ZIP Code · NY

ZIP 10039

Part of New York, NY

Pop. 32,492·New York County·84th most expensive ZIP in New York

Median rent (all units)

$3,304/mo

Year-over-Year

+4.7%

Month-over-Month

-0.3%

vs US Median

+$1,372

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 10039 · $3,304

More expensive than 94% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,170

1 BR

$2,260

2 BR

$2,510

3 BR

$3,120

4 BR+

$3,370

Research median

$2,510/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 10039 usually run 2.2% below trend in February and 1.9% above it in July, about $135 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in ZIP 10039 is 0.3% below its high of $3,313 in August 2026, at $3,304 as of September 2026.

Past year vs. the rest of New York

Rent in ZIP 10039 changed +4.7% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($45,371) is $1,134 a month. That is less than HUD's Fair Market Rent for a studio ($2,170).

Rank in New York

88th cheapest of 145 ZIP codes in New York.

Cheaper nearby

ZIP 10452, 1 mile away, rents for 26% less ($2,455/mo), about $10,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10039. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$39,648/yr

At $3,304/mo median

Location

CityNew York

StateNY

CountyNew York County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.7% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.7% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 10039 (New York, NY) is majority renter-occupied, has a median income below the national average, 28.2% of residents hold a bachelor's degree or higher.

Population

32,492

Median income

$45,371

Median age

38.4

Renters

86.3%

Age distribution

21.9%

24.5%

29.6%

12.7%

Under 1821.9%

18–3424.5%

35–5429.6%

55–6412.7%

65+11.4%

Gender

46.5%

53.5%

Male46.5%

Female53.5%

Race & ethnicity

53.5%

34.7%

White8.6%

Black53.5%

Hispanic34.7%

Asian1.7%

Other1.5%

Education (25+)

18.9%

27.8%

25%

28.2%

No HS diploma18.9%

HS diploma27.8%

Some college25%

Bachelor's+28.2%

Housing tenure

13.7%

86.3%

Owner13.7%

Renter86.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10039 in New York, NY has changed in 5 years

Rent

$2,339 → $3,304

up 41.3%

Income

$50,164 → $45,371

down 9.6%

Population

27,234 → 32,492

up 19.3%

Renter share

84.3% → 86.3%

+2.0 pts

Bachelor's+

31.1% → 28.2%

-2.9 pts

Median age

35.8 → 38.4

+2.6 yrs

Rent in ZIP 10039 in New York, NY has climbed 41.3% since 2021, going from about $2,339 per month to roughly $3,304 today. Census figures show median household income at $45,371 today, compared with $50,164 five years earlier. Rent outpaced income growth by roughly 50.9 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 27,234 to 32,492 between 2021 and 2024, a 19.3% change. About 86.3% of households rent today, against 84.3% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 31.1% to 28.2%. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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About renting in ZIP 10039

Last updated: October 17, 2026

ZIP code 10039 covers New York, NY. The median rent here is $3,304/mo as of October 2026. A 1-bedroom rents for a median of $2,260/mo. A 2-bedroom rents for a median of $2,510/mo.

At 87% of local median household income ($45,371/yr), ZIP 10039 ranks as expensive compared to the national benchmark of 30%. Rents have increased 4.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10039?

To keep rent at or below 30% of gross income, you would need to earn at least $132,000/year (about $63/hour full-time) to afford the median rent of $3,304/mo in ZIP 10039. The local median household income is $45,371/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10039?

Rent in ZIP 10039 has risen 4.7% over the past year as of September 2026. It sits 0.3% below its high of $3,313 in August 2026.

When is the cheapest time to rent in ZIP 10039?

Asking rents in ZIP 10039 are usually lowest in February, about 2.2% below their yearly trend, and highest in July, about 1.9% above it. At today's median that is a gap of roughly $135 a month. This pattern comes from 6 years of Zillow rent data.

How does ZIP 10039 compare to other ZIPs in New York?

ZIP 10039 is one of the pricier among New York ZIP codes for rent, ranking #84 of 334 at $3,304/mo. Over the year to September 2026, rent in ZIP 10039 changed +4.7%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.