ZIP Code · NY

ZIP 14870

Pop. 9,795·Steuben County·300th most expensive ZIP in New York
Median rent (all units)
$1,392/mo
Year-over-Year
+3.2%
Month-over-Month
+0.9%
vs US Median
-$540
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 14870 · $1,392
More affordable than 80% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,100
1 BR
$1,110
2 BR
$1,380
3 BR
$1,800
4 BR+
$2,290
Research median
$1,380/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 14870 changed +3.2% over the year to August 2026. Across the 250 New York ZIP codes Zillow tracks, the typical change was +5.4%.

Recent direction

Rent has risen 4 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($84,476) is $2,112 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,800); a 4-bedroom is $2,290.

Cheaper nearby

ZIP 14830, 5 miles away, rents for 13% less ($1,213/mo), about $2,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 14870. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,704/yr
At $1,392/mo median
Location
StateNY
CountySteuben County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.2% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.2% YoY, +0.9% MoM), not inventory.
Demographics

Who lives here

ZIP 14870 (Painted Post, NY) is majority owner-occupied, 41.3% of residents hold a bachelor's degree or higher.

Population
9,795
Median income
$84,476
Median age
42
Renters
29.5%
Age distribution
22.3%
19.8%
23.8%
17%
17.2%
Under 1822.3%
18–3419.8%
35–5423.8%
55–6417%
65+17.2%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
84.4%
White84.4%
Black2%
Hispanic2.6%
Asian6.7%
Other4.2%
Education (25+)
21.3%
30.7%
41.3%
No HS diploma6.7%
HS diploma21.3%
Some college30.7%
Bachelor's+41.3%
Housing tenure
70.5%
29.5%
Owner70.5%
Renter29.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 14870 in Painted Post, NY has changed in 5 years

Income
$83,929 → $84,476
up 0.7%
Population
9,891 → 9,795
down 1.0%
Renter share
23.8% → 29.5%
+5.7 pts
Bachelor's+
42% → 41.3%
-0.7 pts
Median age
41.2 → 42
+0.8 yrs

Median household income rose from $83,929 to $84,476 between 2021 and 2024, a 0.7% shift. The population has contracted by 1.0% since 2021, moving from about 9,891 residents to roughly 9,795. Renters now make up 29.5% of households, compared with 23.8% five years ago.

Community

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Local insights

Tips for renters in ZIP 14870

About renting in ZIP 14870

Last updated: September 25, 2026

ZIP code 14870 covers Painted Post, NY. The median rent here is $1,392/mo as of September 2026. A 1-bedroom rents for a median of $1,110/mo. A 2-bedroom rents for a median of $1,380/mo.

At 20% of local median household income ($84,476/yr), ZIP 14870 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 14870?

To keep rent at or below 30% of gross income, you would need to earn at least $56,000/year (about $27/hour full-time) to afford the median rent of $1,392/mo in ZIP 14870. The local median household income is $84,476/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 14870?

Rent in ZIP 14870 has risen 3.2% over the past year.

How does ZIP 14870 compare to other ZIPs in New York?

ZIP 14870 is one of the more affordable among New York ZIP codes for rent, ranking #300 of 341 at $1,392/mo. Over the year to August 2026, rent in ZIP 14870 changed +3.2%, against a typical +5.4% across the 250 New York ZIP codes Zillow tracks.

How does ZIP 14870 compare to the rest of Painted Post?

ZIP 14870 sits right at the Painted Post citywide median of $1,392/mo.
Income Affordability
20%
VERY AFFORDABLE

At $1,392/mo, rent takes ~20% of ZIP 14870's median household income ($84,476/yr). The standard benchmark is 30%.

ZIP 14870 20%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 14870 (Painted Post, NY)

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