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ZIP Code · MD

ZIP 20876

Pop. 26,406·Montgomery County·58th most expensive ZIP in Maryland
Median rent (all units)
$2,119/mo
Year-over-Year
+8.4%
Month-over-Month
+2.9%
vs US Median
+$154
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 20876 · $2,119
More expensive than 66% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,080
1 BR
$2,140
2 BR
$2,390
3 BR
$3,020
4 BR+
$3,550
Research median
$2,390/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$25,428/yr
At $2,119/mo median
Location
StateMD
CountyMontgomery County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.4% YoY, +2.9% MoM), not inventory.
Demographics

Who lives here

ZIP 20876 (Germantown, MD) is majority owner-occupied, has a median income above the national average, 52% of residents hold a bachelor's degree or higher.

Population
26,406
Median income
$119,731
Median age
36.8
Renters
32.6%
Age distribution
22.9%
24.4%
28.3%
12.5%
Under 1822.9%
18–3424.4%
35–5428.3%
55–6412.5%
65+11.9%
Gender
48.8%
51.2%
Male48.8%
Female51.2%
Race & ethnicity
25.7%
29.3%
24.7%
19.9%
White25.7%
Black29.3%
Hispanic24.7%
Asian19.9%
Education (25+)
15.2%
21.5%
52%
No HS diploma11.4%
HS diploma15.2%
Some college21.5%
Bachelor's+52%
Housing tenure
67.4%
32.6%
Owner67.4%
Renter32.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 20876 in Germantown, MD has changed in 5 years

Rent
$1,587 → $2,119
up 33.5%
Income
$99,643 → $119,731
up 20.2%
Population
25,963 → 26,406
up 1.7%
Renter share
36% → 32.6%
-3.4 pts
Bachelor's+
50.2% → 52%
+1.8 pts
Median age
35.9 → 36.8
+0.9 yrs

Five years ago, renters in ZIP 20876 in Germantown, MD paid around $1,587 a month. That figure now sits near $2,119, up 33.5% from the 2021 baseline. Household income in the area moved from $99,643 to $119,731 across the same window, up 20.2% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 20876 in Germantown, MD adding about 443 residents over the five-year window, up 1.7% on net. The renter share has eased from 36% to 32.6%, with owner-occupied housing accounting for the remainder. Reading these numbers side by side helps frame whether current listings in ZIP 20876 in Germantown, MD look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 20876

Last updated: July 20, 2026

ZIP code 20876 covers Germantown, MD. The median rent here is $2,119/mo as of July 2026. A 1-bedroom rents for a median of $2,140/mo. A 2-bedroom rents for a median of $2,390/mo.

At 21% of local median household income ($119,731/yr), ZIP 20876 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 20876?

As of July 20, 2026, the median monthly rent in ZIP 20876 (Germantown, MD) is $2,119. This is based on aggregated data from public sources and community submissions.

How does ZIP 20876 rent compare to the US average?

ZIP 20876's median rent of $2,119/mo is $154 (8%) above the US national median of $1,965/mo.

How does ZIP 20876 compare to other ZIPs in Maryland?

ZIP 20876 falls in the middle range for Maryland, ranking #58 out of 140 ZIPs at $2,119/mo.

How much income do you need to rent in ZIP 20876?

To keep rent at or below 30% of gross income, you would need to earn at least $85,000/year (~$41/hour full-time) to afford the median rent of $2,119/mo in ZIP 20876. The local median household income is $119,731/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 20876?

Rent in ZIP 20876 has increased 8.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 20876 an affordable place to rent?

ZIP 20876 is considered very affordable for renters. At $2,119/mo, rent takes approximately 21% of the local median household income ($119,731/yr). The standard benchmark is 30%. ZIP 20876 falls comfortably within that range.

What percentage of ZIP 20876 residents rent vs. own?

According to Census data, approximately 32.6% of ZIP 20876 households are renters, while 67.4% are owner-occupied. ZIP 20876 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 20876 compare to the rest of Germantown?

ZIP 20876 is more affordable than Germantown overall. At $2,119/mo, it's $18 below the Germantown citywide median of $2,137/mo.

When was rent data for ZIP 20876 last updated?

Rent data for ZIP 20876 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
21%
VERY AFFORDABLE

At $2,119/mo, rent takes ~21% of ZIP 20876's median household income ($119,731/yr). The standard benchmark is 30%.

ZIP 20876 21%Benchmark 30%
State income tax2–5.75%
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Schools nearby

Public schools near ZIP 20876 (Germantown, MD)

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