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ZIP Code · NC

ZIP 28112

Part of Monroe, NC
Pop. 28,461·Union County·19th most expensive ZIP in North Carolina
Median rent (all units)
$2,056/mo
Year-over-Year
Stable
Month-over-Month
-0.7%
vs US Median
+$91
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 28112 · $2,056
More expensive than 63% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,120
1 BR
$1,170
2 BR
$1,280
3 BR
$1,580
4 BR+
$2,000
Research median
$1,280/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$24,672/yr
At $2,056/mo median
Location
CityMonroe
StateNC
CountyUnion County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, -0.7% MoM), not inventory.
Demographics

Who lives here

ZIP 28112 (Monroe, NC) is majority owner-occupied, 22% of residents hold a bachelor's degree or higher.

Population
28,461
Median income
$80,495
Median age
41
Renters
28.5%
Age distribution
21.6%
22.6%
21.7%
17.3%
16.7%
Under 1821.6%
18–3422.6%
35–5421.7%
55–6417.3%
65+16.7%
Gender
51.6%
48.4%
Male51.6%
Female48.4%
Race & ethnicity
60.1%
17.1%
20.7%
White60.1%
Black17.1%
Hispanic20.7%
Asian1.3%
Other0.8%
Education (25+)
14.9%
31.9%
31.1%
22%
No HS diploma14.9%
HS diploma31.9%
Some college31.1%
Bachelor's+22%
Housing tenure
71.5%
28.5%
Owner71.5%
Renter28.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28112 in Monroe, NC has changed in 5 years

Income
$61,111 → $80,495
up 31.7%
Population
27,754 → 28,461
up 2.5%
Renter share
27.8% → 28.5%
+0.7 pts
Bachelor's+
19.1% → 22%
+2.9 pts
Median age
40 → 41
+1.0 yrs

Local incomes tracked alongside that move, going from a median of $61,111 in 2021 to $80,495 more recently. The population has grown by 2.5% since 2021, moving from about 27,754 residents to roughly 28,461. College-educated residents now make up 22% of adults here, versus 19.1% in 2021.

Community

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Local insights

Tips for renters in ZIP 28112

About renting in ZIP 28112

Last updated: July 20, 2026

ZIP code 28112 covers Monroe, NC. The median rent here is $2,056/mo as of July 2026. A 1-bedroom rents for a median of $1,170/mo. A 2-bedroom rents for a median of $1,280/mo.

At 31% of local median household income ($80,495/yr), ZIP 28112 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28112?

As of July 20, 2026, the median monthly rent in ZIP 28112 (Monroe, NC) is $2,056. This is based on aggregated data from public sources and community submissions.

How does ZIP 28112 rent compare to the US average?

ZIP 28112's median rent of $2,056/mo is $91 (5%) above the US national median of $1,965/mo.

How does ZIP 28112 compare to other ZIPs in North Carolina?

ZIP 28112 is one of the pricier ZIP codes in North Carolina, ranking #19 out of 227 ZIPs tracked at $2,056/mo.

How much income do you need to rent in ZIP 28112?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (~$39/hour full-time) to afford the median rent of $2,056/mo in ZIP 28112. The local median household income is $80,495/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 28112?

Rent in ZIP 28112 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 28112 an affordable place to rent?

ZIP 28112 is considered moderate for renters. At $2,056/mo, rent takes approximately 31% of the local median household income ($80,495/yr). The standard benchmark is 30%. ZIP 28112 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 28112 residents rent vs. own?

According to Census data, approximately 28.5% of ZIP 28112 households are renters, while 71.5% are owner-occupied. ZIP 28112 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 28112 compare to the rest of Monroe?

ZIP 28112 is pricier than Monroe as a whole. At $2,056/mo, it's $122 above the Monroe citywide median of $1,934/mo.

When was rent data for ZIP 28112 last updated?

Rent data for ZIP 28112 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
31%
MODERATE

At $2,056/mo, rent takes ~31% of ZIP 28112's median household income ($80,495/yr). The standard benchmark is 30%.

ZIP 28112 31%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28112 (Monroe, NC)

Recent submissions

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