ZIP 28546
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in ZIP 28546 usually run 0.7% below trend in December and 0.6% above it in May, about $19 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 28546 is at its highest level since Zillow's records here began in January 2015.
Rent in ZIP 28546 changed +2.5% over the year to September 2026. Across the 190 North Carolina ZIP codes Zillow tracks, the typical change was +2.6%.
From 2019 to 2024, rent in ZIP 28546 rose 48.6% while median household income rose 32.3% ($48,033 to $63,561). Rent outpaced income.
Rent in ZIP 28546 is 59.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 11 of the last 12 months.
30% of the median household income ($63,561) is $1,589 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,140); a 3-bedroom is $1,590.
From Zillow's monthly rent index (ZORI) for ZIP 28546. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 28546 (Jacksonville, NC) is majority owner-occupied, skews toward younger working-age adults, has a median income below the national average, 25.1% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 28546 in Jacksonville, NC has changed in 5 years
Rent in ZIP 28546 in Jacksonville, NC has climbed 46.1% since 2021, going from about $1,001 per month to roughly $1,462 today. Household income in the area moved from $52,154 to $63,561 across the same window, up 21.9% versus 2021. Rent outpaced income growth by roughly 24.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 49,170 to 47,256 between 2021 and 2024, a 3.9% change. About 42.2% of households rent today, against 45.6% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 28546 in Jacksonville, NC look reasonable against where the market sat half a decade ago.
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Tips for renters in ZIP 28546
Last updated: October 17, 2026
ZIP code 28546 covers Jacksonville, NC. The median rent here is $1,462/mo as of October 2026. A 1-bedroom rents for a median of $910/mo. A 2-bedroom rents for a median of $1,140/mo.
At 28% of local median household income ($63,561/yr), ZIP 28546 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.5% over the past year.
Frequently asked questions
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How does ZIP 28546 compare to other ZIPs in North Carolina?
How does ZIP 28546 compare to the rest of Jacksonville?
At $1,462/mo, rent takes ~28% of ZIP 28546's median household income ($63,561/yr). The standard benchmark is 30%.
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