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ZIP Code · NC

ZIP 28164

Part of Stanley, NC
Pop. 16,874·Gaston County·167th most expensive ZIP in North Carolina
Median rent (all units)
$1,260/mo
Year-over-Year
-3.8%
Month-over-Month
-3.8%
vs US Median
-$705
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 28164 · $1,260
More affordable than 82% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,100
1 BR
$1,150
2 BR
$1,260
3 BR
$1,620
4 BR+
$2,020
Research median
$1,260/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: April 19, 2026

Annual cost
$15,120/yr
At $1,260/mo median
Location
StateNC
CountyGaston County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 3.8% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-3.8% YoY, -3.8% MoM), not inventory.
Demographics

Who lives here

ZIP 28164 (Stanley, NC) is majority owner-occupied, 24.5% of residents hold a bachelor's degree or higher.

Population
16,874
Median income
$79,728
Median age
43.4
Renters
16.5%
Age distribution
20.2%
20%
26.9%
13.6%
19.3%
Under 1820.2%
18–3420%
35–5426.9%
55–6413.6%
65+19.3%
Gender
48.4%
51.6%
Male48.4%
Female51.6%
Race & ethnicity
89.6%
White89.6%
Black4.7%
Hispanic4.8%
Asian0.5%
Education (25+)
30.2%
34.7%
24.5%
No HS diploma10.6%
HS diploma30.2%
Some college34.7%
Bachelor's+24.5%
Housing tenure
83.5%
16.5%
Owner83.5%
Renter16.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28164 in Stanley, NC has changed in 5 years

Income
$69,201 → $79,728
up 15.2%
Population
15,371 → 16,874
up 9.8%
Renter share
17.4% → 16.5%
-0.9 pts
Bachelor's+
22% → 24.5%
+2.5 pts

On the earnings side, the typical household in ZIP 28164 in Stanley, NC now reports about $79,728, up from $69,201 in 2021. The population has grown by 9.8% since 2021, moving from about 15,371 residents to roughly 16,874. College-educated residents now make up 24.5% of adults here, versus 22% in 2021.

Community

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Local insights

Tips for renters in ZIP 28164

About renting in ZIP 28164

Last updated: April 19, 2026

ZIP code 28164 covers Stanley, NC. The median rent here is $1,260/mo as of April 2026. A 1-bedroom rents for a median of $1,150/mo. A 2-bedroom rents for a median of $1,260/mo.

At 19% of local median household income ($79,728/yr), ZIP 28164 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 3.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28164?

As of April 19, 2026, the median monthly rent in ZIP 28164 (Stanley, NC) is $1,260. This is based on aggregated data from public sources and community submissions.

How does ZIP 28164 rent compare to the US average?

ZIP 28164's median rent of $1,260/mo is $705 (36%) below the US national median of $1,965/mo.

How does ZIP 28164 compare to other ZIPs in North Carolina?

ZIP 28164 is among the more affordable ZIP codes in North Carolina, ranking #167 out of 243 ZIPs at $1,260/mo.

How much income do you need to rent in ZIP 28164?

To keep rent at or below 30% of gross income, you would need to earn at least $50,000/year (~$24/hour full-time) to afford the median rent of $1,260/mo in ZIP 28164. The local median household income is $79,728/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 28164?

Rent in ZIP 28164 has decreased 3.8% over the past year as of April 19, 2026, offering some relief compared to 12 months ago.

Is ZIP 28164 an affordable place to rent?

ZIP 28164 is considered very affordable for renters. At $1,260/mo, rent takes approximately 19% of the local median household income ($79,728/yr). The standard benchmark is 30%. ZIP 28164 falls comfortably within that range.

What percentage of ZIP 28164 residents rent vs. own?

According to Census data, approximately 16.5% of ZIP 28164 households are renters, while 83.5% are owner-occupied. ZIP 28164 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 28164 compare to the rest of Stanley?

ZIP 28164 is more affordable than Stanley overall. At $1,260/mo, it's $1,025 below the Stanley citywide median of $2,285/mo.

When was rent data for ZIP 28164 last updated?

Rent data for ZIP 28164 reflects April 19, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $1,260/mo, rent takes ~19% of ZIP 28164's median household income ($79,728/yr). The standard benchmark is 30%.

ZIP 28164 19%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28164 (Stanley, NC)

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