ZIP Code · NY

ZIP 13903

Part of Binghamton, NY

Pop. 17,569·Broome County·309th most expensive ZIP in New York

Median rent (all units)

$1,314/mo

Year-over-Year

Stable

Month-over-Month

+1.6%

vs US Median

-$618

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 13903 · $1,314

More affordable than 85% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$790

1 BR

$850

2 BR

$1,070

3 BR

$1,380

4 BR+

$1,580

Research median

$1,070/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($66,278) is $1,657 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,580).

Rank in Binghamton

1st cheapest of 3 ZIP codes in Binghamton.

From Zillow's monthly rent index (ZORI) for ZIP 13903. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,768/yr

At $1,314/mo median

Location

CityBinghamton

StateNY

CountyBroome County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.6% MoM), not inventory.

Demographics

Who lives here

ZIP 13903 (Binghamton, NY) is majority owner-occupied, has a large retiree population, 36.7% of residents hold a bachelor's degree or higher.

Population

17,569

Median income

$66,278

Median age

42.2

Renters

31.1%

Age distribution

19.8%

20.5%

23.6%

15.9%

20.3%

Under 1819.8%

18–3420.5%

35–5423.6%

55–6415.9%

65+20.3%

Gender

47.7%

52.3%

Male47.7%

Female52.3%

Race & ethnicity

78%

White78%

Black10.3%

Hispanic5%

Asian2.1%

Other4.5%

Education (25+)

24%

31.8%

36.7%

No HS diploma7.6%

HS diploma24%

Some college31.8%

Bachelor's+36.7%

Housing tenure

68.9%

31.1%

Owner68.9%

Renter31.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 13903 in Binghamton, NY has changed in 5 years

Income

$53,804 → $66,278

up 23.2%

Population

19,225 → 17,569

down 8.6%

Renter share

36.5% → 31.1%

-5.4 pts

Bachelor's+

32.8% → 36.7%

+3.9 pts

Median age

41.2 → 42.2

+1.0 yrs

Local incomes tracked alongside that move, going from a median of $53,804 in 2021 to $66,278 more recently. Headcount in the area went from 19,225 to 17,569 between 2021 and 2024, a 8.6% change. About 31.1% of households rent today, against 36.5% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 32.8% to 36.7%.

Community

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Local insights

Tips for renters in ZIP 13903

About renting in ZIP 13903

Last updated: October 17, 2026

ZIP code 13903 covers Binghamton, NY. The median rent here is $1,314/mo as of October 2026. A 1-bedroom rents for a median of $850/mo. A 2-bedroom rents for a median of $1,070/mo.

At 24% of local median household income ($66,278/yr), ZIP 13903 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 13903?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (about $25/hour full-time) to afford the median rent of $1,314/mo in ZIP 13903. The local median household income is $66,278/yr, so the typical household meets that bar.