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ZIP Code · NY

ZIP 13126

Part of Oswego, NY
Pop. 36,495·Oswego County·301st most expensive ZIP in New York
Median rent (all units)
$1,415/mo
Year-over-Year
+14.6%
Month-over-Month
-0.9%
vs US Median
-$550
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 13126 · $1,415
More affordable than 80% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$970
1 BR
$1,100
2 BR
$1,360
3 BR
$1,650
4 BR+
$1,810
Research median
$1,360/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,980/yr
At $1,415/mo median
Location
CityOswego
StateNY
CountyOswego County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 14.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+14.6% YoY, -0.9% MoM), not inventory.
Demographics

Who lives here

ZIP 13126 (Oswego, NY) is majority owner-occupied, skews toward younger working-age adults, has a median income below the national average, 27.4% of residents hold a bachelor's degree or higher.

Population
36,495
Median income
$65,346
Median age
35
Renters
34.5%
Age distribution
19.5%
30.5%
19.8%
12.9%
17.4%
Under 1819.5%
18–3430.5%
35–5419.8%
55–6412.9%
65+17.4%
Gender
48.9%
51.1%
Male48.9%
Female51.1%
Race & ethnicity
88.5%
White88.5%
Black2.3%
Hispanic5.4%
Asian1.7%
Other2.2%
Education (25+)
35.3%
28.6%
27.4%
No HS diploma8.8%
HS diploma35.3%
Some college28.6%
Bachelor's+27.4%
Housing tenure
65.5%
34.5%
Owner65.5%
Renter34.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 13126 in Oswego, NY has changed in 5 years

Income
$58,378 → $65,346
up 11.9%
Population
35,339 → 36,495
up 3.3%
Renter share
32.3% → 34.5%
+2.2 pts
Bachelor's+
27% → 27.4%
+0.4 pts
Median age
35.8 → 35
-0.8 yrs

Household income in the area moved from $58,378 to $65,346 across the same window, up 11.9% versus 2021. The population has grown by 3.3% since 2021, moving from about 35,339 residents to roughly 36,495. Renters now make up 34.5% of households, compared with 32.3% five years ago.

Community

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Local insights

Tips for renters in ZIP 13126

About renting in ZIP 13126

Last updated: July 20, 2026

ZIP code 13126 covers Oswego, NY. The median rent here is $1,415/mo as of July 2026. A 1-bedroom rents for a median of $1,100/mo. A 2-bedroom rents for a median of $1,360/mo.

At 26% of local median household income ($65,346/yr), ZIP 13126 ranks as affordable compared to the national benchmark of 30%. Rents have increased 14.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 13126?

As of July 20, 2026, the median monthly rent in ZIP 13126 (Oswego, NY) is $1,415. This is based on aggregated data from public sources and community submissions.

How does ZIP 13126 rent compare to the US average?

ZIP 13126's median rent of $1,415/mo is $550 (28%) below the US national median of $1,965/mo.

How does ZIP 13126 compare to other ZIPs in New York?

ZIP 13126 is among the more affordable ZIP codes in New York, ranking #301 out of 344 ZIPs at $1,415/mo.

How much income do you need to rent in ZIP 13126?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,415/mo in ZIP 13126. The local median household income is $65,346/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 13126?

Rent in ZIP 13126 has increased 14.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 13126 an affordable place to rent?

ZIP 13126 is considered affordable for renters. At $1,415/mo, rent takes approximately 26% of the local median household income ($65,346/yr). The standard benchmark is 30%. ZIP 13126 falls comfortably within that range.

What percentage of ZIP 13126 residents rent vs. own?

According to Census data, approximately 34.5% of ZIP 13126 households are renters, while 65.5% are owner-occupied. ZIP 13126 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 13126 compare to the rest of Oswego?

ZIP 13126 sits right at the Oswego citywide median of $1,415/mo.

When was rent data for ZIP 13126 last updated?

Rent data for ZIP 13126 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $1,415/mo, rent takes ~26% of ZIP 13126's median household income ($65,346/yr). The standard benchmark is 30%.

ZIP 13126 26%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 13126 (Oswego, NY)

Recent submissions

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