ZIP Code · PA

ZIP 17745

Part of Lock Haven, PA

Pop. 17,718·Clinton County·254th most expensive ZIP in Pennsylvania

Median rent (all units)

$988/mo

Year-over-Year

-2.3%

Month-over-Month

-3.8%

vs US Median

-$944

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 17745 · $988

More affordable than 98% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$770

1 BR

$850

2 BR

$1,020

3 BR

$1,330

4 BR+

$1,680

Research median

$1,020/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 17745 is 8.7% below its high of $1,082 in January 2026, at $988 as of September 2026.

Past year vs. the rest of Pennsylvania

Rent in ZIP 17745 changed -2.3% over the year to September 2026. Across the 205 Pennsylvania ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($58,555) is $1,464 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,330); a 4-bedroom is $1,680.

From Zillow's monthly rent index (ZORI) for ZIP 17745. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$11,856/yr

At $988/mo median

Location

CityLock Haven

StatePA

CountyClinton County

Rent Market Meter

Strong Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are down 2.3% year-over-year. Push hard on price, concessions, and lease terms.

Based on rent-price momentum (-2.3% YoY, -3.8% MoM), not inventory.

Demographics

Who lives here

ZIP 17745 (Lock Haven, PA) is majority owner-occupied, skews toward younger working-age adults, has a median income below the national average, 25.5% of residents hold a bachelor's degree or higher.

Population

17,718

Median income

$58,555

Median age

37.3

Renters

36.3%

Age distribution

16.1%

30.7%

20.5%

20.8%

Under 1816.1%

18–3430.7%

35–5420.5%

55–6411.9%

65+20.8%

Gender

49.8%

50.2%

Male49.8%

Female50.2%

Race & ethnicity

92.9%

White92.9%

Black1.7%

Hispanic2.4%

Asian0.8%

Other2.2%

Education (25+)

45%

21.7%

25.5%

No HS diploma7.8%

HS diploma45%

Some college21.7%

Bachelor's+25.5%

Housing tenure

63.7%

36.3%

Owner63.7%

Renter36.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 17745 in Lock Haven, PA has changed in 5 years

Income

$50,093 → $58,555

up 16.9%

Population

17,792 → 17,718

down 0.4%

Renter share

41% → 36.3%

-4.7 pts

Bachelor's+

24% → 25.5%

+1.5 pts

Median age

36.6 → 37.3

+0.7 yrs

On the earnings side, the typical household in ZIP 17745 in Lock Haven, PA now reports about $58,555, up from $50,093 in 2021. About 36.3% of households rent today, against 41% in 2021.

Community

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Local insights

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About renting in ZIP 17745

Last updated: October 17, 2026

ZIP code 17745 covers Lock Haven, PA. The median rent here is $988/mo as of October 2026. A 1-bedroom rents for a median of $850/mo. A 2-bedroom rents for a median of $1,020/mo.

At 20% of local median household income ($58,555/yr), ZIP 17745 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 17745?

To keep rent at or below 30% of gross income, you would need to earn at least $40,000/year (about $19/hour full-time) to afford the median rent of $988/mo in ZIP 17745. The local median household income is $58,555/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 17745?

Rent in ZIP 17745 has fallen 2.3% over the past year as of September 2026. It sits 8.7% below its high of $1,082 in January 2026.

How does ZIP 17745 compare to other ZIPs in Pennsylvania?

ZIP 17745 is one of the more affordable among Pennsylvania ZIP codes for rent, ranking #254 of 261 at $988/mo. Over the year to September 2026, rent in ZIP 17745 changed -2.3%, against a typical +3.8% across the 205 Pennsylvania ZIP codes Zillow tracks.