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ZIP Code · NY

ZIP 13045

Part of Cortland, NY
Pop. 28,361·Cortland County·309th most expensive ZIP in New York
Median rent (all units)
$1,367/mo
Year-over-Year
+14.7%
Month-over-Month
+3.0%
vs US Median
-$598
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 13045 · $1,367
More affordable than 83% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,190
1 BR
$1,350
2 BR
$1,540
3 BR
$1,850
4 BR+
$2,120
Research median
$1,540/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,404/yr
At $1,367/mo median
Location
StateNY
CountyCortland County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 14.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+14.7% YoY, +3.0% MoM), not inventory.
Demographics

Who lives here

ZIP 13045 (Cortland, NY) is majority owner-occupied, skews toward younger working-age adults, 31.1% of residents hold a bachelor's degree or higher.

Population
28,361
Median income
$69,961
Median age
32.9
Renters
41.7%
Age distribution
16.6%
35.5%
21.1%
12.1%
14.6%
Under 1816.6%
18–3435.5%
35–5421.1%
55–6412.1%
65+14.6%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
87.6%
White87.6%
Black2.6%
Hispanic5%
Asian1.7%
Other3.1%
Education (25+)
30.7%
29.8%
31.1%
No HS diploma8.4%
HS diploma30.7%
Some college29.8%
Bachelor's+31.1%
Housing tenure
58.3%
41.7%
Owner58.3%
Renter41.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 13045 in Cortland, NY has changed in 5 years

Income
$59,385 → $69,961
up 17.8%
Population
28,158 → 28,361
up 0.7%
Renter share
40.7% → 41.7%
+1.0 pts
Bachelor's+
30.8% → 31.1%
+0.3 pts
Median age
31.9 → 32.9
+1.0 yrs

Census figures show median household income at $69,961 today, compared with $59,385 five years earlier.

Community

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Local insights

Tips for renters in ZIP 13045

About renting in ZIP 13045

Last updated: July 20, 2026

ZIP code 13045 covers Cortland, NY. The median rent here is $1,367/mo as of July 2026. A 1-bedroom rents for a median of $1,350/mo. A 2-bedroom rents for a median of $1,540/mo.

At 23% of local median household income ($69,961/yr), ZIP 13045 ranks as affordable compared to the national benchmark of 30%. Rents have increased 14.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 13045?

As of July 20, 2026, the median monthly rent in ZIP 13045 (Cortland, NY) is $1,367. This is based on aggregated data from public sources and community submissions.

How does ZIP 13045 rent compare to the US average?

ZIP 13045's median rent of $1,367/mo is $598 (30%) below the US national median of $1,965/mo.

How does ZIP 13045 compare to other ZIPs in New York?

ZIP 13045 is among the more affordable ZIP codes in New York, ranking #309 out of 344 ZIPs at $1,367/mo.

How much income do you need to rent in ZIP 13045?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (~$26/hour full-time) to afford the median rent of $1,367/mo in ZIP 13045. The local median household income is $69,961/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 13045?

Rent in ZIP 13045 has increased 14.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 13045 an affordable place to rent?

ZIP 13045 is considered very affordable for renters. At $1,367/mo, rent takes approximately 23% of the local median household income ($69,961/yr). The standard benchmark is 30%. ZIP 13045 falls comfortably within that range.

What percentage of ZIP 13045 residents rent vs. own?

According to Census data, approximately 41.7% of ZIP 13045 households are renters, while 58.3% are owner-occupied. ZIP 13045 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 13045 compare to the rest of Cortland?

ZIP 13045 sits right at the Cortland citywide median of $1,367/mo.

When was rent data for ZIP 13045 last updated?

Rent data for ZIP 13045 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
23%
VERY AFFORDABLE

At $1,367/mo, rent takes ~23% of ZIP 13045's median household income ($69,961/yr). The standard benchmark is 30%.

ZIP 13045 23%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 13045 (Cortland, NY)

Recent submissions

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