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ZIP Code · NC

ZIP 28546

Pop. 47,256·Onslow County·194th most expensive ZIP in North Carolina
Median rent (all units)
$1,382/mo
Year-over-Year
+5.3%
Month-over-Month
+0.8%
vs US Median
-$583
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 28546 · $1,382
More affordable than 82% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$900
1 BR
$910
2 BR
$1,140
3 BR
$1,590
4 BR+
$1,910
Research median
$1,140/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,584/yr
At $1,382/mo median
Location
StateNC
CountyOnslow County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.3% YoY, +0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 28546 (Jacksonville, NC) is majority owner-occupied, skews toward younger working-age adults, has a median income below the national average, 25.1% of residents hold a bachelor's degree or higher.

Population
47,256
Median income
$63,561
Median age
29.4
Renters
42.2%
Age distribution
24.6%
33.3%
22.7%
Under 1824.6%
18–3433.3%
35–5422.7%
55–648.6%
65+10.8%
Gender
48.4%
51.6%
Male48.4%
Female51.6%
Race & ethnicity
58.1%
18.1%
16.9%
White58.1%
Black18.1%
Hispanic16.9%
Asian2.5%
Other4.3%
Education (25+)
29.6%
39.4%
25.1%
No HS diploma6%
HS diploma29.6%
Some college39.4%
Bachelor's+25.1%
Housing tenure
57.8%
42.2%
Owner57.8%
Renter42.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28546 in Jacksonville, NC has changed in 5 years

Rent
$928 → $1,382
up 48.9%
Income
$52,154 → $63,561
up 21.9%
Population
49,170 → 47,256
down 3.9%
Renter share
45.6% → 42.2%
-3.4 pts
Bachelor's+
24.1% → 25.1%
+1.0 pts
Median age
27.3 → 29.4
+2.1 yrs

Rent in ZIP 28546 in Jacksonville, NC has climbed 48.9% since 2021, going from about $928 per month to roughly $1,382 today. Household income in the area moved from $52,154 to $63,561 across the same window, up 21.9% versus 2021. Rent outpaced income growth by roughly 27.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 49,170 to 47,256 between 2021 and 2024, a 3.9% change. About 42.2% of households rent today, against 45.6% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 28546 in Jacksonville, NC look reasonable against where the market sat half a decade ago.

Community

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Local insights

Tips for renters in ZIP 28546

About renting in ZIP 28546

Last updated: July 20, 2026

ZIP code 28546 covers Jacksonville, NC. The median rent here is $1,382/mo as of July 2026. A 1-bedroom rents for a median of $910/mo. A 2-bedroom rents for a median of $1,140/mo.

At 26% of local median household income ($63,561/yr), ZIP 28546 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.3% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28546?

As of July 20, 2026, the median monthly rent in ZIP 28546 (Jacksonville, NC) is $1,382. This is based on aggregated data from public sources and community submissions.

How does ZIP 28546 rent compare to the US average?

ZIP 28546's median rent of $1,382/mo is $583 (30%) below the US national median of $1,965/mo.

How does ZIP 28546 compare to other ZIPs in North Carolina?

ZIP 28546 is among the more affordable ZIP codes in North Carolina, ranking #194 out of 227 ZIPs at $1,382/mo.

How much income do you need to rent in ZIP 28546?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (~$26/hour full-time) to afford the median rent of $1,382/mo in ZIP 28546. The local median household income is $63,561/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 28546?

Rent in ZIP 28546 has increased 5.3% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 28546 an affordable place to rent?

ZIP 28546 is considered affordable for renters. At $1,382/mo, rent takes approximately 26% of the local median household income ($63,561/yr). The standard benchmark is 30%. ZIP 28546 falls comfortably within that range.

What percentage of ZIP 28546 residents rent vs. own?

According to Census data, approximately 42.2% of ZIP 28546 households are renters, while 57.8% are owner-occupied. ZIP 28546 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 28546 compare to the rest of Jacksonville?

ZIP 28546 is more affordable than Jacksonville overall. At $1,382/mo, it's $13 below the Jacksonville citywide median of $1,395/mo.

When was rent data for ZIP 28546 last updated?

Rent data for ZIP 28546 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $1,382/mo, rent takes ~26% of ZIP 28546's median household income ($63,561/yr). The standard benchmark is 30%.

ZIP 28546 26%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28546 (Jacksonville, NC)

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