ZIP Code · NC

ZIP 28560

Part of New Bern, NC
Pop. 28,661·Craven County·128th most expensive ZIP in North Carolina
Median rent (all units)
$1,617/mo
Year-over-Year
+1.4%
Month-over-Month
-0.8%
vs US Median
-$315
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 28560 · $1,617
More affordable than 64% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$900
1 BR
$910
2 BR
$1,190
3 BR
$1,600
4 BR+
$1,990
Research median
$1,190/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 28560 is 0.8% below its high of $1,630 in August 2026, at $1,617 as of September 2026.

Past year vs. the rest of North Carolina

Rent in ZIP 28560 changed +1.4% over the year to September 2026. Across the 190 North Carolina ZIP codes Zillow tracks, the typical change was +2.6%.

Recent direction

Rent rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($65,411) is $1,635 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,600); a 4-bedroom is $1,990.

From Zillow's monthly rent index (ZORI) for ZIP 28560. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$19,404/yr
At $1,617/mo median
Location
StateNC
CountyCraven County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.4% YoY, -0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 28560 (New Bern, NC) is majority owner-occupied, has a large retiree population, has a median income below the national average, 26.4% of residents hold a bachelor's degree or higher.

Population
28,661
Median income
$65,411
Median age
42.8
Renters
30.5%
Age distribution
22.3%
18.6%
22.1%
14.7%
22.2%
Under 1822.3%
18–3418.6%
35–5422.1%
55–6414.7%
65+22.2%
Gender
48.1%
51.9%
Male48.1%
Female51.9%
Race & ethnicity
66.9%
22.1%
White66.9%
Black22.1%
Hispanic3.5%
Asian3.5%
Other4%
Education (25+)
31.7%
34.3%
26.4%
No HS diploma7.6%
HS diploma31.7%
Some college34.3%
Bachelor's+26.4%
Housing tenure
69.5%
30.5%
Owner69.5%
Renter30.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 28560 in New Bern, NC has changed in 5 years

Rent
$1,387 → $1,617
up 16.6%
Income
$54,656 → $65,411
up 19.7%
Population
29,097 → 28,661
down 1.5%
Renter share
35.4% → 30.5%
-4.9 pts
Bachelor's+
24.1% → 26.4%
+2.3 pts
Median age
39.5 → 42.8
+3.3 yrs

Across the past five years, the going rent in ZIP 28560 in New Bern, NC has shifted from $1,387 to $1,617, up 16.6% since 2023. Household income in the area moved from $54,656 to $65,411 across the same window, up 19.7% versus 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 28560 in New Bern, NC losing about 436 residents over the five-year window, down 1.5% on net. The renter share has eased from 35.4% to 30.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 24.1% to 26.4% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 28560 in New Bern, NC look reasonable against where the market sat half a decade ago.

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About renting in ZIP 28560

Last updated: October 17, 2026

ZIP code 28560 covers New Bern, NC. The median rent here is $1,617/mo as of October 2026. A 1-bedroom rents for a median of $910/mo. A 2-bedroom rents for a median of $1,190/mo.

At 30% of local median household income ($65,411/yr), ZIP 28560 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 28560?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (about $31/hour full-time) to afford the median rent of $1,617/mo in ZIP 28560. The local median household income is $65,411/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 28560?

Rent in ZIP 28560 has risen 1.4% over the past year as of September 2026. It sits 0.8% below its high of $1,630 in August 2026.

How does ZIP 28560 compare to other ZIPs in North Carolina?

ZIP 28560 is in the middle among North Carolina ZIP codes for rent, ranking #128 of 230 at $1,617/mo. Over the year to September 2026, rent in ZIP 28560 changed +1.4%, against a typical +2.6% across the 190 North Carolina ZIP codes Zillow tracks.

How does ZIP 28560 compare to the rest of New Bern?

At $1,617/mo, ZIP 28560 is $62 above the New Bern citywide median of $1,555/mo.
Income Affordability
30%
MODERATE

At $1,617/mo, rent takes ~30% of ZIP 28560's median household income ($65,411/yr). The standard benchmark is 30%.

ZIP 28560 30%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28560 (New Bern, NC)

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