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ZIP Code · MD

ZIP 21078

Pop. 20,030·Harford County·90th most expensive ZIP in Maryland
Median rent (all units)
$1,818/mo
Year-over-Year
Stable
Month-over-Month
+19.1%
vs US Median
-$147
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 21078 · $1,818
More expensive than 50% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,270
1 BR
$1,450
2 BR
$1,770
3 BR
$2,280
4 BR+
$2,550
Research median
$1,770/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$21,816/yr
At $1,818/mo median
Location
StateMD
CountyHarford County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +19.1% MoM), not inventory.
Demographics

Who lives here

ZIP 21078 (Havre de Grace, MD) is majority owner-occupied, has a large retiree population, has a median income above the national average, 41.6% of residents hold a bachelor's degree or higher.

Population
20,030
Median income
$106,667
Median age
46.8
Renters
23%
Age distribution
18.9%
18.3%
23.7%
16.3%
22.9%
Under 1818.9%
18–3418.3%
35–5423.7%
55–6416.3%
65+22.9%
Gender
47%
53%
Male47%
Female53%
Race & ethnicity
69.7%
16.9%
White69.7%
Black16.9%
Hispanic5.4%
Asian2.5%
Other5.5%
Education (25+)
23.3%
28.5%
41.6%
No HS diploma6.5%
HS diploma23.3%
Some college28.5%
Bachelor's+41.6%
Housing tenure
77%
23%
Owner77%
Renter23%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 21078 in Havre de Grace, MD has changed in 5 years

Income
$94,409 → $106,667
up 13.0%
Population
19,760 → 20,030
up 1.4%
Renter share
25.3% → 23%
-2.3 pts
Bachelor's+
38.2% → 41.6%
+3.4 pts
Median age
45.1 → 46.8
+1.7 yrs

Local incomes tracked alongside that move, going from a median of $94,409 in 2021 to $106,667 more recently. Headcount in the area went from 19,760 to 20,030 between 2021 and 2024, a 1.4% change. About 23% of households rent today, against 25.3% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 38.2% to 41.6%.

Community

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Local insights

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About renting in ZIP 21078

Last updated: June 22, 2026

ZIP code 21078 covers Havre de Grace, MD. The median rent here is $1,818/mo as of June 2026. A 1-bedroom rents for a median of $1,450/mo. A 2-bedroom rents for a median of $1,770/mo.

At 20% of local median household income ($106,667/yr), ZIP 21078 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 21078?

As of June 22, 2026, the median monthly rent in ZIP 21078 (Havre de Grace, MD) is $1,818. This is based on aggregated data from public sources and community submissions.

How does ZIP 21078 rent compare to the US average?

ZIP 21078's median rent of $1,818/mo is $147 (7%) below the US national median of $1,965/mo.

How does ZIP 21078 compare to other ZIPs in Maryland?

ZIP 21078 falls in the middle range for Maryland, ranking #90 out of 141 ZIPs at $1,818/mo.

How much income do you need to rent in ZIP 21078?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (~$35/hour full-time) to afford the median rent of $1,818/mo in ZIP 21078. The local median household income is $106,667/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 21078?

Rent in ZIP 21078 has been relatively stable over the past year, with a 0.0% change year over year as of June 22, 2026.

Is ZIP 21078 an affordable place to rent?

ZIP 21078 is considered very affordable for renters. At $1,818/mo, rent takes approximately 20% of the local median household income ($106,667/yr). The standard benchmark is 30%. ZIP 21078 falls comfortably within that range.

What percentage of ZIP 21078 residents rent vs. own?

According to Census data, approximately 23% of ZIP 21078 households are renters, while 77% are owner-occupied. ZIP 21078 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 21078 compare to the rest of Havre de Grace?

ZIP 21078 sits right at the Havre de Grace citywide median of $1,818/mo.

When was rent data for ZIP 21078 last updated?

Rent data for ZIP 21078 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $1,818/mo, rent takes ~20% of ZIP 21078's median household income ($106,667/yr). The standard benchmark is 30%.

ZIP 21078 20%Benchmark 30%
State income tax2–5.75%
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Schools nearby

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