ZIP Code · MD

ZIP 21054

Part of Gambrills, MD

Pop. 16,386·Anne Arundel County·12th most expensive ZIP in Maryland

Median rent (all units)

$2,790/mo

Year-over-Year

+2.4%

Month-over-Month

+0.7%

vs US Median

+$858

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 21054 · $2,790

More expensive than 86% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,050

1 BR

$2,270

2 BR

$2,790

3 BR

$3,540

4 BR+

$3,920

Research median

$2,790/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Maryland

Rent in ZIP 21054 changed +2.4% over the year to September 2026. Across the 124 Maryland ZIP codes Zillow tracks, the typical change was +2.6%.

Recent direction

Rent has risen 5 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($163,825) is $4,096 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,920).

Cheaper nearby

ZIP 21113, 2 miles away, rents for 11% less ($2,481/mo), about $3,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 21054. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$33,480/yr

At $2,790/mo median

Location

CityGambrills

StateMD

CountyAnne Arundel County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.4% YoY, +0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 21054 (Gambrills, MD) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 61.2% of residents hold a bachelor's degree or higher.

Population

16,386

Median income

$163,825

Median age

40.9

Renters

15.8%

Age distribution

27.7%

14.1%

31.5%

15.5%

Under 1827.7%

18–3414.1%

35–5431.5%

55–6411.2%

65+15.5%

Gender

48.7%

51.3%

Male48.7%

Female51.3%

Race & ethnicity

58.8%

14%

White58.8%

Black14%

Hispanic9.3%

Asian10.1%

Other7.7%

Education (25+)

12.9%

19.3%

61.2%

No HS diploma6.6%

HS diploma12.9%

Some college19.3%

Bachelor's+61.2%

Housing tenure

84.2%

15.8%

Owner84.2%

Renter15.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 21054 in Gambrills, MD has changed in 5 years

Income

$140,305 → $163,825

up 16.8%

Population

14,479 → 16,386

up 13.2%

Renter share

18.5% → 15.8%

-2.7 pts

Bachelor's+

57.1% → 61.2%

+4.1 pts

Local incomes tracked alongside that move, going from a median of $140,305 in 2021 to $163,825 more recently. Census counts show ZIP 21054 in Gambrills, MD adding about 1,907 residents over the five-year window, up 13.2% on net. The renter share has eased from 18.5% to 15.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 57.1% to 61.2% across the same window.

Community

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Local insights

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About renting in ZIP 21054

Last updated: October 17, 2026

ZIP code 21054 covers Gambrills, MD. The median rent here is $2,790/mo as of October 2026. A 1-bedroom rents for a median of $2,270/mo. A 2-bedroom rents for a median of $2,790/mo.

At 20% of local median household income ($163,825/yr), ZIP 21054 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 21054?

To keep rent at or below 30% of gross income, you would need to earn at least $112,000/year (about $54/hour full-time) to afford the median rent of $2,790/mo in ZIP 21054. The local median household income is $163,825/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 21054?

Rent in ZIP 21054 has risen 2.4% over the past year.

How does ZIP 21054 compare to other ZIPs in Maryland?

ZIP 21054 is one of the pricier among Maryland ZIP codes for rent, ranking #12 of 140 at $2,790/mo. Over the year to September 2026, rent in ZIP 21054 changed +2.4%, against a typical +2.6% across the 124 Maryland ZIP codes Zillow tracks.