ZIP Code · MD

ZIP 20886

Part of Montgomery Village, MD

Pop. 34,718·Montgomery County·29th most expensive ZIP in Maryland

Median rent (all units)

$2,415/mo

Year-over-Year

+3.1%

Month-over-Month

-0.2%

vs US Median

+$483

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 20886 · $2,415

More expensive than 77% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,810

1 BR

$1,870

2 BR

$2,080

3 BR

$2,630

4 BR+

$3,090

Research median

$2,080/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 20886 is 0.4% below its high of $2,425 in April 2026, at $2,415 as of September 2026.

Past year vs. the rest of Maryland

Rent in ZIP 20886 changed +3.1% over the year to September 2026. Across the 124 Maryland ZIP codes Zillow tracks, the typical change was +2.6%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($98,542) is $2,464 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,080); a 3-bedroom is $2,630.

Cheaper nearby

ZIP 20876, 2 miles away, rents for 12% less ($2,121/mo), about $3,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 20886. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$28,980/yr

At $2,415/mo median

Location

CityMontgomery Village

StateMD

CountyMontgomery County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.1% YoY, -0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 20886 (Montgomery Village, MD) is majority owner-occupied, has a median income above the national average, 43.3% of residents hold a bachelor's degree or higher.

Population

34,718

Median income

$98,542

Median age

37.9

Renters

31.1%

Age distribution

23.4%

22.3%

27.2%

13.1%

14.1%

Under 1823.4%

18–3422.3%

35–5427.2%

55–6413.1%

65+14.1%

Gender

50.1%

49.9%

Male50.1%

Female49.9%

Race & ethnicity

29%

23.7%

33.1%

14.6%

White29%

Black23.7%

Hispanic33.1%

Asian14.6%

Education (25+)

21.3%

23.6%

43.3%

No HS diploma11.9%

HS diploma21.3%

Some college23.6%

Bachelor's+43.3%

Housing tenure

68.9%

31.1%

Owner68.9%

Renter31.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 20886 in Montgomery Village, MD has changed in 5 years

Rent

$2,106 → $2,415

up 14.7%

Income

$85,789 → $98,542

up 14.9%

Population

34,436 → 34,718

up 0.8%

Renter share

32.6% → 31.1%

-1.5 pts

Bachelor's+

42.2% → 43.3%

+1.1 pts

Five years ago, renters in ZIP 20886 in Montgomery Village, MD paid around $2,106 a month. That figure now sits near $2,415, up 14.7% from the 2023 baseline. Household income in the area moved from $85,789 to $98,542 across the same window, up 14.9% versus 2021. The renter share has eased from 32.6% to 31.1%, with owner-occupied housing accounting for the remainder. Reading these numbers side by side helps frame whether current listings in ZIP 20886 in Montgomery Village, MD look reasonable against where the market sat half a decade ago.

Community

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About renting in ZIP 20886

Last updated: October 17, 2026

ZIP code 20886 covers Montgomery Village, MD. The median rent here is $2,415/mo as of October 2026. A 1-bedroom rents for a median of $1,870/mo. A 2-bedroom rents for a median of $2,080/mo.

At 29% of local median household income ($98,542/yr), ZIP 20886 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 20886?

To keep rent at or below 30% of gross income, you would need to earn at least $97,000/year (about $47/hour full-time) to afford the median rent of $2,415/mo in ZIP 20886. The local median household income is $98,542/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 20886?

Rent in ZIP 20886 has risen 3.1% over the past year as of September 2026. It sits 0.4% below its high of $2,425 in April 2026.

How does ZIP 20886 compare to other ZIPs in Maryland?

ZIP 20886 is one of the pricier among Maryland ZIP codes for rent, ranking #29 of 140 at $2,415/mo. Over the year to September 2026, rent in ZIP 20886 changed +3.1%, against a typical +2.6% across the 124 Maryland ZIP codes Zillow tracks.