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ZIP Code · NJ

ZIP 07748

Pop. 28,633·Monmouth County·30th most expensive ZIP in New Jersey
Median rent (all units)
$3,225/mo
Year-over-Year
Stable
Month-over-Month
+14.2%
vs US Median
+$1,260
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 07748 · $3,225
More expensive than 93% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,510
1 BR
$1,700
2 BR
$2,100
3 BR
$2,750
4 BR+
$3,040
Research median
$2,100/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$38,700/yr
At $3,225/mo median
Location
StateNJ
CountyMonmouth County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +14.2% MoM), not inventory.
Demographics

Who lives here

ZIP 07748 (Middletown, NJ) is majority owner-occupied, has a median income above the national average, 52.3% of residents hold a bachelor's degree or higher.

Population
28,633
Median income
$152,981
Median age
42.6
Renters
13.2%
Age distribution
24.1%
15.8%
29.8%
14.4%
15.9%
Under 1824.1%
18–3415.8%
35–5429.8%
55–6414.4%
65+15.9%
Gender
51.6%
48.4%
Male51.6%
Female48.4%
Race & ethnicity
83.2%
White83.2%
Black1.4%
Hispanic11.5%
Asian2.2%
Other1.7%
Education (25+)
21.2%
22.5%
52.3%
No HS diploma4%
HS diploma21.2%
Some college22.5%
Bachelor's+52.3%
Housing tenure
86.8%
13.2%
Owner86.8%
Renter13.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 07748 in Middletown, NJ has changed in 5 years

Income
$128,740 → $152,981
up 18.8%
Population
28,295 → 28,633
up 1.2%
Renter share
15.4% → 13.2%
-2.2 pts
Bachelor's+
48.5% → 52.3%
+3.8 pts
Median age
45 → 42.6
-2.4 yrs

Median household income grew from $128,740 to $152,981 between 2021 and 2024, a 18.8% shift. Headcount in the area went from 28,295 to 28,633 between 2021 and 2024, a 1.2% change. About 13.2% of households rent today, against 15.4% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 48.5% to 52.3%.

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Local insights

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About renting in ZIP 07748

Last updated: July 20, 2026

ZIP code 07748 covers Middletown, NJ. The median rent here is $3,225/mo as of July 2026. A 1-bedroom rents for a median of $1,700/mo. A 2-bedroom rents for a median of $2,100/mo.

At 25% of local median household income ($152,981/yr), ZIP 07748 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 07748?

As of July 20, 2026, the median monthly rent in ZIP 07748 (Middletown, NJ) is $3,225. This is based on aggregated data from public sources and community submissions.

How does ZIP 07748 rent compare to the US average?

ZIP 07748's median rent of $3,225/mo is $1,260 (64%) above the US national median of $1,965/mo.

How does ZIP 07748 compare to other ZIPs in New Jersey?

ZIP 07748 is one of the pricier ZIP codes in New Jersey, ranking #30 out of 212 ZIPs tracked at $3,225/mo.

How much income do you need to rent in ZIP 07748?

To keep rent at or below 30% of gross income, you would need to earn at least $129,000/year (~$62/hour full-time) to afford the median rent of $3,225/mo in ZIP 07748. The local median household income is $152,981/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 07748?

Rent in ZIP 07748 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 07748 an affordable place to rent?

ZIP 07748 is considered affordable for renters. At $3,225/mo, rent takes approximately 25% of the local median household income ($152,981/yr). The standard benchmark is 30%. ZIP 07748 falls comfortably within that range.

What percentage of ZIP 07748 residents rent vs. own?

According to Census data, approximately 13.2% of ZIP 07748 households are renters, while 86.8% are owner-occupied. ZIP 07748 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 07748 compare to the rest of Middletown?

ZIP 07748 is more affordable than Middletown overall. At $3,225/mo, it's $100 below the Middletown citywide median of $3,325/mo.

When was rent data for ZIP 07748 last updated?

Rent data for ZIP 07748 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $3,225/mo, rent takes ~25% of ZIP 07748's median household income ($152,981/yr). The standard benchmark is 30%.

ZIP 07748 25%Benchmark 30%
State income tax1.4–10.75%
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Schools nearby

Public schools near ZIP 07748 (Middletown, NJ)

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