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ZIP Code · NC

ZIP 28532

Part of Havelock, NC
Pop. 20,908·Craven County·175th most expensive ZIP in North Carolina
Median rent (all units)
$1,415/mo
Year-over-Year
+1.0%
Month-over-Month
-5.3%
vs US Median
-$515
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 28532 · $1,415
More affordable than 79% of US ZIP codes · National median $1,930/mo
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Medians by bedroom

Rent by unit size

Studio
$1,010
1 BR
$1,020
2 BR
$1,340
3 BR
$1,800
4 BR+
$2,250
Research median
$1,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: May 18, 2026

Annual cost
$16,980/yr
At $1,415/mo median
Location
StateNC
CountyCraven County
Demographics

Who lives here

ZIP 28532 (Havelock, NC) is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 20.6% of residents hold a bachelor's degree or higher.

Population
20,908
Median income
$60,605
Median age
30.9
Renters
48%
Age distribution
26.4%
30.9%
22.3%
Under 1826.4%
18–3430.9%
35–5422.3%
55–6411.4%
65+8.9%
Gender
52.6%
47.4%
Male52.6%
Female47.4%
Race & ethnicity
62.4%
18.5%
13.2%
White62.4%
Black18.5%
Hispanic13.2%
Asian3.2%
Other2.7%
Education (25+)
29%
42.6%
20.6%
No HS diploma7.9%
HS diploma29%
Some college42.6%
Bachelor's+20.6%
Housing tenure
52%
48%
Owner52%
Renter48%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28532 in Havelock, NC has changed in 5 years

Income
$57,516 → $60,605
up 5.4%
Population
20,279 → 20,908
up 3.1%
Renter share
50% → 48%
-2.0 pts
Bachelor's+
16.7% → 20.6%
+3.9 pts
Median age
27.8 → 30.9
+3.1 yrs

Household income in the area moved from $57,516 to $60,605 across the same window, up 5.4% versus 2021. The population has grown by 3.1% since 2021, moving from about 20,279 residents to roughly 20,908. Renters now make up 48% of households, compared with 50% five years ago. College-educated residents now make up 20.6% of adults here, versus 16.7% in 2021.

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Local insights

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About renting in ZIP 28532

Last updated: May 18, 2026

ZIP code 28532 covers Havelock, NC. The median rent here is $1,415/mo as of May 2026. A 1-bedroom rents for a median of $1,020/mo. A 2-bedroom rents for a median of $1,340/mo.

At 28% of local median household income ($60,605/yr), ZIP 28532 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28532?

As of May 18, 2026, the median monthly rent in ZIP 28532 (Havelock, NC) is $1,415. This is based on aggregated data from public sources and community submissions.

How does ZIP 28532 rent compare to the US average?

ZIP 28532's median rent of $1,415/mo is $515 (27%) below the US national median of $1,930/mo.

How does ZIP 28532 compare to other ZIPs in North Carolina?

ZIP 28532 is among the more affordable ZIP codes in North Carolina, ranking #175 out of 222 ZIPs at $1,415/mo.

How much income do you need to rent in ZIP 28532?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,415/mo in ZIP 28532. The local median household income is $60,605/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 28532?

Rent in ZIP 28532 has increased 1.0% over the past year as of May 18, 2026, putting upward pressure on renter budgets.

Is ZIP 28532 an affordable place to rent?

ZIP 28532 is considered affordable for renters. At $1,415/mo, rent takes approximately 28% of the local median household income ($60,605/yr). The standard benchmark is 30%. ZIP 28532 falls comfortably within that range.

What percentage of ZIP 28532 residents rent vs. own?

According to Census data, approximately 48% of ZIP 28532 households are renters, while 52% are owner-occupied. ZIP 28532 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 28532 compare to the rest of Havelock?

ZIP 28532 sits right at the Havelock citywide median of $1,415/mo.

When was rent data for ZIP 28532 last updated?

Rent data for ZIP 28532 reflects May 18, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Affordability
28%
AFFORDABLE

At $1,415/mo, rent takes ~28% of ZIP 28532's median household income ($60,605/yr). The standard benchmark is 30%.

ZIP 28532 28%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28532 (Havelock, NC)

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