ZIP Code · NC

ZIP 28460

Pop. 13,532·Onslow County·46th most expensive ZIP in North Carolina
Median rent (all units)
$1,901/mo
Year-over-Year
+6.0%
Month-over-Month
+0.5%
vs US Median
-$31
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 28460 · $1,901
More expensive than 56% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,160
1 BR
$1,170
2 BR
$1,470
3 BR
$2,040
4 BR+
$2,470
Research median
$1,470/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 28460 is at its highest level since Zillow's records here began in September 2022.

Past year vs. the rest of North Carolina

Rent in ZIP 28460 changed +6.0% over the year to September 2026. Across the 190 North Carolina ZIP codes Zillow tracks, the typical change was +2.6%.

Recent direction

Rent has risen 10 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($88,908) is $2,223 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,040); a 4-bedroom is $2,470.

From Zillow's monthly rent index (ZORI) for ZIP 28460. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$22,812/yr
At $1,901/mo median
Location
StateNC
CountyOnslow County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.0% YoY, +0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 28460 (Sneads Ferry, NC) is majority owner-occupied, skews toward younger working-age adults, 34.2% of residents hold a bachelor's degree or higher.

Population
13,532
Median income
$88,908
Median age
32.4
Renters
25.3%
Age distribution
18.8%
35%
20.8%
13.8%
Under 1818.8%
18–3435%
35–5420.8%
55–6413.8%
65+11.6%
Gender
52.9%
47.1%
Male52.9%
Female47.1%
Race & ethnicity
76.3%
White76.3%
Black3.2%
Hispanic10%
Asian1.4%
Other9.1%
Education (25+)
26.3%
36.4%
34.2%
No HS diploma3%
HS diploma26.3%
Some college36.4%
Bachelor's+34.2%
Housing tenure
74.7%
25.3%
Owner74.7%
Renter25.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 28460 in Sneads Ferry, NC has changed in 5 years

Rent
$1,703 → $1,901
up 11.6%
Income
$73,097 → $88,908
up 21.6%
Population
10,543 → 13,532
up 28.4%
Renter share
22.2% → 25.3%
+3.1 pts
Bachelor's+
39.4% → 34.2%
-5.2 pts

Rent in ZIP 28460 in Sneads Ferry, NC has increased 11.6% since 2023, going from about $1,703 per month to roughly $1,901 today. Census figures show median household income at $88,908 today, compared with $73,097 five years earlier. Income growth outran rent by about 10.0 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 10,543 to 13,532 between 2021 and 2024, a 28.4% change. About 25.3% of households rent today, against 22.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 39.4% to 34.2%. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

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Local insights

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About renting in ZIP 28460

Last updated: October 17, 2026

ZIP code 28460 covers Sneads Ferry, NC. The median rent here is $1,901/mo as of October 2026. A 1-bedroom rents for a median of $1,170/mo. A 2-bedroom rents for a median of $1,470/mo.

At 26% of local median household income ($88,908/yr), ZIP 28460 ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 28460?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (about $37/hour full-time) to afford the median rent of $1,901/mo in ZIP 28460. The local median household income is $88,908/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 28460?

Rent in ZIP 28460 has risen 6.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in September 2022.

How does ZIP 28460 compare to other ZIPs in North Carolina?

ZIP 28460 is one of the pricier among North Carolina ZIP codes for rent, ranking #46 of 230 at $1,901/mo. Over the year to September 2026, rent in ZIP 28460 changed +6.0%, against a typical +2.6% across the 190 North Carolina ZIP codes Zillow tracks.

How does ZIP 28460 compare to the rest of Sneads Ferry?

At $1,901/mo, ZIP 28460 is $33 above the Sneads Ferry citywide median of $1,868/mo.
Income Affordability
26%
AFFORDABLE

At $1,901/mo, rent takes ~26% of ZIP 28460's median household income ($88,908/yr). The standard benchmark is 30%.

ZIP 28460 26%Benchmark 30%
State income tax4.5%
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Public schools near ZIP 28460 (Sneads Ferry, NC)

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