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ZIP Code · MD

ZIP 20854

Part of Potomac, MD
Pop. 50,498·Montgomery County·1st most expensive ZIP in Maryland
Median rent (all units)
$4,222/mo
Year-over-Year
+21.0%
Month-over-Month
+5.1%
vs US Median
+$2,257
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 20854 · $4,222
More expensive than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,930
1 BR
$3,020
2 BR
$3,370
3 BR
$4,250
4 BR+
$5,000
Research median
$3,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$50,664/yr
At $4,222/mo median
Location
StateMD
CountyMontgomery County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 21.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+21.0% YoY, +5.1% MoM), not inventory.
Demographics

Who lives here

ZIP 20854 (Potomac, MD) is majority owner-occupied, has a large retiree population, has a median income above the national average, 85.7% of residents hold a bachelor's degree or higher.

Population
50,498
Median income
$250,001
Median age
47.7
Renters
10.6%
Age distribution
24.1%
26.4%
14.5%
23.6%
Under 1824.1%
18–3411.4%
35–5426.4%
55–6414.5%
65+23.6%
Gender
49.8%
50.2%
Male49.8%
Female50.2%
Race & ethnicity
60.7%
22.2%
White60.7%
Black4.1%
Hispanic9.4%
Asian22.2%
Other3.6%
Education (25+)
85.7%
No HS diploma2.9%
HS diploma3.7%
Some college7.7%
Bachelor's+85.7%
Housing tenure
89.4%
Owner89.4%
Renter10.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 20854 in Potomac, MD has changed in 5 years

Income
$217,477 → $250,001
up 15.0%
Population
49,684 → 50,498
up 1.6%
Renter share
10.2% → 10.6%
+0.4 pts
Bachelor's+
84.4% → 85.7%
+1.3 pts

Median household income climbed from $217,477 to $250,001 between 2021 and 2024, a 15.0% shift. Census counts show ZIP 20854 in Potomac, MD adding about 814 residents over the five-year window, up 1.6% on net.

Community

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Local insights

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About renting in ZIP 20854

Last updated: July 20, 2026

ZIP code 20854 covers Potomac, MD. The median rent here is $4,222/mo as of July 2026. A 1-bedroom rents for a median of $3,020/mo. A 2-bedroom rents for a median of $3,370/mo.

At 20% of local median household income ($250,001/yr), ZIP 20854 ranks as affordable compared to the national benchmark of 30%. Rents have increased 21.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 20854?

As of July 20, 2026, the median monthly rent in ZIP 20854 (Potomac, MD) is $4,222. This is based on aggregated data from public sources and community submissions.

How does ZIP 20854 rent compare to the US average?

ZIP 20854's median rent of $4,222/mo is $2,257 (115%) above the US national median of $1,965/mo.

How does ZIP 20854 compare to other ZIPs in Maryland?

ZIP 20854 is one of the pricier ZIP codes in Maryland, ranking #1 out of 140 ZIPs tracked at $4,222/mo.

How much income do you need to rent in ZIP 20854?

To keep rent at or below 30% of gross income, you would need to earn at least $169,000/year (~$81/hour full-time) to afford the median rent of $4,222/mo in ZIP 20854. The local median household income is $250,001/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 20854?

Rent in ZIP 20854 has increased 21.0% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 20854 an affordable place to rent?

ZIP 20854 is considered very affordable for renters. At $4,222/mo, rent takes approximately 20% of the local median household income ($250,001/yr). The standard benchmark is 30%. ZIP 20854 falls comfortably within that range.

What percentage of ZIP 20854 residents rent vs. own?

According to Census data, approximately 10.6% of ZIP 20854 households are renters, while 89.4% are owner-occupied. ZIP 20854 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 20854 compare to the rest of Potomac?

ZIP 20854 is more affordable than Potomac overall. At $4,222/mo, it's $116 below the Potomac citywide median of $4,338/mo.

When was rent data for ZIP 20854 last updated?

Rent data for ZIP 20854 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $4,222/mo, rent takes ~20% of ZIP 20854's median household income ($250,001/yr). The standard benchmark is 30%.

ZIP 20854 20%Benchmark 30%
State income tax2–5.75%
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Schools nearby

Public schools near ZIP 20854 (Potomac, MD)

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