ZIP Code · NC

ZIP 28215

Pop. 66,674·Mecklenburg County·20th most expensive ZIP in North Carolina
Median rent (all units)
$2,051/mo
Year-over-Year
+3.4%
Month-over-Month
+0.5%
vs US Median
+$119
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 28215 · $2,051
More expensive than 64% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,510
1 BR
$1,580
2 BR
$1,730
3 BR
$2,130
4 BR+
$2,710
Research median
$1,730/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 28215 usually run 0.9% below trend in February and 0.9% above it in July, about $37 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 28215 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of North Carolina

Rent in ZIP 28215 changed +3.4% over the year to September 2026. Across the 190 North Carolina ZIP codes Zillow tracks, the typical change was +2.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 28215 rose 45.8% while median household income rose 37.7% ($51,676 to $71,162). Rent outpaced income.

Since before the pandemic

Rent in ZIP 28215 is 49.7% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 5 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($71,162) is $1,779 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,730); a 3-bedroom is $2,130.

Rank in Charlotte

22nd cheapest of 23 ZIP codes in Charlotte.

Cheaper nearby

ZIP 28213, 4 miles away, rents for 25% less ($1,548/mo), about $6,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 28215. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,612/yr
At $2,051/mo median
Location
StateNC
CountyMecklenburg County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.4% YoY, +0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 28215 (Charlotte, NC) is majority owner-occupied, has a large share of families with children, 32.3% of residents hold a bachelor's degree or higher.

Population
66,674
Median income
$71,162
Median age
34.9
Renters
32.8%
Age distribution
26.3%
23.9%
27.4%
Under 1826.3%
18–3423.9%
35–5427.4%
55–6410.8%
65+11.6%
Gender
47.2%
52.8%
Male47.2%
Female52.8%
Race & ethnicity
22.7%
49.3%
24.6%
White22.7%
Black49.3%
Hispanic24.6%
Asian2.8%
Other0.7%
Education (25+)
16.6%
21.7%
29.4%
32.3%
No HS diploma16.6%
HS diploma21.7%
Some college29.4%
Bachelor's+32.3%
Housing tenure
67.2%
32.8%
Owner67.2%
Renter32.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28215 in Charlotte, NC has changed in 5 years

Rent
$1,545 → $2,051
up 32.8%
Income
$55,578 → $71,162
up 28.0%
Population
63,548 → 66,674
up 4.9%
Renter share
37% → 32.8%
-4.2 pts
Bachelor's+
26.9% → 32.3%
+5.4 pts
Median age
34.3 → 34.9
+0.6 yrs

Across the past five years, the going rent in ZIP 28215 in Charlotte, NC has shifted from $1,545 to $2,051, up 32.8% since 2021. Median household income climbed from $55,578 to $71,162 between 2021 and 2024, a 28.0% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 28215 in Charlotte, NC adding about 3,126 residents over the five-year window, up 4.9% on net. The renter share has eased from 37% to 32.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 26.9% to 32.3% across the same window. Taken together, the five-year picture in ZIP 28215 in Charlotte, NC reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 28215

Last updated: October 17, 2026

ZIP code 28215 covers Charlotte, NC. The median rent here is $2,051/mo as of October 2026. A 1-bedroom rents for a median of $1,580/mo. A 2-bedroom rents for a median of $1,730/mo.

At 35% of local median household income ($71,162/yr), ZIP 28215 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 28215?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (about $39/hour full-time) to afford the median rent of $2,051/mo in ZIP 28215. The local median household income is $71,162/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 28215?

Rent in ZIP 28215 has risen 3.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 28215?

Asking rents in ZIP 28215 are usually lowest in February, about 0.9% below their yearly trend, and highest in July, about 0.9% above it. At today's median that is a gap of roughly $37 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 28215?

Yes. From 2019 to 2024, rent in ZIP 28215 rose 45.8% while median household income rose 37.7%, from $51,676 to $71,162. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 28215 compare to other ZIPs in North Carolina?

ZIP 28215 is one of the pricier among North Carolina ZIP codes for rent, ranking #20 of 230 at $2,051/mo. Over the year to September 2026, rent in ZIP 28215 changed +3.4%, against a typical +2.6% across the 190 North Carolina ZIP codes Zillow tracks.

How does ZIP 28215 compare to the rest of Charlotte?

At $2,051/mo, ZIP 28215 is $322 above the Charlotte citywide median of $1,729/mo. It is the 22nd cheapest of 23 ZIP codes in Charlotte.
Income Affordability
35%
MODERATE

At $2,051/mo, rent takes ~35% of ZIP 28215's median household income ($71,162/yr). The standard benchmark is 30%.

ZIP 28215 35%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28215 (Charlotte, NC)

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