ZIP Code · NY

ZIP 14604

Pop. 3,251·Monroe County·281st most expensive ZIP in New York
Median rent (all units)
$1,493/mo
Year-over-Year
Stable
Month-over-Month
+2.3%
vs US Median
-$439
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 14604 · $1,493
More affordable than 74% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,330
1 BR
$1,490
2 BR
$1,870
3 BR
$2,250
4 BR+
$2,480
Research median
$1,870/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($52,105) is $1,303 a month. That is less than HUD's Fair Market Rent for a studio ($1,330).

Rank in Rochester

11th cheapest of 19 ZIP codes in Rochester.

Cheaper nearby

ZIP 14605, 1 mile away, rents for 18% less ($1,225/mo), about $3,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 14604. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,916/yr
At $1,493/mo median
Location
StateNY
CountyMonroe County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +2.3% MoM), not inventory.
Demographics

Who lives here

ZIP 14604 (Rochester, NY) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 54.3% of residents hold a bachelor's degree or higher.

Population
3,251
Median income
$52,105
Median age
30.3
Renters
98.6%
Age distribution
55.2%
16.1%
12.5%
12.7%
Under 183.6%
18–3455.2%
35–5416.1%
55–6412.5%
65+12.7%
Gender
49.9%
50.1%
Male49.9%
Female50.1%
Race & ethnicity
58%
12.7%
White58%
Black8.8%
Hispanic12.7%
Asian9.7%
Other10.8%
Education (25+)
24.8%
13.8%
54.3%
No HS diploma7%
HS diploma24.8%
Some college13.8%
Bachelor's+54.3%
Housing tenure
98.6%
Owner1.4%
Renter98.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 14604 in Rochester, NY has changed in 5 years

Income
$42,574 → $52,105
up 22.4%
Population
2,436 → 3,251
up 33.5%
Renter share
97.3% → 98.6%
+1.3 pts
Bachelor's+
64.7% → 54.3%
-10.4 pts
Median age
34.3 → 30.3
-4.0 yrs

Median household income climbed from $42,574 to $52,105 between 2021 and 2024, a 22.4% shift. Census counts show ZIP 14604 in Rochester, NY adding about 815 residents over the five-year window, up 33.5% on net. Bachelor's-degree-or-higher attainment moved from 64.7% to 54.3% across the same window.

Community

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Local insights

Tips for renters in ZIP 14604

About renting in ZIP 14604

Last updated: October 17, 2026

ZIP code 14604 covers Rochester, NY. The median rent here is $1,493/mo as of October 2026. A 1-bedroom rents for a median of $1,490/mo. A 2-bedroom rents for a median of $1,870/mo.

At 34% of local median household income ($52,105/yr), ZIP 14604 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 14604?

To keep rent at or below 30% of gross income, you would need to earn at least $60,000/year (about $29/hour full-time) to afford the median rent of $1,493/mo in ZIP 14604. The local median household income is $52,105/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 14604?

Rent in ZIP 14604 has been roughly flat over the past year, a 0.0% change.

How does ZIP 14604 compare to other ZIPs in New York?

ZIP 14604 is one of the more affordable among New York ZIP codes for rent, ranking #281 of 334 at $1,493/mo.

How does ZIP 14604 compare to the rest of Rochester?

At $1,493/mo, ZIP 14604 is $39 above the Rochester citywide median of $1,454/mo. It is the 11th cheapest of 19 ZIP codes in Rochester.
Income Affordability
34%
MODERATE

At $1,493/mo, rent takes ~34% of ZIP 14604's median household income ($52,105/yr). The standard benchmark is 30%.

ZIP 14604 34%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 14604 (Rochester, NY)

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