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ZIP Code · NC

ZIP 28120

Pop. 25,805·Gaston County·79th most expensive ZIP in North Carolina
Median rent (all units)
$1,785/mo
Year-over-Year
-6.7%
Month-over-Month
+4.9%
vs US Median
-$177
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 28120 · $1,785
More affordable than 53% of US ZIP codes · National median $1,962/mo
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Medians by bedroom

Rent by unit size

Studio
$1,190
1 BR
$1,250
2 BR
$1,370
3 BR
$1,690
4 BR+
$2,140
Research median
$1,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$21,420/yr
At $1,785/mo median
Location
StateNC
CountyGaston County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (6.7% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (-6.7% YoY, +4.9% MoM), not inventory.
Demographics

Who lives here

ZIP 28120 (Mount Holly, NC) is majority owner-occupied, 33.8% of residents hold a bachelor's degree or higher.

Population
25,805
Median income
$78,231
Median age
40.4
Renters
25.3%
Age distribution
22.6%
18.9%
29.9%
13.7%
15%
Under 1822.6%
18–3418.9%
35–5429.9%
55–6413.7%
65+15%
Gender
47.9%
52.1%
Male47.9%
Female52.1%
Race & ethnicity
69.7%
14.9%
White69.7%
Black14.9%
Hispanic9.5%
Asian1.8%
Other4.1%
Education (25+)
24.6%
32.4%
33.8%
No HS diploma9.3%
HS diploma24.6%
Some college32.4%
Bachelor's+33.8%
Housing tenure
74.7%
25.3%
Owner74.7%
Renter25.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28120 in Mount Holly, NC has changed in 5 years

Income
$64,717 → $78,231
up 20.9%
Population
23,126 → 25,805
up 11.6%
Renter share
27.5% → 25.3%
-2.2 pts
Bachelor's+
30.9% → 33.8%
+2.9 pts
Median age
41.4 → 40.4
-1.0 yrs

On the earnings side, the typical household in ZIP 28120 in Mount Holly, NC now reports about $78,231, up from $64,717 in 2021. Census counts show ZIP 28120 in Mount Holly, NC adding about 2,679 residents over the five-year window, up 11.6% on net. The renter share has eased from 27.5% to 25.3%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 30.9% to 33.8% across the same window.

Community

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Local insights

Tips for renters in ZIP 28120

About renting in ZIP 28120

Last updated: August 17, 2026

ZIP code 28120 covers Mount Holly, NC. The median rent here is $1,785/mo as of August 2026. A 1-bedroom rents for a median of $1,250/mo. A 2-bedroom rents for a median of $1,370/mo.

At 27% of local median household income ($78,231/yr), ZIP 28120 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 6.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28120?

As of August 17, 2026, the median monthly rent in ZIP 28120 (Mount Holly, NC) is $1,785. This is based on aggregated data from public sources and community submissions.

How does ZIP 28120 rent compare to the US average?

ZIP 28120's median rent of $1,785/mo is $177 (9%) below the US national median of $1,962/mo.

How does ZIP 28120 compare to other ZIPs in North Carolina?

ZIP 28120 falls in the middle range for North Carolina, ranking #79 out of 226 ZIPs at $1,785/mo.

How much income do you need to rent in ZIP 28120?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (~$34/hour full-time) to afford the median rent of $1,785/mo in ZIP 28120. The local median household income is $78,231/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 28120?

Rent in ZIP 28120 has decreased 6.7% over the past year as of August 17, 2026, offering some relief compared to 12 months ago.

Is ZIP 28120 an affordable place to rent?

ZIP 28120 is considered affordable for renters. At $1,785/mo, rent takes approximately 27% of the local median household income ($78,231/yr). The standard benchmark is 30%. ZIP 28120 falls comfortably within that range.

What percentage of ZIP 28120 residents rent vs. own?

According to Census data, approximately 25.3% of ZIP 28120 households are renters, while 74.7% are owner-occupied. ZIP 28120 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 28120 compare to the rest of Mount Holly?

ZIP 28120 is more affordable than Mount Holly overall. At $1,785/mo, it's $23 below the Mount Holly citywide median of $1,808/mo.

When was rent data for ZIP 28120 last updated?

Rent data for ZIP 28120 reflects August 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $1,785/mo, rent takes ~27% of ZIP 28120's median household income ($78,231/yr). The standard benchmark is 30%.

ZIP 28120 27%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28120 (Mount Holly, NC)

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