ZIP Code · NC

ZIP 28312

Part of Fayetteville, NC

Pop. 19,793·Cumberland County·230th most expensive ZIP in North Carolina

Median rent (all units)

$848/mo

Year-over-Year

Stable

Month-over-Month

+1.4%

vs US Median

-$1,100

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 28312 · $848

More affordable than 100% of US ZIP codes · National median $1,948/mo

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Medians by bedroom

Rent by unit size

Studio

$662

1 BR

$668

2 BR

$756

3 BR

$1,026

4 BR+

$1,269

Research median

$756/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($67,754) is $1,694 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,520); a 4-bedroom is $1,880.

Rank in Fayetteville

1st cheapest of 8 ZIP codes in Fayetteville.

From Zillow's monthly rent index (ZORI) for ZIP 28312. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$10,176/yr

At $848/mo median

Location

CityFayetteville

StateNC

CountyCumberland County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.4% MoM), not inventory.

Demographics

Who lives here

ZIP 28312 (Fayetteville, NC) is majority owner-occupied, 27.3% of residents hold a bachelor's degree or higher.

Population

19,793

Median income

$67,754

Median age

43.7

Renters

23.2%

Age distribution

22.4%

15.3%

27.7%

15.3%

19.2%

Under 1822.4%

18–3415.3%

35–5427.7%

55–6415.3%

65+19.2%

Gender

49.1%

50.9%

Male49.1%

Female50.9%

Race & ethnicity

55.8%

30.6%

White55.8%

Black30.6%

Hispanic7.1%

Other6.3%

Education (25+)

30.7%

31.7%

27.3%

No HS diploma10.2%

HS diploma30.7%

Some college31.7%

Bachelor's+27.3%

Housing tenure

76.8%

23.2%

Owner76.8%

Renter23.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28312 in Fayetteville, NC has changed in 5 years

Income

$54,276 → $67,754

up 24.8%

Population

19,654 → 19,793

up 0.7%

Renter share

30.3% → 23.2%

-7.1 pts

Bachelor's+

24.3% → 27.3%

+3.0 pts

Median age

42 → 43.7

+1.7 yrs

Median household income climbed from $54,276 to $67,754 between 2021 and 2024, a 24.8% shift. The renter share has eased from 30.3% to 23.2%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 24.3% to 27.3% across the same window.

Community

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Local insights

Tips for renters in ZIP 28312

About renting in ZIP 28312

Last updated: September 25, 2026

ZIP code 28312 covers Fayetteville, NC. The median rent here is $848/mo as of September 2026. A 1-bedroom rents for a median of $668/mo. A 2-bedroom rents for a median of $756/mo.

At 15% of local median household income ($67,754/yr), ZIP 28312 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 28312?

To keep rent at or below 30% of gross income, you would need to earn at least $34,000/year (about $16/hour full-time) to afford the median rent of $848/mo in ZIP 28312. The local median household income is $67,754/yr, so the typical household meets that bar.