ZIP Code · NJ

ZIP 08876

Part of Somerville, NJ

Pop. 23,380·Somerset County·138th most expensive ZIP in New Jersey

Median rent (all units)

$2,339/mo

Year-over-Year

+4.6%

Month-over-Month

+0.2%

vs US Median

+$407

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 08876 · $2,339

More expensive than 75% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,720

1 BR

$1,890

2 BR

$2,370

3 BR

$2,840

4 BR+

$3,140

Research median

$2,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 08876 is at its highest level since Zillow's records here began in January 2022.

Past year vs. the rest of New Jersey

Rent in ZIP 08876 changed +4.6% over the year to September 2026. Across the 149 New Jersey ZIP codes Zillow tracks, the typical change was +2.8%.

Recent direction

Rent has risen 4 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($122,884) is $3,072 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,840); a 4-bedroom is $3,140.

Cheaper nearby

ZIP 08805, 8 miles away, rents for 12% less ($2,070/mo), about $3,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 08876. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$28,068/yr

At $2,339/mo median

Location

CitySomerville

StateNJ

CountySomerset County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.6% YoY, +0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 08876 (Somerville, NJ) is majority owner-occupied, has a median income above the national average, 57.1% of residents hold a bachelor's degree or higher.

Population

23,380

Median income

$122,884

Median age

39.6

Renters

38.9%

Age distribution

16.8%

26%

15.3%

15.9%

Under 1816.8%

18–3426%

35–5426%

55–6415.3%

65+15.9%

Gender

49.8%

50.2%

Male49.8%

Female50.2%

Race & ethnicity

66.1%

14.8%

White66.1%

Black8.2%

Hispanic14.8%

Asian11.3%

Education (25+)

20.4%

18.2%

57.1%

No HS diploma4.4%

HS diploma20.4%

Some college18.2%

Bachelor's+57.1%

Housing tenure

61.1%

38.9%

Owner61.1%

Renter38.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 08876 in Somerville, NJ has changed in 5 years

Rent

$1,915 → $2,339

up 22.1%

Income

$108,769 → $122,884

up 13.0%

Population

22,691 → 23,380

up 3.0%

Renter share

33.6% → 38.9%

+5.3 pts

Bachelor's+

54% → 57.1%

+3.1 pts

Median age

41.1 → 39.6

-1.5 yrs

Rent in ZIP 08876 in Somerville, NJ has increased 22.1% since 2022, going from about $1,915 per month to roughly $2,339 today. On the earnings side, the typical household in ZIP 08876 in Somerville, NJ now reports about $122,884, up from $108,769 in 2021. Rent outpaced income growth by roughly 9.1 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 22,691 to 23,380 between 2021 and 2024, a 3.0% change. About 38.9% of households rent today, against 33.6% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 54% to 57.1%. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 08876 in Somerville, NJ reflects that arc in its own way.

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About renting in ZIP 08876

Last updated: October 17, 2026

ZIP code 08876 covers Somerville, NJ. The median rent here is $2,339/mo as of October 2026. A 1-bedroom rents for a median of $1,890/mo. A 2-bedroom rents for a median of $2,370/mo.

At 23% of local median household income ($122,884/yr), ZIP 08876 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 08876?

To keep rent at or below 30% of gross income, you would need to earn at least $94,000/year (about $45/hour full-time) to afford the median rent of $2,339/mo in ZIP 08876. The local median household income is $122,884/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 08876?

Rent in ZIP 08876 has risen 4.6% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2022.

How does ZIP 08876 compare to other ZIPs in New Jersey?

ZIP 08876 is in the middle among New Jersey ZIP codes for rent, ranking #138 of 209 at $2,339/mo. Over the year to September 2026, rent in ZIP 08876 changed +4.6%, against a typical +2.8% across the 149 New Jersey ZIP codes Zillow tracks.