ZIP Code · NJ

ZIP 08104

Part of Camden, NJ

Pop. 22,148·Camden County·204th most expensive ZIP in New Jersey

Median rent (all units)

$1,715/mo

Year-over-Year

Stable

Month-over-Month

+0.8%

vs US Median

-$217

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 08104 · $1,715

More affordable than 57% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,100

1 BR

$1,190

2 BR

$1,420

3 BR

$1,700

4 BR+

$1,900

Research median

$1,420/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($38,170) is $954 a month. That is less than HUD's Fair Market Rent for a studio ($1,100).

Cheaper nearby

ZIP 08107, 2 miles away, rents for 13% less ($1,486/mo), about $2,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 08104. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$20,580/yr

At $1,715/mo median

Location

CityCamden

StateNJ

CountyCamden County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.8% MoM), not inventory.

Demographics

Who lives here

ZIP 08104 (Camden, NJ) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 9.5% of residents hold a bachelor's degree or higher.

Population

22,148

Median income

$38,170

Median age

33.2

Renters

69.3%

Age distribution

29.4%

24.7%

23.7%

Under 1829.4%

18–3424.7%

35–5423.7%

55–6411.9%

65+10.3%

Gender

43%

57%

Male43%

Female57%

Race & ethnicity

59.2%

38.8%

White3.7%

Black59.2%

Hispanic38.8%

Asian0.9%

Education (25+)

19.9%

42.6%

28%

No HS diploma19.9%

HS diploma42.6%

Some college28%

Bachelor's+9.5%

Housing tenure

30.7%

69.3%

Owner30.7%

Renter69.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 08104 in Camden, NJ has changed in 5 years

Income

$27,399 → $38,170

up 39.3%

Population

21,530 → 22,148

up 2.9%

Renter share

64.1% → 69.3%

+5.2 pts

Bachelor's+

10% → 9.5%

-0.5 pts

Local incomes tracked alongside that move, going from a median of $27,399 in 2021 to $38,170 more recently. Headcount in the area went from 21,530 to 22,148 between 2021 and 2024, a 2.9% change. About 69.3% of households rent today, against 64.1% in 2021.

Community

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Local insights

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About renting in ZIP 08104

Last updated: October 17, 2026

ZIP code 08104 covers Camden, NJ. The median rent here is $1,715/mo as of October 2026. A 1-bedroom rents for a median of $1,190/mo. A 2-bedroom rents for a median of $1,420/mo.

At 54% of local median household income ($38,170/yr), ZIP 08104 ranks as expensive compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 08104?

To keep rent at or below 30% of gross income, you would need to earn at least $69,000/year (about $33/hour full-time) to afford the median rent of $1,715/mo in ZIP 08104. The local median household income is $38,170/yr, so the typical household falls short of that bar.