% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,820
1 BR
$2,050
2 BR
$2,530
3 BR
$3,310
4 BR+
$3,660
Research median
$2,530/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$35,196/yr
At $2,933/mo median
Location
StateNJ
CountyMonmouth County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -9.2% MoM), not inventory.
Demographics

Who lives here

ZIP 07732 (Highlands, NJ) is majority owner-occupied, has a large retiree population, has a median income above the national average, 51.5% of residents hold a bachelor's degree or higher.

Population
4,527
Median income
$91,875
Median age
46.8
Renters
39.1%
Age distribution
13.2%
22.2%
24.5%
16%
24.1%
Under 1813.2%
18–3422.2%
35–5424.5%
55–6416%
65+24.1%
Gender
49.9%
50.1%
Male49.9%
Female50.1%
Race & ethnicity
82%
White82%
Black9.2%
Hispanic7.8%
Asian0.8%
Education (25+)
23.7%
20.2%
51.5%
No HS diploma4.7%
HS diploma23.7%
Some college20.2%
Bachelor's+51.5%
Housing tenure
60.9%
39.1%
Owner60.9%
Renter39.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 07732 in Highlands, NJ has changed in 5 years

Income
$85,268 → $91,875
up 7.7%
Population
4,744 → 4,527
down 4.6%
Renter share
31.3% → 39.1%
+7.8 pts
Bachelor's+
48% → 51.5%
+3.5 pts
Median age
45.3 → 46.8
+1.5 yrs

Census figures show median household income at $91,875 today, compared with $85,268 five years earlier. The population has contracted by 4.6% since 2021, moving from about 4,744 residents to roughly 4,527. Renters now make up 39.1% of households, compared with 31.3% five years ago. College-educated residents now make up 51.5% of adults here, versus 48% in 2021.

Community

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Local insights

Tips for renters in ZIP 07732

About renting in ZIP 07732

Last updated: July 20, 2026

ZIP code 07732 covers Highlands, NJ. The median rent here is $2,933/mo as of July 2026. A 1-bedroom rents for a median of $2,050/mo. A 2-bedroom rents for a median of $2,530/mo.

At 38% of local median household income ($91,875/yr), ZIP 07732 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 07732?

As of July 20, 2026, the median monthly rent in ZIP 07732 (Highlands, NJ) is $2,933. This is based on aggregated data from public sources and community submissions.

How does ZIP 07732 rent compare to the US average?

ZIP 07732's median rent of $2,933/mo is $968 (49%) above the US national median of $1,965/mo.

How does ZIP 07732 compare to other ZIPs in New Jersey?

ZIP 07732 is one of the pricier ZIP codes in New Jersey, ranking #53 out of 212 ZIPs tracked at $2,933/mo.

How much income do you need to rent in ZIP 07732?

To keep rent at or below 30% of gross income, you would need to earn at least $117,000/year (~$56/hour full-time) to afford the median rent of $2,933/mo in ZIP 07732. The local median household income is $91,875/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 07732?

Rent in ZIP 07732 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 07732 an affordable place to rent?

ZIP 07732 is considered moderate for renters. At $2,933/mo, rent takes approximately 38% of the local median household income ($91,875/yr). The standard benchmark is 30%. ZIP 07732 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 07732 residents rent vs. own?

According to Census data, approximately 39.1% of ZIP 07732 households are renters, while 60.9% are owner-occupied. ZIP 07732 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 07732 compare to the rest of Highlands?

ZIP 07732 sits right at the Highlands citywide median of $2,933/mo.

When was rent data for ZIP 07732 last updated?

Rent data for ZIP 07732 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
38%
MODERATE

At $2,933/mo, rent takes ~38% of ZIP 07732's median household income ($91,875/yr). The standard benchmark is 30%.

ZIP 07732 38%Benchmark 30%
State income tax1.4–10.75%
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