ZIP Code · MD

ZIP 20817

Part of Bethesda, MD
Pop. 37,454·Montgomery County·5th most expensive ZIP in Maryland
Median rent (all units)
$3,077/mo
Year-over-Year
-1.9%
Month-over-Month
-1.2%
vs US Median
+$1,145
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 20817 · $3,077
More expensive than 91% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,930
1 BR
$3,020
2 BR
$3,370
3 BR
$4,250
4 BR+
$5,000
Research median
$3,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 20817 usually run 2.1% below trend in December and 1.5% above it in June, about $111 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 20817 is 3.4% below its high of $3,185 in April 2026, at $3,077 as of September 2026.

Past year vs. the rest of Maryland

Rent in ZIP 20817 changed -1.9% over the year to September 2026. Across the 124 Maryland ZIP codes Zillow tracks, the typical change was +2.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 20817 rose 28.8% while median household income rose 22.5% ($203,557 to $249,332). Rent outpaced income.

Since before the pandemic

Rent in ZIP 20817 is 26.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 5 months in a row, and rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($249,332) is $6,233 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($5,000).

Cheaper nearby

ZIP 20852, 4 miles away, rents for 25% less ($2,295/mo), about $9,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 20817. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$36,924/yr
At $3,077/mo median
Location
StateMD
CountyMontgomery County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 1.9% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-1.9% YoY, -1.2% MoM), not inventory.
Demographics

Who lives here

ZIP 20817 (Bethesda, MD) is majority owner-occupied, has a large retiree population, has a median income above the national average, 85.6% of residents hold a bachelor's degree or higher.

Population
37,454
Median income
$249,332
Median age
45.8
Renters
18.6%
Age distribution
25.3%
12%
27.5%
14.4%
20.7%
Under 1825.3%
18–3412%
35–5427.5%
55–6414.4%
65+20.7%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
62.8%
16.9%
White62.8%
Black6.2%
Hispanic8.9%
Asian16.9%
Other5.2%
Education (25+)
85.6%
No HS diploma1.9%
HS diploma4.7%
Some college7.8%
Bachelor's+85.6%
Housing tenure
81.4%
18.6%
Owner81.4%
Renter18.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 20817 in Bethesda, MD has changed in 5 years

Rent
$2,463 → $3,077
up 24.9%
Income
$217,674 → $249,332
up 14.5%
Population
38,286 → 37,454
down 2.2%
Renter share
17.2% → 18.6%
+1.4 pts
Bachelor's+
85% → 85.6%
+0.6 pts
Median age
45.3 → 45.8
+0.5 yrs

The median rent in ZIP 20817 in Bethesda, MD stood at $2,463 in 2021 and currently runs about $3,077, reflecting a 24.9% increase over the period. On the earnings side, the typical household in ZIP 20817 in Bethesda, MD now reports about $249,332, up from $217,674 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 2.2% since 2021, moving from about 38,286 residents to roughly 37,454. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 20817 in Bethesda, MD reflects that arc in its own way.

Community

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Local insights

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About renting in ZIP 20817

Last updated: October 17, 2026

ZIP code 20817 covers Bethesda, MD. The median rent here is $3,077/mo as of October 2026. A 1-bedroom rents for a median of $3,020/mo. A 2-bedroom rents for a median of $3,370/mo.

At 15% of local median household income ($249,332/yr), ZIP 20817 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 20817?

To keep rent at or below 30% of gross income, you would need to earn at least $123,000/year (about $59/hour full-time) to afford the median rent of $3,077/mo in ZIP 20817. The local median household income is $249,332/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 20817?

Rent in ZIP 20817 has fallen 1.9% over the past year as of September 2026. It sits 3.4% below its high of $3,185 in April 2026.

When is the cheapest time to rent in ZIP 20817?

Asking rents in ZIP 20817 are usually lowest in December, about 2.1% below their yearly trend, and highest in June, about 1.5% above it. At today's median that is a gap of roughly $111 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 20817?

Yes. From 2019 to 2024, rent in ZIP 20817 rose 28.8% while median household income rose 22.5%, from $203,557 to $249,332. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 20817 compare to other ZIPs in Maryland?

ZIP 20817 is one of the pricier among Maryland ZIP codes for rent, ranking #5 of 140 at $3,077/mo. Over the year to September 2026, rent in ZIP 20817 changed -1.9%, against a typical +2.6% across the 124 Maryland ZIP codes Zillow tracks.

How does ZIP 20817 compare to the rest of Bethesda?

At $3,077/mo, ZIP 20817 is $106 above the Bethesda citywide median of $2,971/mo.
Income Affordability
15%
VERY AFFORDABLE

At $3,077/mo, rent takes ~15% of ZIP 20817's median household income ($249,332/yr). The standard benchmark is 30%.

ZIP 20817 15%Benchmark 30%
State income tax2–5.75%
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