ZIP Code · NC

ZIP 28226

Pop. 39,381·Mecklenburg County·124th most expensive ZIP in North Carolina
Median rent (all units)
$1,638/mo
Year-over-Year
+1.1%
Month-over-Month
+0.4%
vs US Median
-$294
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 28226 · $1,638
More affordable than 63% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,500
1 BR
$1,570
2 BR
$1,720
3 BR
$2,120
4 BR+
$2,690
Research median
$1,720/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 28226 usually run 1.5% below trend in January and 1.2% above it in July, about $44 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 28226 is 2.3% below its high of $1,677 in January 2025, at $1,638 as of September 2026.

Past year vs. the rest of North Carolina

Rent in ZIP 28226 changed +1.1% over the year to September 2026. Across the 190 North Carolina ZIP codes Zillow tracks, the typical change was +2.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 28226 rose 43.3% while median household income rose 22.9% ($96,487 to $118,606). Rent outpaced income.

Since before the pandemic

Rent in ZIP 28226 is 39% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($118,606) is $2,965 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,690).

Rank in Charlotte

10th cheapest of 23 ZIP codes in Charlotte.

Cheaper nearby

ZIP 28210, 3 miles away, rents for 14% less ($1,406/mo), about $2,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 28226. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$19,656/yr
At $1,638/mo median
Location
StateNC
CountyMecklenburg County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (1.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+1.1% YoY, +0.4% MoM), not inventory.
Demographics

Who lives here

ZIP 28226 (Charlotte, NC) is majority owner-occupied, has a median income above the national average, 65.1% of residents hold a bachelor's degree or higher.

Population
39,381
Median income
$118,606
Median age
40.6
Renters
32.4%
Age distribution
24.1%
17%
29.6%
17.8%
Under 1824.1%
18–3417%
35–5429.6%
55–6411.4%
65+17.8%
Gender
48%
52%
Male48%
Female52%
Race & ethnicity
71.2%
13.7%
White71.2%
Black8.1%
Hispanic13.7%
Asian3.5%
Other3.5%
Education (25+)
19.9%
65.1%
No HS diploma4.4%
HS diploma10.5%
Some college19.9%
Bachelor's+65.1%
Housing tenure
67.6%
32.4%
Owner67.6%
Renter32.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28226 in Charlotte, NC has changed in 5 years

Rent
$1,247 → $1,638
up 31.4%
Income
$107,603 → $118,606
up 10.2%
Population
38,347 → 39,381
up 2.7%
Renter share
29.7% → 32.4%
+2.7 pts
Bachelor's+
62.4% → 65.1%
+2.7 pts
Median age
41.9 → 40.6
-1.3 yrs

The median rent in ZIP 28226 in Charlotte, NC stood at $1,247 in 2021 and currently runs about $1,638, reflecting a 31.4% increase over the period. On the earnings side, the typical household in ZIP 28226 in Charlotte, NC now reports about $118,606, up from $107,603 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 2.7% since 2021, moving from about 38,347 residents to roughly 39,381. Renters now make up 32.4% of households, compared with 29.7% five years ago. College-educated residents now make up 65.1% of adults here, versus 62.4% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 28226 in Charlotte, NC reflects that arc in its own way.

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Local insights

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About renting in ZIP 28226

Last updated: October 17, 2026

ZIP code 28226 covers Charlotte, NC. The median rent here is $1,638/mo as of October 2026. A 1-bedroom rents for a median of $1,570/mo. A 2-bedroom rents for a median of $1,720/mo.

At 17% of local median household income ($118,606/yr), ZIP 28226 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 28226?

To keep rent at or below 30% of gross income, you would need to earn at least $66,000/year (about $32/hour full-time) to afford the median rent of $1,638/mo in ZIP 28226. The local median household income is $118,606/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 28226?

Rent in ZIP 28226 has risen 1.1% over the past year as of September 2026. It sits 2.3% below its high of $1,677 in January 2025.

When is the cheapest time to rent in ZIP 28226?

Asking rents in ZIP 28226 are usually lowest in January, about 1.5% below their yearly trend, and highest in July, about 1.2% above it. At today's median that is a gap of roughly $44 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 28226?

Yes. From 2019 to 2024, rent in ZIP 28226 rose 43.3% while median household income rose 22.9%, from $96,487 to $118,606. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 28226 compare to other ZIPs in North Carolina?

ZIP 28226 is in the middle among North Carolina ZIP codes for rent, ranking #124 of 230 at $1,638/mo. Over the year to September 2026, rent in ZIP 28226 changed +1.1%, against a typical +2.6% across the 190 North Carolina ZIP codes Zillow tracks.

How does ZIP 28226 compare to the rest of Charlotte?

At $1,638/mo, ZIP 28226 is $91 below the Charlotte citywide median of $1,729/mo. It is the 10th cheapest of 23 ZIP codes in Charlotte.
Income Affordability
17%
VERY AFFORDABLE

At $1,638/mo, rent takes ~17% of ZIP 28226's median household income ($118,606/yr). The standard benchmark is 30%.

ZIP 28226 17%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28226 (Charlotte, NC)

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