ZIP Code · NY

ZIP 14609

Part of Rochester, NY

Pop. 40,274·Monroe County·279th most expensive ZIP in New York

Median rent (all units)

$1,504/mo

Year-over-Year

+2.1%

Month-over-Month

Stable

vs US Median

-$428

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 14609 · $1,504

More affordable than 73% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,050

1 BR

$1,180

2 BR

$1,480

3 BR

$1,780

4 BR+

$1,960

Research median

$1,480/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 14609 is 0.1% below its high of $1,505 in August 2026, at $1,504 as of September 2026.

Past year vs. the rest of New York

Rent in ZIP 14609 changed +2.1% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($64,603) is $1,615 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,480); a 3-bedroom is $1,780.

Rank in Rochester

12th cheapest of 19 ZIP codes in Rochester.

Cheaper nearby

ZIP 14607, 2 miles away, rents for 13% less ($1,311/mo), about $2,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 14609. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$18,048/yr

At $1,504/mo median

Location

CityRochester

StateNY

CountyMonroe County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.1% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 14609 (Rochester, NY) is majority owner-occupied, has a median income below the national average, 33.2% of residents hold a bachelor's degree or higher.

Population

40,274

Median income

$64,603

Median age

37.1

Renters

36.1%

Age distribution

20.7%

26%

25.3%

16.6%

Under 1820.7%

18–3426%

35–5425.3%

55–6411.4%

65+16.6%

Gender

45.2%

54.8%

Male45.2%

Female54.8%

Race & ethnicity

48.1%

28.5%

18.9%

White48.1%

Black28.5%

Hispanic18.9%

Asian1.7%

Other2.9%

Education (25+)

26.7%

28.3%

33.2%

No HS diploma11.8%

HS diploma26.7%

Some college28.3%

Bachelor's+33.2%

Housing tenure

63.9%

36.1%

Owner63.9%

Renter36.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 14609 in Rochester, NY has changed in 5 years

Rent

$1,159 → $1,504

up 29.8%

Income

$53,422 → $64,603

up 20.9%

Population

40,959 → 40,274

down 1.7%

Renter share

41.2% → 36.1%

-5.1 pts

Bachelor's+

30.4% → 33.2%

+2.8 pts

Compared with 2022, rent in ZIP 14609 in Rochester, NY has increased by $345 per month, settling near $1,504 after starting the period at $1,159. Census figures show median household income at $64,603 today, compared with $53,422 five years earlier. Rent outpaced income growth by roughly 8.9 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 40,959 to 40,274 between 2021 and 2024, a 1.7% change. About 36.1% of households rent today, against 41.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 30.4% to 33.2%. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

Community

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Local insights

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About renting in ZIP 14609

Last updated: October 17, 2026

ZIP code 14609 covers Rochester, NY. The median rent here is $1,504/mo as of October 2026. A 1-bedroom rents for a median of $1,180/mo. A 2-bedroom rents for a median of $1,480/mo.

At 28% of local median household income ($64,603/yr), ZIP 14609 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 14609?

To keep rent at or below 30% of gross income, you would need to earn at least $60,000/year (about $29/hour full-time) to afford the median rent of $1,504/mo in ZIP 14609. The local median household income is $64,603/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 14609?

Rent in ZIP 14609 has risen 2.1% over the past year as of September 2026. It sits 0.1% below its high of $1,505 in August 2026.

How does ZIP 14609 compare to other ZIPs in New York?

ZIP 14609 is one of the more affordable among New York ZIP codes for rent, ranking #279 of 334 at $1,504/mo. Over the year to September 2026, rent in ZIP 14609 changed +2.1%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.