ZIP Code · NC

ZIP 28390

Pop. 24,000·Harnett County·181st most expensive ZIP in North Carolina
Median rent (all units)
$1,415/mo
Year-over-Year
+0.1%
Month-over-Month
-0.6%
vs US Median
-$517
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 28390 · $1,415
More affordable than 79% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$980
1 BR
$990
2 BR
$1,160
3 BR
$1,590
4 BR+
$1,940
Research median
$1,160/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 28390 is 2.3% below its high of $1,448 in April 2026, at $1,415 as of September 2026.

Past year vs. the rest of North Carolina

Rent in ZIP 28390 changed +0.1% over the year to September 2026. Across the 190 North Carolina ZIP codes Zillow tracks, the typical change was +2.6%.

Recent direction

Rent has fallen 5 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($62,972) is $1,574 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,160); a 3-bedroom is $1,590.

From Zillow's monthly rent index (ZORI) for ZIP 28390. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,980/yr
At $1,415/mo median
Location
StateNC
CountyHarnett County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.1% YoY, -0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 28390 (Spring Lake, NC) is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 29% of residents hold a bachelor's degree or higher.

Population
24,000
Median income
$62,972
Median age
29.9
Renters
50.7%
Age distribution
27.4%
31.5%
23.4%
Under 1827.4%
18–3431.5%
35–5423.4%
55–648.6%
65+9.1%
Gender
48%
52%
Male48%
Female52%
Race & ethnicity
42.9%
32.2%
16.8%
White42.9%
Black32.2%
Hispanic16.8%
Asian1.9%
Other6.2%
Education (25+)
24.8%
38.9%
29%
No HS diploma7.3%
HS diploma24.8%
Some college38.9%
Bachelor's+29%
Housing tenure
49.3%
50.7%
Owner49.3%
Renter50.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 28390 in Spring Lake, NC has changed in 5 years

Rent
$1,283 → $1,415
up 10.3%
Income
$49,129 → $62,972
up 28.2%
Population
24,726 → 24,000
down 2.9%
Renter share
52.2% → 50.7%
-1.5 pts
Bachelor's+
26.8% → 29%
+2.2 pts

Across the past five years, the going rent in ZIP 28390 in Spring Lake, NC has shifted from $1,283 to $1,415, up 10.3% since 2022. Household income in the area moved from $49,129 to $62,972 across the same window, up 28.2% versus 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 28390 in Spring Lake, NC losing about 726 residents over the five-year window, down 2.9% on net. The renter share has eased from 52.2% to 50.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 26.8% to 29% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 28390 in Spring Lake, NC look reasonable against where the market sat half a decade ago.

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About renting in ZIP 28390

Last updated: October 17, 2026

ZIP code 28390 covers Spring Lake, NC. The median rent here is $1,415/mo as of October 2026. A 1-bedroom rents for a median of $990/mo. A 2-bedroom rents for a median of $1,160/mo.

At 27% of local median household income ($62,972/yr), ZIP 28390 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 28390?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,415/mo in ZIP 28390. The local median household income is $62,972/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 28390?

Rent in ZIP 28390 has been roughly flat over the past year as of September 2026, a +0.1% change. It sits 2.3% below its high of $1,448 in April 2026.

How does ZIP 28390 compare to other ZIPs in North Carolina?

ZIP 28390 is one of the more affordable among North Carolina ZIP codes for rent, ranking #181 of 230 at $1,415/mo. Over the year to September 2026, rent in ZIP 28390 changed +0.1%, against a typical +2.6% across the 190 North Carolina ZIP codes Zillow tracks.

How does ZIP 28390 compare to the rest of Spring Lake?

At $1,415/mo, ZIP 28390 is $15 below the Spring Lake citywide median of $1,430/mo.
Income Affordability
27%
AFFORDABLE

At $1,415/mo, rent takes ~27% of ZIP 28390's median household income ($62,972/yr). The standard benchmark is 30%.

ZIP 28390 27%Benchmark 30%
State income tax4.5%
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