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ZIP Code · NC

ZIP 28110

Part of Monroe, NC
Pop. 56,971·Union County·32nd most expensive ZIP in North Carolina
Median rent (all units)
$1,981/mo
Year-over-Year
-1.9%
Month-over-Month
-1.1%
vs US Median
+$16
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 28110 · $1,981
More expensive than 59% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,350
1 BR
$1,410
2 BR
$1,550
3 BR
$1,910
4 BR+
$2,420
Research median
$1,550/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$23,772/yr
At $1,981/mo median
Location
CityMonroe
StateNC
CountyUnion County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 1.9% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-1.9% YoY, -1.1% MoM), not inventory.
Demographics

Who lives here

ZIP 28110 (Monroe, NC) is majority owner-occupied, has a large share of families with children, 25.6% of residents hold a bachelor's degree or higher.

Population
56,971
Median income
$83,480
Median age
36.9
Renters
25%
Age distribution
25.7%
21.9%
26.8%
14.4%
Under 1825.7%
18–3421.9%
35–5426.8%
55–6411.3%
65+14.4%
Gender
50.9%
49.1%
Male50.9%
Female49.1%
Race & ethnicity
65.5%
21.6%
White65.5%
Black10.7%
Hispanic21.6%
Asian2.2%
Education (25+)
13.6%
29.1%
31.7%
25.6%
No HS diploma13.6%
HS diploma29.1%
Some college31.7%
Bachelor's+25.6%
Housing tenure
75%
25%
Owner75%
Renter25%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28110 in Monroe, NC has changed in 5 years

Rent
$1,535 → $1,981
up 29.1%
Income
$75,541 → $83,480
up 10.5%
Population
53,631 → 56,971
up 6.2%
Renter share
25% → 25%
+0.0 pts
Bachelor's+
21.6% → 25.6%
+4.0 pts

Rent in ZIP 28110 in Monroe, NC has increased 29.1% since 2021, going from about $1,535 per month to roughly $1,981 today. Median household income grew from $75,541 to $83,480 between 2021 and 2024, a 10.5% shift. Rent outpaced income growth by roughly 18.6 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 53,631 to 56,971 between 2021 and 2024, a 6.2% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 21.6% to 25.6%. Taken together, the five-year picture in ZIP 28110 in Monroe, NC reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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Local insights

Tips for renters in ZIP 28110

About renting in ZIP 28110

Last updated: July 20, 2026

ZIP code 28110 covers Monroe, NC. The median rent here is $1,981/mo as of July 2026. A 1-bedroom rents for a median of $1,410/mo. A 2-bedroom rents for a median of $1,550/mo.

At 28% of local median household income ($83,480/yr), ZIP 28110 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28110?

As of July 20, 2026, the median monthly rent in ZIP 28110 (Monroe, NC) is $1,981. This is based on aggregated data from public sources and community submissions.

How does ZIP 28110 rent compare to the US average?

ZIP 28110's median rent of $1,981/mo is $16 (1%) above the US national median of $1,965/mo.

How does ZIP 28110 compare to other ZIPs in North Carolina?

ZIP 28110 is one of the pricier ZIP codes in North Carolina, ranking #32 out of 227 ZIPs tracked at $1,981/mo.

How much income do you need to rent in ZIP 28110?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (~$38/hour full-time) to afford the median rent of $1,981/mo in ZIP 28110. The local median household income is $83,480/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 28110?

Rent in ZIP 28110 has decreased 1.9% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 28110 an affordable place to rent?

ZIP 28110 is considered affordable for renters. At $1,981/mo, rent takes approximately 28% of the local median household income ($83,480/yr). The standard benchmark is 30%. ZIP 28110 falls comfortably within that range.

What percentage of ZIP 28110 residents rent vs. own?

According to Census data, approximately 25% of ZIP 28110 households are renters, while 75% are owner-occupied. ZIP 28110 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 28110 compare to the rest of Monroe?

ZIP 28110 is pricier than Monroe as a whole. At $1,981/mo, it's $47 above the Monroe citywide median of $1,934/mo.

When was rent data for ZIP 28110 last updated?

Rent data for ZIP 28110 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,981/mo, rent takes ~28% of ZIP 28110's median household income ($83,480/yr). The standard benchmark is 30%.

ZIP 28110 28%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28110 (Monroe, NC)

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