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ZIP Code · NC

ZIP 28270

Pop. 32,448·Mecklenburg County·132nd most expensive ZIP in North Carolina
Median rent (all units)
$1,624/mo
Year-over-Year
+5.6%
Month-over-Month
+1.4%
vs US Median
-$341
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 28270 · $1,624
More affordable than 65% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,307
1 BR
$1,366
2 BR
$1,499
3 BR
$1,846
4 BR+
$2,341
Research median
$1,499/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$19,488/yr
At $1,624/mo median
Location
StateNC
CountyMecklenburg County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.6% YoY, +1.4% MoM), not inventory.
Demographics

Who lives here

ZIP 28270 (Charlotte, NC) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 67.6% of residents hold a bachelor's degree or higher.

Population
32,448
Median income
$131,667
Median age
40
Renters
23.2%
Age distribution
25.5%
17.4%
29.5%
13.2%
14.4%
Under 1825.5%
18–3417.4%
35–5429.5%
55–6413.2%
65+14.4%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
68%
White68%
Black10.9%
Hispanic9.3%
Asian8.8%
Other3%
Education (25+)
20%
67.6%
No HS diploma2.3%
HS diploma10%
Some college20%
Bachelor's+67.6%
Housing tenure
76.8%
23.2%
Owner76.8%
Renter23.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28270 in Charlotte, NC has changed in 5 years

Rent
$1,237 → $1,624
up 31.3%
Income
$112,190 → $131,667
up 17.4%
Population
34,583 → 32,448
down 6.2%
Renter share
26.1% → 23.2%
-2.9 pts
Bachelor's+
68% → 67.6%
-0.4 pts
Median age
39.4 → 40
+0.6 yrs

Five years ago, renters in ZIP 28270 in Charlotte, NC paid around $1,237 a month. That figure now sits near $1,624, up 31.3% from the 2021 baseline. Census figures show median household income at $131,667 today, compared with $112,190 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 28270 in Charlotte, NC losing about 2,135 residents over the five-year window, down 6.2% on net. The renter share has eased from 26.1% to 23.2%, with owner-occupied housing accounting for the remainder. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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Local insights

Tips for renters in ZIP 28270

About renting in ZIP 28270

Last updated: July 20, 2026

ZIP code 28270 covers Charlotte, NC. The median rent here is $1,624/mo as of July 2026. A 1-bedroom rents for a median of $1,366/mo. A 2-bedroom rents for a median of $1,499/mo.

At 15% of local median household income ($131,667/yr), ZIP 28270 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28270?

As of July 20, 2026, the median monthly rent in ZIP 28270 (Charlotte, NC) is $1,624. This is based on aggregated data from public sources and community submissions.

How does ZIP 28270 rent compare to the US average?

ZIP 28270's median rent of $1,624/mo is $341 (17%) below the US national median of $1,965/mo.

How does ZIP 28270 compare to other ZIPs in North Carolina?

ZIP 28270 falls in the middle range for North Carolina, ranking #132 out of 227 ZIPs at $1,624/mo.

How much income do you need to rent in ZIP 28270?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (~$31/hour full-time) to afford the median rent of $1,624/mo in ZIP 28270. The local median household income is $131,667/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 28270?

Rent in ZIP 28270 has increased 5.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 28270 an affordable place to rent?

ZIP 28270 is considered very affordable for renters. At $1,624/mo, rent takes approximately 15% of the local median household income ($131,667/yr). The standard benchmark is 30%. ZIP 28270 falls comfortably within that range.

What percentage of ZIP 28270 residents rent vs. own?

According to Census data, approximately 23.2% of ZIP 28270 households are renters, while 76.8% are owner-occupied. ZIP 28270 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 28270 compare to the rest of Charlotte?

ZIP 28270 is more affordable than Charlotte overall. At $1,624/mo, it's $122 below the Charlotte citywide median of $1,746/mo.

When was rent data for ZIP 28270 last updated?

Rent data for ZIP 28270 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
15%
VERY AFFORDABLE

At $1,624/mo, rent takes ~15% of ZIP 28270's median household income ($131,667/yr). The standard benchmark is 30%.

ZIP 28270 15%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28270 (Charlotte, NC)

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