ZIP Code · NY

ZIP 10465

Part of New York, NY

Pop. 45,404·Bronx County·140th most expensive ZIP in New York

Median rent (all units)

$2,920/mo

Year-over-Year

+6.2%

Month-over-Month

-0.1%

vs US Median

+$988

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 10465 · $2,920

More expensive than 89% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$2,640

1 BR

$2,770

2 BR

$3,040

3 BR

$3,810

4 BR+

$4,140

Research median

$3,040/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 10465 usually run 1.8% below trend in February and 1.7% above it in October, about $102 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 10465 is 0.1% below its high of $2,924 in August 2026, at $2,920 as of September 2026.

Past year vs. the rest of New York

Rent in ZIP 10465 changed +6.2% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($87,985) is $2,200 a month. That is less than HUD's Fair Market Rent for a studio ($2,640).

Rank in New York

55th cheapest of 145 ZIP codes in New York.

Cheaper nearby

ZIP 10462, 2 miles away, rents for 12% less ($2,563/mo), about $4,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10465. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$35,040/yr

At $2,920/mo median

Location

CityNew York

StateNY

CountyBronx County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (6.2% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+6.2% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 10465 (New York, NY) is majority owner-occupied, 31.2% of residents hold a bachelor's degree or higher.

Population

45,404

Median income

$87,985

Median age

38.6

Renters

43.4%

Age distribution

21.8%

23.7%

24.4%

13%

17%

Under 1821.8%

18–3423.7%

35–5424.4%

55–6413%

65+17%

Gender

48.7%

51.3%

Male48.7%

Female51.3%

Race & ethnicity

40.1%

47.4%

White40.1%

Black11.7%

Hispanic47.4%

Asian7%

Education (25+)

13.6%

27.6%

31.2%

No HS diploma13.6%

HS diploma27.6%

Some college27.6%

Bachelor's+31.2%

Housing tenure

56.6%

43.4%

Owner56.6%

Renter43.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 10465 in New York, NY has changed in 5 years

Rent

$2,105 → $2,920

up 38.7%

Income

$80,245 → $87,985

up 9.6%

Population

46,205 → 45,404

down 1.7%

Renter share

43.6% → 43.4%

-0.2 pts

Bachelor's+

28.3% → 31.2%

+2.9 pts

Median age

39.5 → 38.6

-0.9 yrs

Five years ago, renters in ZIP 10465 in New York, NY paid around $2,105 a month. That figure now sits near $2,920, up 38.7% from the 2022 baseline. Local incomes tracked alongside that move, going from a median of $80,245 in 2021 to $87,985 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 10465 in New York, NY losing about 801 residents over the five-year window, down 1.7% on net. Bachelor's-degree-or-higher attainment moved from 28.3% to 31.2% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 10465 in New York, NY market of 2022.

Community

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About renting in ZIP 10465

Last updated: October 17, 2026

ZIP code 10465 covers New York, NY. The median rent here is $2,920/mo as of October 2026. A 1-bedroom rents for a median of $2,770/mo. A 2-bedroom rents for a median of $3,040/mo.

At 40% of local median household income ($87,985/yr), ZIP 10465 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10465?

To keep rent at or below 30% of gross income, you would need to earn at least $117,000/year (about $56/hour full-time) to afford the median rent of $2,920/mo in ZIP 10465. The local median household income is $87,985/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10465?

Rent in ZIP 10465 has risen 6.2% over the past year as of September 2026. It sits 0.1% below its high of $2,924 in August 2026.

When is the cheapest time to rent in ZIP 10465?

Asking rents in ZIP 10465 are usually lowest in February, about 1.8% below their yearly trend, and highest in October, about 1.7% above it. At today's median that is a gap of roughly $102 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 10465 compare to other ZIPs in New York?

ZIP 10465 is in the middle among New York ZIP codes for rent, ranking #140 of 334 at $2,920/mo. Over the year to September 2026, rent in ZIP 10465 changed +6.2%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.