ZIP Code · NC

ZIP 28213

Pop. 45,904·Mecklenburg County·150th most expensive ZIP in North Carolina
Median rent (all units)
$1,548/mo
Year-over-Year
+0.2%
Month-over-Month
-0.1%
vs US Median
-$384
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 28213 · $1,548
More affordable than 69% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,380
1 BR
$1,440
2 BR
$1,580
3 BR
$1,950
4 BR+
$2,470
Research median
$1,580/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 28213 usually run 0.9% below trend in December and 0.8% above it in July, about $26 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 28213 is 1.1% below its high of $1,566 in December 2024, at $1,548 as of September 2026.

Past year vs. the rest of North Carolina

Rent in ZIP 28213 changed +0.2% over the year to September 2026. Across the 190 North Carolina ZIP codes Zillow tracks, the typical change was +2.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 28213 rose 35.9% while median household income rose 26.9% ($45,808 to $58,146). Rent outpaced income.

Since before the pandemic

Rent in ZIP 28213 is 32.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($58,146) is $1,454 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,440); a 2-bedroom is $1,580.

Rank in Charlotte

5th cheapest of 23 ZIP codes in Charlotte.

Cheaper nearby

ZIP 28212, 7 miles away, rents for 13% less ($1,340/mo), about $2,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 28213. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$18,576/yr
At $1,548/mo median
Location
StateNC
CountyMecklenburg County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.2% YoY, -0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 28213 (Charlotte, NC) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 33.6% of residents hold a bachelor's degree or higher.

Population
45,904
Median income
$58,146
Median age
32.5
Renters
55.9%
Age distribution
22.1%
31.7%
28.1%
Under 1822.1%
18–3431.7%
35–5428.1%
55–649.5%
65+8.5%
Gender
46.3%
53.7%
Male46.3%
Female53.7%
Race & ethnicity
20.5%
46%
27.8%
White20.5%
Black46%
Hispanic27.8%
Asian4.7%
Other1%
Education (25+)
16.1%
19.4%
30.9%
33.6%
No HS diploma16.1%
HS diploma19.4%
Some college30.9%
Bachelor's+33.6%
Housing tenure
44.1%
55.9%
Owner44.1%
Renter55.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28213 in Charlotte, NC has changed in 5 years

Rent
$1,264 → $1,548
up 22.5%
Income
$49,714 → $58,146
up 17.0%
Population
44,553 → 45,904
up 3.0%
Renter share
50.8% → 55.9%
+5.1 pts
Bachelor's+
32.8% → 33.6%
+0.8 pts

Across the past five years, the going rent in ZIP 28213 in Charlotte, NC has shifted from $1,264 to $1,548, up 22.5% since 2021. Household income in the area moved from $49,714 to $58,146 across the same window, up 17.0% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 28213 in Charlotte, NC adding about 1,351 residents over the five-year window, up 3.0% on net. The renter share has risen from 50.8% to 55.9%, with owner-occupied housing accounting for the remainder. Reading these numbers side by side helps frame whether current listings in ZIP 28213 in Charlotte, NC look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 28213

Last updated: October 17, 2026

ZIP code 28213 covers Charlotte, NC. The median rent here is $1,548/mo as of October 2026. A 1-bedroom rents for a median of $1,440/mo. A 2-bedroom rents for a median of $1,580/mo.

At 32% of local median household income ($58,146/yr), ZIP 28213 ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 28213?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (about $30/hour full-time) to afford the median rent of $1,548/mo in ZIP 28213. The local median household income is $58,146/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 28213?

Rent in ZIP 28213 has been roughly flat over the past year as of September 2026, a +0.2% change. It sits 1.1% below its high of $1,566 in December 2024.

When is the cheapest time to rent in ZIP 28213?

Asking rents in ZIP 28213 are usually lowest in December, about 0.9% below their yearly trend, and highest in July, about 0.8% above it. At today's median that is a gap of roughly $26 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 28213?

Yes. From 2019 to 2024, rent in ZIP 28213 rose 35.9% while median household income rose 26.9%, from $45,808 to $58,146. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 28213 compare to other ZIPs in North Carolina?

ZIP 28213 is in the middle among North Carolina ZIP codes for rent, ranking #150 of 230 at $1,548/mo. Over the year to September 2026, rent in ZIP 28213 changed +0.2%, against a typical +2.6% across the 190 North Carolina ZIP codes Zillow tracks.

How does ZIP 28213 compare to the rest of Charlotte?

At $1,548/mo, ZIP 28213 is $181 below the Charlotte citywide median of $1,729/mo. It is the 5th cheapest of 23 ZIP codes in Charlotte.
Income Affordability
32%
MODERATE

At $1,548/mo, rent takes ~32% of ZIP 28213's median household income ($58,146/yr). The standard benchmark is 30%.

ZIP 28213 32%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28213 (Charlotte, NC)

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